Valley One Community Credit Union
Verified rate book
Current Valley One Community Credit Union rates
7 published offers verified as of August 3, 2026.
Mortgage rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 15-Year Fixed15 year fixed | 7.490% APR | 7.490% | — | Standard |
Auto & vehicle rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Older Used Carsauto_used_36mo | 6.490% APR | 6.490% | 36 mo · used | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 10-Year Home Equity Loan (Fixed)heloc_fixed | 6.990% APR | 6.990% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Miscellaneous Securedpersonal_secured_36mo | 10.000% APR | 10.000% | 36 mo | Standard |
| 48-Month Unsecured Personal Loanpersonal_unsecured_48mo | 10.000% APR | 10.000% | 48 mo | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 12.840% APR | 12.840% | — | Standard |
Equipment loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Farm Equipmentequipment_60mo | 11.000% APR | 11.000% | — | Standard |
As of August 3, 2026, Valley One Community Credit Union offers a 15-year fixed mortgage at 7.49% APR. Auto loans available from 6.49% APR for 36 months. HELOC rates from 6.99% APR. Personal loan rates from 10% APR. Credit card rates from 12.84% APR. Equipment loans from 11% APR.
Source: RateAPI.dev, verified from Valley One Community Credit Union's official website
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About Valley One Community Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 3.7K
- Assets
- $41.2M
- Founded
- 1965
- Locations reported
- 1
- NCUA charter
- 16756
- Charter type
- Federal credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Valley One Community Credit Union
Membership eligibility from Valley One Community Credit Union's own published criteria. How we verify this.
Membership criteria are published on Valley One Community Credit Union's website. Check the membership page below to confirm whether you qualify.
- LocationJefferson — OH
Verified from Valley One Community Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Valley One Community Credit Union?
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Frequently Asked Questions
What rates does Valley One Community Credit Union offer?
Valley One Community Credit Union currently offers mortgage, Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Valley One Community Credit Union rates updated?
RateAPI verifies Valley One Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Valley One Community Credit Union's rate data?
Rate data is collected directly from Valley One Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Valley One Community Credit Union's mortgage rate?
As of August 3, 2026, Valley One Community Credit Union offers a 15-year fixed mortgage at 7.49% APR.
What are Valley One Community Credit Union's auto loan rates?
As of August 3, 2026, Valley One Community Credit Union offers auto loans from 6.49% APR.
What is Valley One Community Credit Union's HELOC rate?
As of August 3, 2026, Valley One Community Credit Union offers home equity lines of credit from 6.99% APR.
What is Valley One Community Credit Union's personal loan rate?
As of August 3, 2026, Valley One Community Credit Union offers personal loans from 10% APR.
Related Rate Data
Compare Valley One Community Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Valley One Community Credit Union rates
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# Get rates for Valley One Community Credit Union
curl "https://api.rateapi.dev/credit-unions/ohio/valley-one-community" \
-H "Authorization: Bearer YOUR_API_KEY"