Universal 1 Credit Union

Dayton, Ohio
Last verified: July 29, 2026
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Verified rate book

Current Universal 1 Credit Union rates

1 published offer verified as of July 29, 2026.

How we verify rates

Other rates

1 offer
Universal 1 Credit Union other rates as of July 29, 2026
ProductPublishedRateTerm / conditionStatus
Current Ratesother3.990% %3.990%—Standard

Universal 1 Credit Union is a credit union in Ohio. Rate data is being verified.

Source: RateAPI.dev, verified from Universal 1 Credit Union's official website

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About Universal 1 Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
38.4K
Assets
$429.1M
Founded
1937
Locations reported
9
NCUA charter
64970
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Wright-Patt Credit Union, Inc.Twin Towers · Dayton · OH · 45410-1823About 2.4 miles awayBridgeDayton Office · Dayton · OH · 45402About 2.9 miles awayCodeAdministrative Office · Dayton · OH · 45402About 2.9 miles awayFirefighters & CompanyMain Office · Dayton · OH · 45402-2845About 2.9 miles awayDay AirWilmington Pike Branch · Kettering · OH · 45429About 2.9 miles awayTopmarkAMI Informations Systems · Dayton · OH · 45459About 5.3 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Universal 1 Credit Union

Membership eligibility from Universal 1 Credit Union's own published criteria. How we verify this.

Membership criteria are published on Universal 1 Credit Union's website. Check the membership page below to confirm whether you qualify.

  • LocationButler County, Clark County, Clinton County, Darke County, Fayette County, Franklin County, Greene County, Guernsey County, Highland County, Licking County, Miami County, Montgomery County, Pickaway County, Pike County, Preble County, Ross County, Shelby County, Warren County

Verified from Universal 1 Credit Union's membership page. Final membership determination is always made by the credit union.

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Frequently Asked Questions

What rates does Universal 1 Credit Union offer?

Universal 1 Credit Union is a credit union in Ohio. Rate data is currently being verified.

How often are Universal 1 Credit Union rates updated?

RateAPI verifies Universal 1 Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 29, 2026.

Where does RateAPI get Universal 1 Credit Union's rate data?

Rate data is collected directly from Universal 1 Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

Related Rate Data

Compare Universal 1 Credit Union's rates against national credit-union benchmarks.

More Ohio credit unionsHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

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# Get rates for Universal 1 Credit Union
curl "https://api.rateapi.dev/credit-unions/ohio/universal-1" \
  -H "Authorization: Bearer YOUR_API_KEY"
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