Pacific Crest Credit Union

Klamath Falls, Oregon

Last verified: August 4, 2026

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Verified rate book

Current Pacific Crest Credit Union rates

53 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

18 offers

Pacific Crest Credit Union auto & vehicle rates as of August 4, 2026
Product	Published	Rate	Term / condition	Status
76-Month Auto Loanauto_any_76mo	3.990% APR	3.990%	76 mo	Standard
64-Month Auto Loanauto_any_64mo	3.990% APR	3.990%	64 mo	Standard
52-Month Auto Loanauto_any_52mo	3.990% APR	3.990%	52 mo	Standard
40-Month Auto Loanauto_any_40mo	3.990% APR	3.990%	40 mo	Standard
84-Month Auto Loanauto_any_84mo	5.490% APR	5.490%	84 mo	Standard
New Power Sports Loans (40 months)powersports_new_40mo	6.490% APR	6.490%	40 mo · new	Standard
Recreational Vehicles and Boat Loans (64 months)rv_any_64mo	6.790% APR	6.790%	64 mo	Standard
Used Power Sports Loans (28 months)powersports_used_28mo	6.990% APR	6.990%	28 mo · used	Standard
Recreational Vehicles and Boat Loans (84 months)rv_any_84mo	7.290% APR	7.290%	84 mo	Standard
Used Power Sports Loans (40 months)powersports_used_40mo	7.990% APR	7.990%	40 mo · used	Standard
Recreational Vehicles and Boat Loans (120 months)rv_any_120mo	8.290% APR	8.290%	120 mo	Standard
New Power Sports Loans (64 months)powersports_new_64mo	8.490% APR	8.490%	64 mo · new	Standard
Recreational Vehicles and Boat Loans (144 months)rv_any_144mo	8.490% APR	8.490%	144 mo	Standard
Used Power Sports Loans (52 months)powersports_used_52mo	8.990% APR	8.990%	52 mo · used	Standard
Recreational Vehicles and Boat Loans (180 months)rv_any_180mo	9.290% APR	9.290%	180 mo	Standard
New Power Sports Loans (76 months)powersports_new_76mo	9.990% APR	9.990%	76 mo · new	Standard
Used Power Sports Loans (70 months)powersports_used_70mo	10.290% APR	10.290%	70 mo · used	Standard
New Power Sports Loans (84 months)powersports_new_84mo	10.990% APR	10.990%	84 mo · new	Standard

Personal loan rates

1 offer

Pacific Crest Credit Union personal loan rates as of August 4, 2026
Product	Published	Rate	Term / condition	Status
Up to 84-Month Unsecured Personal Loanpersonal_unsecured_84mo	10.990% APR	10.990%	84 mo	Standard

Savings & CD rates

28 offers

Pacific Crest Credit Union savings & cd rates as of August 4, 2026
Product	Published	Rate	Term / condition	Status
Cash Intensive Checkingsavings	0.02% APY	0.02%	—	Standard
6-Month Certificateshare_certificate_6mo	0.60% APY	0.60%	6 mo	Standard
12-Month Certificateshare_certificate_12mo	0.65% APY	0.65%	12 mo	Standard
$1,000.00 – $9,999.99savings	0.75% APY	0.75%	—	Standard
18-Month Certificateshare_certificate_18mo	0.75% APY	0.75%	18 mo	Standard
$10,000.00 – $24,999.99savings	0.80% APY	0.80%	—	Standard
$25,000.00 – $49,999.99savings	0.90% APY	0.90%	—	Standard
Pathfinder Checking**savings	1.00% APY	1.00%	—	Standard
$50,000.00 – $99,999.99savings	1.00% APY	1.00%	—	Standard
$100,000.00 – $199,999.99savings	1.10% APY	1.10%	—	Standard
24-Month Certificateshare_certificate_24mo	1.20% APY	1.20%	24 mo	Standard
$10,000.00 – $99,999.99savings	1.24% APY	1.24%	—	Standard
$200,000.00 +savings	1.25% APY	1.25%	—	Standard
36-Month Certificateshare_certificate_36mo	1.30% APY	1.30%	36 mo	Standard
48-Month Certificateshare_certificate_48mo	1.40% APY	1.40%	48 mo	Standard
$100,000.00 +savings	1.49% APY	1.49%	—	Standard
60-Month Certificateshare_certificate_60mo	1.50% APY	1.50%	60 mo	Standard
Traditional, ROTH, & SEP IRA Savings**ira	1.99% APY	1.99%	—	Standard
Coverdell ESA Savings**savings	1.99% APY	1.99%	—	Standard
Pathfinder Savings*savings	2.00% APY	2.00%	—	Standard
6-Month IRA Certificateira_cd_6mo	2.25% APY	2.25%	6 mo	Standard
18-Month IRA Certificateira_cd_18mo	2.50% APY	2.50%	18 mo	Standard
12-Month IRA Certificateira_cd_12mo	2.50% APY	2.50%	12 mo	Standard
24-Month IRA Certificateira_cd_24mo	2.75% APY	2.75%	24 mo	Standard
36-Month IRA Certificateira_cd_36mo	3.00% APY	3.00%	36 mo	Standard
48-Month IRA Certificateira_cd_48mo	3.25% APY	3.25%	48 mo	Standard
60-Month IRA Certificateira_cd_60mo	3.50% APY	3.50%	60 mo	Standard
Rewards Checking*savings	7.00% APY	6.78%	—	Standard

Equipment loan rates

4 offers

Pacific Crest Credit Union equipment loan rates as of August 4, 2026
Product	Published	Rate	Term / condition	Status
Non-Commercial Use Equipment Loans (52 months)equipment_52mo	5.790% APR	5.790%	—	Standard
Non-Commercial Use Equipment Loans (64 months)equipment_64mo	6.290% APR	6.290%	—	Standard
Non-Commercial Use Equipment Loans (84 months)equipment_84mo	6.790% APR	6.790%	—	Standard
Non-Commercial Use Equipment Loans (96 months)equipment_96mo	8.290% APR	8.290%	—	Standard

Other rates

2 offers

Pacific Crest Credit Union other rates as of August 4, 2026
Product	Published	Rate	Term / condition	Status
Noneother	7.990% %	7.990%	—	Standard
N/Aother	10.990% %	10.990%	—	Standard

Vehicle loans available from 3.99% APR for 76 months. Personal loan rates from 10.99% APR. Savings and certificate yields up to 7.00% APY. Equipment loans from 5.79% APR.
Source: RateAPI.dev, verified from Pacific Crest Credit Union's official website

Who Can Join Pacific Crest Credit Union

Membership eligibility from Pacific Crest Credit Union's own published criteria. How we verify this.

Community charter: live/work in Klamath, Lake, Harney +7 more

LocationKlamath, Lake, Harney, Malheur, Modoc, Siskiyou, Humboldt, Pershing, Lander, Eureka

Verified from Pacific Crest Credit Union's membership page. Final membership determination is always made by the credit union.

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Frequently Asked Questions

What rates does Pacific Crest Credit Union offer?

Pacific Crest Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Pacific Crest Credit Union rates updated?

RateAPI verifies Pacific Crest Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Pacific Crest Credit Union's rate data?

Rate data is collected directly from Pacific Crest Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Pacific Crest Credit Union's auto, rv & powersports loan rates?

As of August 4, 2026, Pacific Crest Credit Union offers vehicle loans from 3.99% APR.

What is Pacific Crest Credit Union's personal loan rate?

As of August 4, 2026, Pacific Crest Credit Union offers personal loans from 10.99% APR.

What is Pacific Crest Credit Union's best CD rate?

As of August 4, 2026, Pacific Crest Credit Union offers savings and certificate (CD) yields up to 7.00% APY.

Related Rate Data

Compare Pacific Crest Credit Union's rates against national credit-union benchmarks.

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Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

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# Get rates for Pacific Crest Credit Union
curl "https://api.rateapi.dev/credit-unions/oregon/pacific-crest" \
  -H "Authorization: Bearer YOUR_API_KEY"

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