First Financial Credit Union

Freehold, New Jersey
Last verified: August 4, 2026
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Verified rate book

Current First Financial Credit Union rates

3 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

1 offer
First Financial Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
First Mortgageother5.625% APR5.625%—Standard

Auto & vehicle rates

1 offer
First Financial Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New & Used Auto Loanauto_any4.490% APR4.490%anyStandard

Credit card rates

1 offer
First Financial Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
VISA Simply First Credit Cardcredit_card14.400% APR14.400%—Standard

As of August 4, 2026, First Financial Credit Union offers mortgage rates from 5.625% APR. Auto loans available from 4.49% APR. Credit card rates from 14.4% APR.

Source: RateAPI.dev, verified from First Financial Credit Union's official website

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About First Financial Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
14.5K
Assets
$175.8M
Founded
1936
Locations reported
4
NCUA charter
1021
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Student scholarships
  • Payday Alternative Loans I

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Navy Federal Credit UnionNWS Earle NJ · Colts Neck · NJ · 07722About 7.6 miles awayUnited Teletech FinancialMARLBORO · MORGANVILLE · NJ · 07751About 9.3 miles awayFirst AtlanticCORP HEADQUARTERS · EATONTOWN · NJ · 07724-2210About 12.2 miles awayMonmouth County Postal EmployeesMCPECU · Red Bank · NJ · 07701-2057About 14.3 miles awayLakehurst NavalLakehurst Naval FCU · Joint Base MDL · NJ · 08733-5021About 14.3 miles awayAffinityMiddletown Branch · Middletown · NJ · 07748-2012About 14.8 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join First Financial Credit Union

Membership eligibility from First Financial Credit Union's own published criteria. How we verify this.

Community charter: live/work in Monmouth, Ocean, NJ

  • LocationMonmouth, Ocean — NJ

Cost to join: About $5.

Verified from First Financial Credit Union's membership page. Final membership determination is always made by the credit union.

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Frequently Asked Questions

What rates does First Financial Credit Union offer?

First Financial Credit Union currently offers mortgage, Auto loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are First Financial Credit Union rates updated?

RateAPI verifies First Financial Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get First Financial Credit Union's rate data?

Rate data is collected directly from First Financial Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is First Financial Credit Union's mortgage rate?

As of August 4, 2026, First Financial Credit Union offers mortgage rates from 5.625% APR.

What are First Financial Credit Union's auto loan rates?

As of August 4, 2026, First Financial Credit Union offers auto loans from 4.49% APR.

Related Rate Data

Compare First Financial Credit Union's rates against national credit-union benchmarks.

More New Jersey credit unionsMortgage rate benchmarkAuto loan rate benchmarkCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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# Get rates for First Financial Credit Union
curl "https://api.rateapi.dev/credit-unions/new-jersey/first-financial" \
  -H "Authorization: Bearer YOUR_API_KEY"
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