Valley 1st Community Credit Union
Verified rate book
Current Valley 1st Community Credit Union rates
15 published offers verified as of August 4, 2026.
Mortgage rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 1st Mortgageother | 6.000% APR | 6.000% | — | Standard |
| Home Loanother | 6.000% APR | 6.000% | — | Standard |
Auto & vehicle rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Used Auto Loanauto_used | 5.990% APR | 5.990% | used | Standard |
| Auto Loanauto | 5.990% APR | 5.990% | — | Standard |
| New Auto Loanauto_new | 5.990% APR | 5.990% | new | Standard |
| Boat Loanboat | 8.500% APR | 8.500% | — | Standard |
| Motorcycle Loanmotorcycle | 8.500% APR | 8.500% | — | Standard |
| Camper/RV Loanrv | 8.500% APR | 8.500% | — | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loanheloc | 6.750% APR | 6.750% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Shared Secured Loanpersonal_secured | 2.050% APR | 2.050% | — | Standard |
| Unsecured Personal Loanpersonal_unsecured | 10.750% APR | 10.750% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 8.990% APR | 8.990% | — | Standard |
Savings & CD rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| IRA Certificateira_cd | 3.50% APY | 3.50% | — | Standard |
| Regular Certificateshare_certificate | 3.75% APY | 3.75% | — | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Tri Axel Loanother | 9.000% % | 9.000% | — | Standard |
As of August 4, 2026, Valley 1st Community Credit Union offers mortgage rates from 6% APR. Vehicle loans available from 5.99% APR. HELOC rates from 6.75% APR. Personal loan rates from 2.05% APR. Credit card rates from 8.99% APR. Savings and certificate yields up to 3.75% APY.
Source: RateAPI.dev, verified from Valley 1st Community Credit Union's official website
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About Valley 1st Community Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 7.3K
- Assets
- $104.2M
- Founded
- 1935
- Locations reported
- 2
- NCUA charter
- 649
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Valley 1st Community Credit Union
Membership eligibility from Valley 1st Community Credit Union's own published criteria. How we verify this.
Community charter: live/work in Fayette, Washington, Westmoreland
- LocationFayette, Washington, Westmoreland
Cost to join: About $6 (a $1 membership fee plus a $5 minimum deposit).
Verified from Valley 1st Community Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Valley 1st Community Credit Union?
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Frequently Asked Questions
What rates does Valley 1st Community Credit Union offer?
Valley 1st Community Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Valley 1st Community Credit Union rates updated?
RateAPI verifies Valley 1st Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Valley 1st Community Credit Union's rate data?
Rate data is collected directly from Valley 1st Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Valley 1st Community Credit Union's mortgage rate?
As of August 4, 2026, Valley 1st Community Credit Union offers mortgage rates from 6% APR.
What are Valley 1st Community Credit Union's auto, rv, boat & motorcycle loan rates?
As of August 4, 2026, Valley 1st Community Credit Union offers vehicle loans from 5.99% APR.
What is Valley 1st Community Credit Union's HELOC rate?
As of August 4, 2026, Valley 1st Community Credit Union offers home equity lines of credit from 6.75% APR.
What is Valley 1st Community Credit Union's personal loan rate?
As of August 4, 2026, Valley 1st Community Credit Union offers personal loans from 2.05% APR.
What is Valley 1st Community Credit Union's best CD rate?
As of August 4, 2026, Valley 1st Community Credit Union offers savings and certificate (CD) yields up to 3.75% APY.
Related Rate Data
Compare Valley 1st Community Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Valley 1st Community Credit Union
curl "https://api.rateapi.dev/credit-unions/pennsylvania/valley-1st-community" \
-H "Authorization: Bearer YOUR_API_KEY"