Niagara Regional Credit Union
Verified rate book
Current Niagara Regional Credit Union rates
10 published offers verified as of August 4, 2026.
Auto & vehicle rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loanauto | 3.990% APR | 3.990% | — | Standard |
| New Car (not registered)auto_new | 3.990% APR | 3.990% | new | Standard |
| Used Auto Loanauto_used | 4.990% APR | 4.990% | used | Standard |
| RV Loanrv | 5.990% APR | 5.990% | — | Standard |
| Auto Loanauto | 7.240% APR | 7.240% | — | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Unsecured Personal Loanpersonal_unsecured | 10.000% APR | 10.000% | — | Standard |
| Xchex (Overdraft Line of Credit) Current Accountploc_variable | 11.990% APR | 11.990% | — | Standard |
| Xchex (Overdraft Line of Credit) New Accountploc_variable | 13.990% APR | 13.990% | — | Standard |
Credit card rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Balance Transfer Credit Cardcredit_card_balance_transfer | 3.990% APR | 3.990% | — | Advertised floor |
| Credit Cardcredit_card | 13.990% APR | 13.990% | — | Standard |
Vehicle loans available from 3.99% APR. Personal loan rates from 10% APR. Credit card rates from 13.99% APR.
Source: RateAPI.dev, verified from Niagara Regional Credit Union's official website
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About Niagara Regional Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 239.3K
- Assets
- $39.8M
- Founded
- 1939
- Locations reported
- 2
- NCUA charter
- 3285
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- First-time homebuyer program
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Niagara Regional Credit Union
Membership eligibility from Niagara Regional Credit Union's own published criteria. How we verify this.
Membership criteria are published on Niagara Regional Credit Union's website. Check the membership page below to confirm whether you qualify.
- LocationNiagara — NY
Verified from Niagara Regional Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Niagara Regional Credit Union?
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Frequently Asked Questions
What rates does Niagara Regional Credit Union offer?
Niagara Regional Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Niagara Regional Credit Union rates updated?
RateAPI verifies Niagara Regional Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Niagara Regional Credit Union's rate data?
Rate data is collected directly from Niagara Regional Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Niagara Regional Credit Union's auto & rv loan rates?
As of August 4, 2026, Niagara Regional Credit Union offers vehicle loans from 3.99% APR.
What is Niagara Regional Credit Union's personal loan rate?
As of August 4, 2026, Niagara Regional Credit Union offers personal loans from 10% APR.
Related Rate Data
Compare Niagara Regional Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Niagara Regional Credit Union rates
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# Get rates for Niagara Regional Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/niagara-regional" \
-H "Authorization: Bearer YOUR_API_KEY"