Ridgedale Credit Union
Verified rate book
Current Ridgedale Credit Union rates
37 published offers verified as of August 4, 2026.
Auto & vehicle rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New & Used Vehicles (As Low As)auto_any | 5.000% APR | 5.000% | any | Standard |
HELOC rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Fixed Rate Second Mortgages (Rates As Low As)heloc_fixed | 6.250% APR | 6.250% | — | Standard |
| Home Equity Loanheloc | 6.250% APR | 6.250% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Shared Secured Loans (As Low As)personal_secured | 2.550% APR | 2.550% | — | Standard |
| Personal and Debt Consolidation Loans (As Low As)personal | 8.750% APR | 8.750% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Platinum Visa Rewards Card (As Low As)credit_card_rewards | 9.900% APR | 9.900% | — | Standard |
Savings & CD rates
30 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share Draft/Checking (Share Draft/Checking)savings | 0.01% APY | 0.01% | — | Standard |
| Regular Shares (Regular Shares)savings | 0.05% APY | 0.05% | — | Standard |
| Club Accounts (Holiday Club)savings | 0.20% APY | 0.20% | — | Specialty offer |
| Club Accounts (Vacation Club)savings | 0.27% APY | 0.27% | — | Specialty offer |
| Money Market Tiered Rates ($500.00 - $25,000.00)money_market | 0.40% APY | 0.40% | — | Standard |
| $500.00 - $25,000.00savings | 0.40% APY | 0.40% | — | Standard |
| Money Market Tiered Rates ($25,000.01 - $75,000.00)money_market | 0.90% APY | 0.90% | — | Standard |
| $25,000.01 - $75,000.00savings | 0.90% APY | 0.90% | — | Standard |
| Source: U.S. Department of Laborsavings | 1.60% APY | 1.60% | — | Standard |
| Money Market Tiered Rates ($75,000.01 - $175,000.00)money_market | 1.65% APY | 1.65% | — | Standard |
| $75,000.01 - $175,000.00savings | 1.65% APY | 1.65% | — | Standard |
| $175,000.01 and Abovesavings | 1.90% APY | 1.90% | — | Standard |
| Money Market Tiered Rates ($175,000.01 and Above)money_market | 1.90% APY | 1.90% | — | Standard |
| 9-Month Certificateshare_certificate_9mo | 2.71% APY | 2.71% | 9 mo | Standard |
| 9-Month Certificatecd_9mo | 2.71% APY | 2.71% | 9 mo | Standard |
| 6-Month Certificatecd_6mo | 2.72% APY | 2.72% | 6 mo | Standard |
| 6-Month Certificateshare_certificate_6mo | 2.72% APY | 2.72% | 6 mo | Standard |
| 48-Month Certificateshare_certificate_48mo | 2.96% APY | 2.96% | 48 mo | Standard |
| 24-Month Certificatecd_24mo | 2.96% APY | 2.96% | 24 mo | Standard |
| 36-Month Certificatecd_36mo | 2.96% APY | 2.96% | 36 mo | Standard |
| 48-Month Certificatecd_48mo | 2.96% APY | 2.96% | 48 mo | Standard |
| 60-Month Certificatecd_60mo | 2.96% APY | 2.96% | 60 mo | Standard |
| 24-Month Certificateshare_certificate_24mo | 2.96% APY | 2.96% | 24 mo | Standard |
| 36-Month Certificateshare_certificate_36mo | 2.96% APY | 2.96% | 36 mo | Standard |
| 60-Month Certificateshare_certificate_60mo | 2.96% APY | 2.96% | 60 mo | Standard |
| 12-Month Certificateshare_certificate_12mo | 3.20% APY | 3.20% | 12 mo | Standard |
| 12-Month Certificatecd_12mo | 3.20% APY | 3.20% | 12 mo | Standard |
| 3-Month Certificatecd_3mo | 3.45% APY | 3.45% | 3 mo | Standard |
| 3-Month Certificateshare_certificate_3mo | 3.45% APY | 3.45% | 3 mo | Standard |
| Above Certificatecd | 5.00% APY | 5.00% | — | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 10-Year U.S. Inflation: Average 1.9%other | 0.100% % | 0.100% | — | Standard |
Auto loans available from 5% APR. HELOC rates from 6.25% APR. Personal loan rates from 2.55% APR. Credit card rates from 9.9% APR. Savings and certificate yields up to 5.00% APY.
Source: RateAPI.dev, verified from Ridgedale Credit Union's official website
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About Ridgedale Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 3.7K
- Assets
- $100.5M
- Founded
- 1947
- Locations reported
- 2
- NCUA charter
- 5419
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Ridgedale Credit Union
Membership eligibility from Ridgedale Credit Union's own published criteria. How we verify this.
Membership criteria are published on Ridgedale Credit Union's website. Check the membership page below to confirm whether you qualify.
Cost to join: About $5.
Verified from Ridgedale Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Ridgedale Credit Union?
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Frequently Asked Questions
What rates does Ridgedale Credit Union offer?
Ridgedale Credit Union currently offers Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Ridgedale Credit Union rates updated?
RateAPI verifies Ridgedale Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Ridgedale Credit Union's rate data?
Rate data is collected directly from Ridgedale Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Ridgedale Credit Union's auto loan rates?
As of August 4, 2026, Ridgedale Credit Union offers auto loans from 5% APR.
What is Ridgedale Credit Union's HELOC rate?
As of August 4, 2026, Ridgedale Credit Union offers home equity lines of credit from 6.25% APR.
What is Ridgedale Credit Union's personal loan rate?
As of August 4, 2026, Ridgedale Credit Union offers personal loans from 2.55% APR.
What is Ridgedale Credit Union's best CD rate?
As of August 4, 2026, Ridgedale Credit Union offers savings and certificate (CD) yields up to 5.00% APY.
Related Rate Data
Compare Ridgedale Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Ridgedale Credit Union
curl "https://api.rateapi.dev/credit-unions/new-jersey/ridgedale" \
-H "Authorization: Bearer YOUR_API_KEY"