Pennsylvania Central Credit Union

Harrisburg, Pennsylvania
Last verified: August 4, 2026
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Verified rate book

Current Pennsylvania Central Credit Union rates

19 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

2 offers
Pennsylvania Central Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
84-Month Auto Loanauto_any_84mo4.990% APR4.990%84 moStandard
Personal Signatureauto_any_60mo9.990% APR9.990%60 moStandard

HELOC rates

6 offers
Pennsylvania Central Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Up to 5-Year Home Equity Loan (Fixed)heloc_fixed5.750% APR5.750%Standard
Home Equity Loan (Fixed)heloc_fixed5.750% APR5.750%Standard
Up to 15-Year Home Equity Loan (Fixed)heloc_fixed6.490% APR6.490%Standard
Up to 10-Year Home Equity Loan (Fixed)heloc_fixed6.490% APR5.750%Standard
HELOC (Variable)heloc_variable6.750% APR6.750%Standard
Up to 20-Year Home Equity Loan (Fixed)heloc_fixed6.990% APR6.990%Standard

Personal loan rates

1 offer
Pennsylvania Central Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Share-Secured Loanpersonal_secured3.990% APR3.990%Standard

Credit card rates

2 offers
Pennsylvania Central Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
VISA Traditional Credit Cardcredit_card9.900% APR9.900%Standard
VISA UChoose Rewards Credit Cardcredit_card_rewards12.490% APR12.490%Standard

Savings & CD rates

8 offers
Pennsylvania Central Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Christmas & Vacation Clubssavings0.10% APY0.10%Standard
Money Marketmoney_market0.25% APY0.25%Standard
Certificatecd1.76% APY1.75%Standard
HD (Rewards) Checkingsavings2.02% APY2.00%Standard
Certificatecd2.02% APY2.00%Standard
Here’s what members need to do to begin earning High Dividends:savings2.02% APY2.02%Standard
HD Plus (Rewards) Checkingsavings3.04% APY3.00%Standard
High Dividend Checking (HD+)savings3.04% APY3.04%Standard

Auto loans available from 4.99% APR for 84 months. HELOC rates from 5.75% APR. Personal loan rates from 3.99% APR. Credit card rates from 9.9% APR. Savings and certificate yields up to 3.04% APY.

Source: RateAPI.dev, verified from Pennsylvania Central Credit Union's official website

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About Pennsylvania Central Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
12.6K
Assets
$136.9M
Founded
1938
Locations reported
6
NCUA charter
2625
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial education
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Pennsylvania Central Credit Union

Membership eligibility from Pennsylvania Central Credit Union's own published criteria. How we verify this.

Community charter: live/work in Dauphin, Cumberland, Lebanon

  • LocationDauphin, Cumberland, Lebanon

Verified from Pennsylvania Central Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Pennsylvania Central Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Pennsylvania Central Credit Union ranks against Pennsylvania peers.

Frequently Asked Questions

What rates does Pennsylvania Central Credit Union offer?

Pennsylvania Central Credit Union currently offers Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Pennsylvania Central Credit Union rates updated?

RateAPI verifies Pennsylvania Central Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Pennsylvania Central Credit Union's rate data?

Rate data is collected directly from Pennsylvania Central Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Pennsylvania Central Credit Union's auto loan rates?

As of August 4, 2026, Pennsylvania Central Credit Union offers auto loans from 4.99% APR.

What is Pennsylvania Central Credit Union's HELOC rate?

As of August 4, 2026, Pennsylvania Central Credit Union offers home equity lines of credit from 5.75% APR.

What is Pennsylvania Central Credit Union's personal loan rate?

As of August 4, 2026, Pennsylvania Central Credit Union offers personal loans from 3.99% APR.

What is Pennsylvania Central Credit Union's best CD rate?

As of August 4, 2026, Pennsylvania Central Credit Union offers savings and certificate (CD) yields up to 3.04% APY.

Related Rate Data

Compare Pennsylvania Central Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Pennsylvania Central Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Pennsylvania Central Credit Union
curl "https://api.rateapi.dev/credit-unions/pennsylvania/pennsylvania-central" \
  -H "Authorization: Bearer YOUR_API_KEY"