Union Congregational Credit Union

New York, New York
Last verified: August 3, 2026
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Verified rate book

Current Union Congregational Credit Union rates

11 published offers verified as of August 3, 2026.

How we verify rates

Auto & vehicle rates

2 offers
Union Congregational Credit Union auto & vehicle rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
New Auto Loanauto_new3.990% APR3.990%newStandard
Used Auto Loanauto_used4.240% APR4.240%usedStandard

HELOC rates

3 offers
Union Congregational Credit Union heloc rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
6 Month Fixed Rate HELOCheloc_fixed3.990% APR3.990%—Standard
Home Equity Installment Loanheloc5.790% APR5.790%—Standard
HELOC (Variable)heloc_variable7.000% APR7.000%—Standard

Personal loan rates

2 offers
Union Congregational Credit Union personal loan rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Unsecured Personal Loanpersonal_unsecured8.490% APR8.490%—Standard
24-Month Unsecured Personal Loanpersonal_unsecured_24mo17.900% APR17.900%24 moStandard

Savings & CD rates

3 offers
Union Congregational Credit Union savings & cd rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Special Savings Rate Certificateshare_certificate_12mo4.40% APY4.40%12 moStandard
Flexible Saver Certificateshare_certificate_12mo6.00% APY6.00%12 moStandard
Certificatecd6.00% APY6.00%—Standard

Other rates

1 offer
Union Congregational Credit Union other rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Store Financingother27.990% %27.990%—Standard

Auto loans available from 3.99% APR. HELOC rates from 3.99% APR. Personal loan rates from 8.49% APR. Savings and certificate yields up to 6.00% APY.

Source: RateAPI.dev, verified from Union Congregational Credit Union's official website

Who Can Join Union Congregational Credit Union

Membership eligibility from Union Congregational Credit Union's own published criteria. How we verify this.

Membership via the Congress

  • AssociationCongress

Verified from Union Congregational Credit Union's membership page. Final membership determination is always made by the credit union.

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Frequently Asked Questions

What rates does Union Congregational Credit Union offer?

Union Congregational Credit Union currently offers Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are Union Congregational Credit Union rates updated?

RateAPI verifies Union Congregational Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get Union Congregational Credit Union's rate data?

Rate data is collected directly from Union Congregational Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Union Congregational Credit Union's auto loan rates?

As of August 3, 2026, Union Congregational Credit Union offers auto loans from 3.99% APR.

What is Union Congregational Credit Union's HELOC rate?

As of August 3, 2026, Union Congregational Credit Union offers home equity lines of credit from 3.99% APR.

What is Union Congregational Credit Union's personal loan rate?

As of August 3, 2026, Union Congregational Credit Union offers personal loans from 8.49% APR.

What is Union Congregational Credit Union's best CD rate?

As of August 3, 2026, Union Congregational Credit Union offers savings and certificate (CD) yields up to 6.00% APY.

Related Rate Data

Compare Union Congregational Credit Union's rates against national credit-union benchmarks.

More New York credit unionsAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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terminal
# Get rates for Union Congregational Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/union-congregational" \
  -H "Authorization: Bearer YOUR_API_KEY"
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