Mcdowell Cornerstone Credit Union
Verified rate book
Current Mcdowell Cornerstone Credit Union rates
8 published offers verified as of August 4, 2026.
Auto & vehicle rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Auto Loanauto_new | 4.990% APR | 4.990% | new | Standard |
| Used Auto Loanauto_used | 5.490% APR | 5.490% | used | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share-Secured Loanpersonal_secured | 2.200% APR | 2.200% | — | Standard |
| Personal - $5,000.00 Maximum per Householdpersonal | 10.750% APR | 10.750% | — | Standard |
| OVERDRAFT - $500 Maximumpersonal | 18.000% APR | 18.000% | — | Standard |
Savings & CD rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 18-Month Certificatecd_18mo | 0.18% APY | 0.18% | 18 mo | Standard |
| 12-Month Certificatecd_12mo | 0.18% APY | 0.18% | 12 mo | Standard |
| 6-Month Certificatecd_6mo | 3.90% APY | 3.90% | 6 mo | Standard |
Auto loans available from 4.99% APR. Personal loan rates from 2.2% APR. Savings and certificate yields up to 3.90% APY.
Source: RateAPI.dev, verified from Mcdowell Cornerstone Credit Union's official website
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About Mcdowell Cornerstone Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 2.7K
- Assets
- $37.2M
- Founded
- 1967
- Locations reported
- 1
- NCUA charter
- 60149
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Bilingual services
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Mcdowell Cornerstone Credit Union
Membership eligibility from Mcdowell Cornerstone Credit Union's own published criteria. How we verify this.
Membership criteria are published on Mcdowell Cornerstone Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Mcdowell Cornerstone Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Mcdowell Cornerstone Credit Union?
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Frequently Asked Questions
What rates does Mcdowell Cornerstone Credit Union offer?
Mcdowell Cornerstone Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Mcdowell Cornerstone Credit Union rates updated?
RateAPI verifies Mcdowell Cornerstone Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Mcdowell Cornerstone Credit Union's rate data?
Rate data is collected directly from Mcdowell Cornerstone Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Mcdowell Cornerstone Credit Union's auto loan rates?
As of August 4, 2026, Mcdowell Cornerstone Credit Union offers auto loans from 4.99% APR.
What is Mcdowell Cornerstone Credit Union's personal loan rate?
As of August 4, 2026, Mcdowell Cornerstone Credit Union offers personal loans from 2.2% APR.
What is Mcdowell Cornerstone Credit Union's best CD rate?
As of August 4, 2026, Mcdowell Cornerstone Credit Union offers savings and certificate (CD) yields up to 3.90% APY.
Related Rate Data
Compare Mcdowell Cornerstone Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Mcdowell Cornerstone Credit Union
curl "https://api.rateapi.dev/credit-unions/north-carolina/mcdowell-cornerstone" \
-H "Authorization: Bearer YOUR_API_KEY"