Self Reliance NY Credit Union
Verified rate book
Current Self Reliance NY Credit Union rates
46 published offers verified as of August 4, 2026.
Mortgage rates
9 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 5/5/10 Year Balloon5 1 arm | 6.400% APR | 6.400% | — | Standard |
| 3 / 3 Year – 0% originationother | 5.625% APR | 5.625% | — | Standard |
| 0% Originationother | 5.864% APR | 5.750% | — | Standard |
| 5 / 5 Year – 0% originationother | 5.875% APR | 5.875% | — | Standard |
| 12 Year Fixedother | 6.000% APR | 6.000% | — | Standard |
| Non-SRFFCU First Mortgageother | 6.000% APR | 6.000% | — | Standard |
| 7 / 7 Year – 0% originationother | 6.125% APR | 6.125% | — | Standard |
| 6 Year Balloonother | 6.400% APR | 6.400% | — | Standard |
| 12 Year Balloonother | 6.750% APR | 6.750% | — | Standard |
Auto & vehicle rates
9 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Finance up to 120% of the vehicle value (Up to 48 Months)auto_any_48mo | 4.890% APR | 4.890% | 48 mo | Standard |
| Finance up to 120% of the vehicle value (49 to 66 Months)auto_any_66mo | 4.990% APR | 4.990% | 66 mo | Standard |
| Finance up to 120% of the vehicle value (67 to 75 Months)auto_any_75mo | 5.190% APR | 5.190% | 75 mo | Standard |
| Finance up to 110% of the vehicle value (Up to 48 Months)auto_any_48mo | 5.540% APR | 5.540% | 48 mo | Standard |
| Finance up to 120% of the vehicle value (76 to 84 Months)auto_any_84mo | 5.590% APR | 5.590% | 84 mo | Standard |
| Finance up to 110% of the vehicle value (49 to 66 Months)auto_any_66mo | 5.740% APR | 5.740% | 66 mo | Standard |
| Finance up to 110% of the vehicle value (67 to 75 Months)auto_any_75mo | 6.140% APR | 6.140% | 75 mo | Standard |
| Finance up to 105% of the vehicle value (Up to 48 Months)auto_any_48mo | 7.140% APR | 7.140% | 48 mo | Standard |
| Finance up to 105% of the vehicle value (49 to 63 Months)auto_any_63mo | 8.290% APR | 8.290% | 63 mo | Standard |
HELOC rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loan (Fixed rate for the life of the loan)heloc_fixed | 6.000% APR | 6.000% | — | Standard |
| 10-Year Draw, 15-Year Repay Periodheloc | 6.000% APR | 6.000% | — | Standard |
| 5-Year Draw, 20-Year Repay Periodheloc | 6.000% APR | 6.000% | — | Standard |
| 5, 10, And 15 Yearsheloc | 6.000% APR | 6.000% | — | Standard |
| Home Equity Loan (Variable rate, based on the U.S. Prime Rate)heloc_variable | 6.000% APR | 6.000% | — | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 60-Month Unsecured Personal Loanpersonal_unsecured_60mo | 6.990% APR | 6.990% | 60 mo | Standard |
Savings & CD rates
22 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Checkingsavings | 0.10% APY | 0.10% | — | Standard |
| Savingssavings | 0.40% APY | 0.40% | — | Standard |
| 13-Month Certificatecd_13mo | 0.75% APY | 0.75% | 13 mo | Standard |
| 8-Month Certificatecd_8mo | 0.75% APY | 0.75% | 8 mo | Standard |
| 7-Month Certificatecd_7mo | 0.75% APY | 0.75% | 7 mo | Standard |
| 5-Month Certificatecd_5mo | 0.75% APY | 0.75% | 5 mo | Standard |
| 48-Month Certificatecd_48mo | 0.75% APY | 0.75% | 48 mo | Standard |
| 30-Month Certificatecd_30mo | 0.75% APY | 0.75% | 30 mo | Standard |
| 17-Month Certificatecd_17mo | 0.75% APY | 0.75% | 17 mo | Standard |
| 15-Month Certificatecd_15mo | 0.75% APY | 0.75% | 15 mo | Standard |
| 10-Month Certificatecd_10mo | 0.75% APY | 0.75% | 10 mo | Standard |
| Premium Money Marketmoney_market | 1.30% APY | 1.30% | — | Standard |
| 3-Month Certificatecd_3mo | 2.25% APY | 2.25% | 3 mo | Standard |
| 9-Month Certificatecd_9mo | 3.00% APY | 3.00% | 9 mo | Standard |
| High Yield Savingssavings | 3.10% APY | 3.10% | — | Standard |
| 24-Month Certificatecd_24mo | 3.55% APY | 3.55% | 24 mo | Standard |
| 36-Month Certificatecd_36mo | 3.60% APY | 3.60% | 36 mo | Standard |
| 12-Month Certificatecd_12mo | 3.80% APY | 3.80% | 12 mo | Standard |
| 6-Month Certificatecd_6mo | 3.85% APY | 3.85% | 6 mo | Standard |
| 60-Month Certificatecd_60mo | 3.85% APY | 3.85% | 60 mo | Standard |
| IRAira | 3.90% APY | 3.90% | — | Standard |
| 18-Month Certificatecd_18mo | 4.00% APY | 4.00% | 18 mo | Standard |
As of August 4, 2026, Self Reliance NY Credit Union offers a 5 1 arm mortgage at 6.4% APR. Auto loans available from 4.89% APR for 48 months. HELOC rates from 6% APR. Personal loan rates from 6.99% APR. Savings and certificate yields up to 4.00% APY.
Source: RateAPI.dev, verified from Self Reliance NY Credit Union's official website
Who Can Join Self Reliance NY Credit Union
Membership eligibility from Self Reliance NY Credit Union's own published criteria. How we verify this.
Membership criteria are published on Self Reliance NY Credit Union's website. Check the membership page below to confirm whether you qualify.
Cost to join: About $60 (a $10 membership fee plus a $50 minimum deposit).
Verified from Self Reliance NY Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Self Reliance NY Credit Union?
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Frequently Asked Questions
What rates does Self Reliance NY Credit Union offer?
Self Reliance NY Credit Union currently offers mortgage, Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Self Reliance NY Credit Union rates updated?
RateAPI verifies Self Reliance NY Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Self Reliance NY Credit Union's rate data?
Rate data is collected directly from Self Reliance NY Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Self Reliance NY Credit Union's mortgage rate?
As of August 4, 2026, Self Reliance NY Credit Union offers a 5 1 arm mortgage at 6.4% APR.
What are Self Reliance NY Credit Union's auto loan rates?
As of August 4, 2026, Self Reliance NY Credit Union offers auto loans from 4.89% APR.
What is Self Reliance NY Credit Union's HELOC rate?
As of August 4, 2026, Self Reliance NY Credit Union offers home equity lines of credit from 6% APR.
What is Self Reliance NY Credit Union's personal loan rate?
As of August 4, 2026, Self Reliance NY Credit Union offers personal loans from 6.99% APR.
What is Self Reliance NY Credit Union's best CD rate?
As of August 4, 2026, Self Reliance NY Credit Union offers savings and certificate (CD) yields up to 4.00% APY.
Related Rate Data
Compare Self Reliance NY Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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