Grove City Area Credit Union

Grove City, Pennsylvania
Last verified: August 4, 2026
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Verified rate book

Current Grove City Area Credit Union rates

40 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

2 offers
Grove City Area Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Purchase Mortgage (80% of value)other5.500% APR5.500%—Standard
Land Onlyother7.250% APR7.250%—Standard

Auto & vehicle rates

10 offers
Grove City Area Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
48-Month New Auto Loanauto_new_48mo4.000% APR4.000%48 mo · newStandard
60-Month New Auto Loanauto_new_60mo4.250% APR4.250%60 mo · newStandard
Auto Loans (New Auto (Over $20,000))auto_new_72mo4.500% APR4.500%72 mo · newStandard
60-Month Used Auto Loanauto_used_60mo4.500% APR4.500%60 mo · usedStandard
Auto Loans (New Auto (Over $40,000))auto_new_84mo4.750% APR4.750%84 mo · newStandard
Auto Loans (Used Auto (Over $20,000))auto_used_72mo4.750% APR4.750%72 mo · usedStandard
Auto Loans (Used Auto (Over $40,000))auto_used_84mo5.000% APR5.000%84 mo · usedStandard
Auto Loans (Boat, Camper, ATV)boat_any_60mo8.000% APR8.000%60 moStandard
Auto Loans (Boat, Camper, ATV (Over $20,000))boat_any_72mo8.250% APR8.250%72 moStandard
Auto Loans (Boat, Camper, ATV (Over $40,000))boat_any_84mo8.500% APR8.500%84 moStandard

HELOC rates

4 offers
Grove City Area Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
1st Lien Home Equity ($5,000 minimum)heloc4.250% APR4.250%—Standard
2nd Lien Home Equity ($5,000 minimum)heloc4.750% APR4.750%—Standard
1st Lien Home Equity ($25,000 minimum)heloc5.500% APR5.500%—Standard
2nd Lien Home Equity ($25,000 minimum)heloc6.000% APR6.000%—Standard

Personal loan rates

5 offers
Grove City Area Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
60-Month Share-Secured Loanpersonal_secured_60mo2.500% APR2.500%60 moStandard
Share Secured $25,000+personal_secured_120mo4.500% APR4.500%120 moStandard
Christmas Loanpersonal_unsecured_18mo7.990% APR7.990%18 moStandard
Credit Builder (Amounts in $500 or $1,000)personal_unsecured_12mo8.000% APR8.000%12 moStandard
60-Month Unsecured Personal Loanpersonal_unsecured_60mo9.990% APR9.990%60 moStandard

Credit card rates

2 offers
Grove City Area Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Platinum Credit Cardcredit_card_platinum9.900% APR9.900%—Standard
Rewards Credit Cardcredit_card_rewards11.900% APR11.900%—Standard

Savings & CD rates

17 offers
Grove City Area Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
4th Quarter 2025savings0.35% APY0.35%—Standard
Money Marketmoney_market2.00% APY2.00%—Standard
$2,500.00 – $49,999.99savings2.00% APY2.00%—Standard
Money Marketmoney_market2.25% APY2.25%—Standard
$50,000.00 – $249,999.99savings2.25% APY2.25%—Standard
Money Marketmoney_market2.75% APY2.75%—Standard
$250,000 +savings2.75% APY2.75%—Standard
6-Month Certificatecd_6mo3.65% APY3.65%6 moStandard
6-Month Certificateshare_certificate_6mo3.65% APY3.65%6 moStandard
12-Month Certificateshare_certificate_12mo3.75% APY3.75%12 moStandard
12-Month Certificatecd_12mo3.75% APY3.75%12 moStandard
18-Month Certificateshare_certificate_18mo3.85% APY3.85%18 moStandard
18-Month Certificatecd_18mo3.85% APY3.85%18 moStandard
24-Month Certificateshare_certificate_24mo4.00% APY4.00%24 moStandard
24-Month Certificatecd_24mo4.00% APY4.00%24 moStandard
36-Month Certificatecd_36mo4.00% APY4.00%36 moStandard
36-Month Certificateshare_certificate_36mo4.00% APY4.00%36 moStandard

As of August 4, 2026, Grove City Area Credit Union offers mortgage rates from 5.5% APR. Vehicle loans available from 4% APR for 48 months. HELOC rates from 4.25% APR. Personal loan rates from 2.5% APR. Credit card rates from 9.9% APR. Savings and certificate yields up to 4.00% APY.

Source: RateAPI.dev, verified from Grove City Area Credit Union's official website

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About Grove City Area Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
9.6K
Assets
$148.7M
Founded
1950
Locations reported
3
NCUA charter
6722
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Financial counseling
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

PennstarPennstar Federal Credit Union · Mercer · PA · 16137About 9.6 miles awaySruSRU Federal Credit Union · Slippery Rock · PA · 16057-2632About 9.6 miles awayFirst ChoiceFirst Choice FCU · New Castle · PA · 16105-1232About 16.1 miles awayGNC CommunityWilmington Branch · New Castle · PA · 16105-1233About 16.1 miles awayScaCORPORATE OFFICE · NEW CASTLE · PA · 16101About 17.3 miles awayMercer County CommunityMercer County Community FCU · Hermitage · PA · 16148-3227About 18.3 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Grove City Area Credit Union

Membership eligibility from Grove City Area Credit Union's own published criteria. How we verify this.

Community charter: live/work in Mercer, Butler, Lawrence +7 more

  • LocationMercer, Butler, Lawrence, Venango, Clarion, Crawford, Elk, Forest, Jefferson, Warren

Verified from Grove City Area Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Grove City Area Credit Union?

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Frequently Asked Questions

What rates does Grove City Area Credit Union offer?

Grove City Area Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Grove City Area Credit Union rates updated?

RateAPI verifies Grove City Area Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Grove City Area Credit Union's rate data?

Rate data is collected directly from Grove City Area Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Grove City Area Credit Union's mortgage rate?

As of August 4, 2026, Grove City Area Credit Union offers mortgage rates from 5.5% APR.

What are Grove City Area Credit Union's auto & boat loan rates?

As of August 4, 2026, Grove City Area Credit Union offers vehicle loans from 4% APR.

What is Grove City Area Credit Union's HELOC rate?

As of August 4, 2026, Grove City Area Credit Union offers home equity lines of credit from 4.25% APR.

What is Grove City Area Credit Union's personal loan rate?

As of August 4, 2026, Grove City Area Credit Union offers personal loans from 2.5% APR.

What is Grove City Area Credit Union's best CD rate?

As of August 4, 2026, Grove City Area Credit Union offers savings and certificate (CD) yields up to 4.00% APY.

Related Rate Data

Compare Grove City Area Credit Union's rates against national credit-union benchmarks.

More Pennsylvania credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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# Get rates for Grove City Area Credit Union
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  -H "Authorization: Bearer YOUR_API_KEY"
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