United Community Credit Union
Verified rate book
Current United Community Credit Union rates
14 published offers verified as of August 4, 2026.
Auto & vehicle rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Automobile (2026 and 2025 Model Years)auto_new_60mo | 4.740% APR | 4.740% | 60 mo · new | Standard |
| 60-Month Used Auto Loan (2023–2025)auto_used_60mo | 4.990% APR | 4.990% | 60 mo · used | Standard |
| New Automobile (2026 and 2025 Model Years)auto_new_72mo | 5.190% APR | 5.190% | 72 mo · new | Standard |
| 72-Month Used Auto Loan (2023–2025)auto_used_72mo | 5.290% APR | 5.290% | 72 mo · used | Standard |
| 60-Month Used Auto Loan (2019–2022)auto_used_60mo | 5.790% APR | 5.790% | 60 mo · used | Standard |
| 48-Month Used Auto Loan (2017–2018)auto_used_48mo | 6.290% APR | 6.290% | 48 mo · used | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity - Fixed Rate (2nd Lien, 80% LTV)¹heloc_fixed | 5.250% APR | 5.250% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share Secured (Share rate plus 2%, minimum 3.00%)personal_secured | 3.000% APR | 3.000% | — | Standard |
| Signature Loanpersonal_unsecured | 11.500% APR | 11.500% | — | Standard |
Savings & CD rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 12-Month Certificatecd_12mo | 2.27% APY | 2.25% | 12 mo | Standard |
| 18-Month Certificatecd_18mo | 2.53% APY | 2.50% | 18 mo | Standard |
| 24-Month Certificatecd_24mo | 2.79% APY | 2.75% | 24 mo | Standard |
| 36-Month Certificatecd_36mo | 3.04% APY | 3.00% | 36 mo | Standard |
| 6-Month Certificatecd_6mo | 3.56% APY | 3.50% | 6 mo | Standard |
Auto loans available from 4.74% APR for 60 months. HELOC rates from 5.25% APR. Personal loan rates from 3% APR. Savings and certificate yields up to 3.56% APY.
Source: RateAPI.dev, verified from United Community Credit Union's official website
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About United Community Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 8.5K
- Assets
- $127.7M
- Founded
- 1951
- Locations reported
- 3
- NCUA charter
- 7415
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join United Community Credit Union
Membership eligibility from United Community Credit Union's own published criteria. How we verify this.
Community charter: live/work in Allegheny, Washington, Westmoreland, PA
- LocationAllegheny, Washington, Westmoreland — PA
Cost to join: About $5.
Verified from United Community Credit Union's membership page. Final membership determination is always made by the credit union.
Work at United Community Credit Union?
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Frequently Asked Questions
What rates does United Community Credit Union offer?
United Community Credit Union currently offers Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are United Community Credit Union rates updated?
RateAPI verifies United Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get United Community Credit Union's rate data?
Rate data is collected directly from United Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are United Community Credit Union's auto loan rates?
As of August 4, 2026, United Community Credit Union offers auto loans from 4.74% APR.
What is United Community Credit Union's HELOC rate?
As of August 4, 2026, United Community Credit Union offers home equity lines of credit from 5.25% APR.
What is United Community Credit Union's personal loan rate?
As of August 4, 2026, United Community Credit Union offers personal loans from 3% APR.
What is United Community Credit Union's best CD rate?
As of August 4, 2026, United Community Credit Union offers savings and certificate (CD) yields up to 3.56% APY.
Related Rate Data
Compare United Community Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for United Community Credit Union
curl "https://api.rateapi.dev/credit-unions/pennsylvania/united-community" \
-H "Authorization: Bearer YOUR_API_KEY"