Nova Ua Credit Union
Verified rate book
Current Nova Ua Credit Union rates
25 published offers verified as of August 4, 2026.
Mortgage rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.125% APR | 6.125% | — | Standard |
| 30-Year Fixed30 year fixed | 6.500% APR | 6.500% | — | Standard |
| 15-Year Fixed15 year fixed | 5.750% APR | 5.750% | — | Standard |
Auto & vehicle rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Car Loans – Up to 100% Financing w/Co-Borrowerauto_new | 3.750% APR | 3.750% | new | Standard |
| New Car Loans – Up to 80% Financingauto_new | 3.750% APR | 3.750% | new | Standard |
| 24-Month Auto Loan (2021–2026)auto_any_24mo | 4.750% APR | 4.750% | 24 mo | Standard |
| Used Car Loans – Maximum Age of Vehicle – 5 yearsauto_used_60mo | 4.750% APR | 4.750% | 60 mo · used | Standard |
| 36-Month Auto Loan (2021–2026)auto_any_36mo | 4.750% APR | 4.750% | 36 mo | Standard |
| 60-Month Auto Loan (2023–2026)auto_any_60mo | 5.000% APR | 5.000% | 60 mo | Standard |
| 48-Month Auto Loan (2023–2026)auto_any_48mo | 5.000% APR | 5.000% | 48 mo | Standard |
HELOC rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOCheloc | 5.750% APR | 5.750% | — | Standard |
| Home Equity Line-of-Credit - 0 Pointsheloc | 5.750% APR | 5.750% | — | Standard |
| 5-Year Home Equity Loan (Fixed)heloc_fixed | 6.000% APR | 6.000% | — | Standard |
| 5-Year Fixed Home Equity – 0 Pointsheloc_fixed | 6.000% APR | 6.000% | — | Standard |
| 7-Year Fixed Home Equity – 0 Pointsheloc_fixed | 6.250% APR | 6.250% | — | Standard |
| 7-Year Home Equity Loan (Fixed)heloc_fixed | 6.250% APR | 6.250% | — | Standard |
| 10-Year Home Equity Loan (Fixed)heloc_fixed | 6.500% APR | 6.500% | — | Standard |
| 10-Year Fixed Home Equity – 0 Pointsheloc_fixed | 6.500% APR | 6.500% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Card / Visa Line-of-Creditcredit_card | 9.900% APR | 9.900% | — | Standard |
Savings & CD rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 36-Month Certificatecd_36mo | 3.75% APY | 3.75% | 36 mo | Standard |
| 24-Month Certificatecd_24mo | 3.75% APY | 3.75% | 24 mo | Standard |
| 3-Month Certificateshare_certificate_3mo | 4.13% APY | 4.05% | 3 mo | Standard |
| 3-Month IRA Certificateira_cd_3mo | 4.38% APY | 4.29% | 3 mo | Standard |
| 48-Month Certificatecd_48mo | 4.50% APY | 4.50% | 48 mo | Standard |
| 60-Month Certificatecd_60mo | 4.50% APY | 4.50% | 60 mo | Standard |
As of August 4, 2026, Nova Ua Credit Union offers a 30-year fixed mortgage at 6.125% APR. Auto loans available from 3.75% APR. HELOC rates from 5.75% APR. Credit card rates from 9.9% APR. Savings and certificate yields up to 4.50% APY.
Source: RateAPI.dev, verified from Nova Ua Credit Union's official website
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About Nova Ua Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 3.7K
- Assets
- $155.2M
- Founded
- 1960
- Locations reported
- 2
- NCUA charter
- 13439
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Bilingual services
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Nova Ua Credit Union
Membership eligibility from Nova Ua Credit Union's own published criteria. How we verify this.
Membership criteria are published on Nova Ua Credit Union's website. Check the membership page below to confirm whether you qualify.
- LocationPassaic — NJ
Verified from Nova Ua Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Nova Ua Credit Union?
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Frequently Asked Questions
What rates does Nova Ua Credit Union offer?
Nova Ua Credit Union currently offers mortgage, Auto loan, HELOC, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Nova Ua Credit Union rates updated?
RateAPI verifies Nova Ua Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Nova Ua Credit Union's rate data?
Rate data is collected directly from Nova Ua Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Nova Ua Credit Union's mortgage rate?
As of August 4, 2026, Nova Ua Credit Union offers a 30-year fixed mortgage at 6.125% APR.
What are Nova Ua Credit Union's auto loan rates?
As of August 4, 2026, Nova Ua Credit Union offers auto loans from 3.75% APR.
What is Nova Ua Credit Union's HELOC rate?
As of August 4, 2026, Nova Ua Credit Union offers home equity lines of credit from 5.75% APR.
What is Nova Ua Credit Union's best CD rate?
As of August 4, 2026, Nova Ua Credit Union offers savings and certificate (CD) yields up to 4.50% APY.
Related Rate Data
Compare Nova Ua Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Nova Ua Credit Union rates
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# Get rates for Nova Ua Credit Union
curl "https://api.rateapi.dev/credit-unions/new-jersey/nova-ua" \
-H "Authorization: Bearer YOUR_API_KEY"