Spero Financial Credit Union
Verified rate book
Current Spero Financial Credit Union rates
9 published offers verified as of August 4, 2026.
Mortgage rates
9 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| VA 30 Year Fixed - Conforming30 year fixed | 6.409% APR | 6.250% | — | Standard |
| FHA 30-Year Fixed - Conforming30 year fixed | 6.689% APR | 6.000% | — | Standard |
| 30-Year Fixed30 year fixed | 6.788% APR | 6.625% | — | Standard |
| Jumbo 30-Year Fixed30 year fixed | 7.099% APR | 7.000% | — | Standard |
| VA 15 Year Fixed - Conforming15 year fixed | 6.135% APR | 5.875% | — | Standard |
| FHA 15 Year Fixed - Conforming15 year fixed | 6.432% APR | 5.750% | — | Standard |
| 15-Year Fixed15 year fixed | 6.513% APR | 6.250% | — | Standard |
| Jumbo 15-Year Fixed15 year fixed | 7.411% APR | 7.250% | — | Standard |
| 20-Year Fixed20 year fixed | 6.712% APR | 6.500% | — | Standard |
As of August 4, 2026, Spero Financial Credit Union offers a 30-year fixed mortgage at 6.409% APR.
Source: RateAPI.dev, verified from Spero Financial Credit Union's official website
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About Spero Financial Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 45.4K
- Assets
- $712.1M
- Founded
- 1935
- Locations reported
- 11
- NCUA charter
- 361
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Student scholarships
- Credit-builder products
- Payday Alternative Loans I
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Spero Financial Credit Union
Membership eligibility from Spero Financial Credit Union's own published criteria. How we verify this.
Membership via the Carolinas Credit Union Foundation ($5)
- LocationAnderson, Cherokee, Columbia, Elbert, Greenville, Greenwood, Hart, Laurens, Oconee, Pickens, Spartanburg, Union
- AssociationCarolinas Credit Union Foundation
Cost to join: About $10 (a $5 membership fee plus a $5 minimum deposit).
Verified from Spero Financial Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Spero Financial Credit Union offer?
Spero Financial Credit Union currently offers mortgage rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Spero Financial Credit Union rates updated?
RateAPI verifies Spero Financial Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Spero Financial Credit Union's rate data?
Rate data is collected directly from Spero Financial Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Spero Financial Credit Union's mortgage rate?
As of August 4, 2026, Spero Financial Credit Union offers a 30-year fixed mortgage at 6.409% APR.
Related Rate Data
Compare Spero Financial Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Spero Financial Credit Union
curl "https://api.rateapi.dev/credit-unions/south-carolina/spero-financial" \
-H "Authorization: Bearer YOUR_API_KEY"