Urban Upbound Credit Union
Verified rate book
Current Urban Upbound Credit Union rates
6 published offers verified as of August 4, 2026.
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Fully Secured Loanpersonal_secured | 4.990% APR | 4.990% | — | Standard |
| Credit Builder Loanpersonal | 7.990% APR | 7.990% | — | Standard |
| Unsecured Personal Loanpersonal_unsecured | 9.900% APR | 9.900% | — | Standard |
Savings & CD rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 6-Month Certificatecd_6mo | 0.50% APY | 0.50% | 6 mo | Standard |
| 12-Month Certificatecd_12mo | 0.75% APY | 0.75% | 12 mo | Standard |
| 24-Month Certificatecd_24mo | 1.00% APY | 1.00% | 24 mo | Standard |
Personal loan rates from 4.99% APR. Savings and certificate yields up to 1.00% APY.
Source: RateAPI.dev, verified from Urban Upbound Credit Union's official website
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About Urban Upbound Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 1.4K
- Assets
- $2.3M
- Founded
- 2009
- Locations reported
- 3
- NCUA charter
- 24823
- Charter type
- Federal credit union
Services and member support
- Electronic statements
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Credit-builder products
- Payday Alternative Loans I
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Urban Upbound Credit Union
Membership eligibility from Urban Upbound Credit Union's own published criteria. How we verify this.
Membership criteria are published on Urban Upbound Credit Union's website. Check the membership page below to confirm whether you qualify.
- LocationQueens — NY
Verified from Urban Upbound Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Urban Upbound Credit Union?
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Frequently Asked Questions
What rates does Urban Upbound Credit Union offer?
Urban Upbound Credit Union currently offers personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Urban Upbound Credit Union rates updated?
RateAPI verifies Urban Upbound Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Urban Upbound Credit Union's rate data?
Rate data is collected directly from Urban Upbound Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Urban Upbound Credit Union's personal loan rate?
As of August 4, 2026, Urban Upbound Credit Union offers personal loans from 4.99% APR.
What is Urban Upbound Credit Union's best CD rate?
As of August 4, 2026, Urban Upbound Credit Union offers savings and certificate (CD) yields up to 1.00% APY.
Related Rate Data
Compare Urban Upbound Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Urban Upbound Credit Union rates
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# Get rates for Urban Upbound Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/urban-upbound" \
-H "Authorization: Bearer YOUR_API_KEY"