Discovery Credit Union
Verified rate book
Current Discovery Credit Union rates
13 published offers verified as of August 3, 2026.
Auto & vehicle rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New & Used Vehicle Loans and Motorcycle Loanmotorcycle_any_36mo | 4.840% APR | 4.840% | 36 mo · any | Standard |
| New & Used Vehicle Loanauto_any | 4.840% APR | 4.840% | any | Standard |
| New & Used Vehicle Loans and Motorcycle Loanmotorcycle_any_72mo | 5.390% APR | 5.390% | 72 mo · any | Standard |
| New & Used Vehicle Loans and Motorcycle Loanmotorcycle_any_84mo | 5.640% APR | 5.640% | 84 mo · any | Standard |
| RV, Boat, Travel Trailer, Motorhome, ATV & Other Recreational Vehicle Loanrv_any_120mo | 7.750% APR | 7.750% | 120 mo | Standard |
| RV, Boat, Travel Trailer, Motorhome, ATV & Other Recreational Vehicle Loanrv_any_180mo | 8.250% APR | 8.250% | 180 mo | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loan (Fixed)heloc_fixed | 5.640% APR | 5.640% | — | Standard |
Personal loan rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 60-Month Share-Secured Loanpersonal_secured_60mo | 4.700% APR | 4.700% | 60 mo | Standard |
| Upgrade Your Everyday Personal Loanpersonal_unsecured_18mo | 8.490% APR | 8.490% | 18 mo | Standard |
| Upgrade Your Everyday Personal Loanpersonal_unsecured | 8.490% APR | 8.490% | — | Standard |
| 60-Month Unsecured Personal Loanpersonal_unsecured_60mo | 9.740% APR | 9.740% | 60 mo | Standard |
Credit card rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Platinum Credit Cardcredit_card_platinum | 8.990% APR | 8.990% | — | Standard |
| VISA Classic Credit Cardcredit_card | 12.990% APR | 12.990% | — | Standard |
Vehicle loans available from 4.84% APR for 36 months. HELOC rates from 5.64% APR. Personal loan rates from 4.7% APR. Credit card rates from 8.99% APR.
Source: RateAPI.dev, verified from Discovery Credit Union's official website
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About Discovery Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 9K
- Assets
- $192.2M
- Founded
- 1959
- Locations reported
- 1
- NCUA charter
- 12935
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Bilingual services
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Discovery Credit Union
Membership eligibility from Discovery Credit Union's own published criteria. How we verify this.
Membership via employers (participating employer)
- LocationBerks, Chester, Montgomery
- Employerparticipating employer
Verified from Discovery Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Discovery Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Discovery Credit Union ranks against Pennsylvania peers.
Frequently Asked Questions
What rates does Discovery Credit Union offer?
Discovery Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Discovery Credit Union rates updated?
RateAPI verifies Discovery Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Discovery Credit Union's rate data?
Rate data is collected directly from Discovery Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Discovery Credit Union's auto, rv & motorcycle loan rates?
As of August 3, 2026, Discovery Credit Union offers vehicle loans from 4.84% APR.
What is Discovery Credit Union's HELOC rate?
As of August 3, 2026, Discovery Credit Union offers home equity lines of credit from 5.64% APR.
What is Discovery Credit Union's personal loan rate?
As of August 3, 2026, Discovery Credit Union offers personal loans from 4.7% APR.
Related Rate Data
Compare Discovery Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Discovery Credit Union rates
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Use it via API
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# Get rates for Discovery Credit Union
curl "https://api.rateapi.dev/credit-unions/pennsylvania/discovery" \
-H "Authorization: Bearer YOUR_API_KEY"