Galaxy Credit Union
Verified rate book
Current Galaxy Credit Union rates
12 published offers verified as of August 4, 2026.
Auto & vehicle rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loan (2025–2026)auto | 4.750% APR | 4.750% | — | Standard |
| Auto Loan (2021–2024)auto | 5.250% APR | 5.250% | — | Standard |
| New Motorcycle, ATV, Lawnmotorcycle_new | 6.500% APR | 6.500% | new | Standard |
| New Boats & Motor Homesboat_new | 6.500% APR | 6.500% | new | Standard |
| Used Auto Loan (2020 and Older)auto_used | 6.500% APR | 6.500% | used | Standard |
| Used Boats & Motor Homesboat_used | 7.000% APR | 7.000% | used | Standard |
| Used Motorcycle, ATV, Lawnmotorcycle_used | 7.000% APR | 7.000% | used | Standard |
HELOC rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loanheloc | 5.500% APR | 5.500% | — | Standard |
| Home Equity - Land Onlyheloc | 6.250% APR | 6.250% | — | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Unsecured Personal Loanpersonal_unsecured | 4.000% APR | 4.000% | — | Standard |
| Share (Savings) Securedpersonal_secured | 4.000% APR | 4.000% | — | Standard |
| Line of Credit/Overdraft Protectionploc_variable | 15.000% APR | 15.000% | — | Standard |
Vehicle loans available from 4.75% APR. HELOC rates from 5.5% APR. Personal loan rates from 4% APR.
Source: RateAPI.dev, verified from Galaxy Credit Union's official website
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About Galaxy Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 4.6K
- Assets
- $73.1M
- Founded
- 1940
- Locations reported
- 1
- NCUA charter
- 4116
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Electronic statements
- Mobile check deposit
- Financial counseling
- Payday Alternative Loans I
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Galaxy Credit Union
Membership eligibility from Galaxy Credit Union's own published criteria. How we verify this.
Membership criteria are published on Galaxy Credit Union's website. Check the membership page below to confirm whether you qualify.
- LocationVenango — PA
Verified from Galaxy Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Galaxy Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Galaxy Credit Union ranks against Pennsylvania peers.
Frequently Asked Questions
What rates does Galaxy Credit Union offer?
Galaxy Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Galaxy Credit Union rates updated?
RateAPI verifies Galaxy Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Galaxy Credit Union's rate data?
Rate data is collected directly from Galaxy Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Galaxy Credit Union's auto, boat & motorcycle loan rates?
As of August 4, 2026, Galaxy Credit Union offers vehicle loans from 4.75% APR.
What is Galaxy Credit Union's HELOC rate?
As of August 4, 2026, Galaxy Credit Union offers home equity lines of credit from 5.5% APR.
What is Galaxy Credit Union's personal loan rate?
As of August 4, 2026, Galaxy Credit Union offers personal loans from 4% APR.
Related Rate Data
Compare Galaxy Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Galaxy Credit Union rates
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Use it via API
Access this data programmatically with our REST API
# Get rates for Galaxy Credit Union
curl "https://api.rateapi.dev/credit-unions/pennsylvania/galaxy" \
-H "Authorization: Bearer YOUR_API_KEY"