Sierra Pacific Credit Union
Verified rate book
Current Sierra Pacific Credit Union rates
6 published offers verified as of August 4, 2026.
Mortgage rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| First Mortgages 15 Yearother | 6.118% APR | 5.875% | — | Standard |
| First Mortgages 30 Yearother | 6.837% APR | 6.625% | — | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share-Secured Loanpersonal_secured | 3.100% APR | 3.100% | — | Standard |
| Personal/Unsecuredpersonal_unsecured | 9.990% APR | 9.990% | — | Standard |
| Personal Line of Creditploc_variable | 13.000% APR | 13.000% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 8.990% APR | 8.990% | — | Standard |
As of August 4, 2026, Sierra Pacific Credit Union offers mortgage rates from 6.118% APR. Personal loan rates from 3.1% APR. Credit card rates from 8.99% APR.
Source: RateAPI.dev, verified from Sierra Pacific Credit Union's official website
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About Sierra Pacific Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 10.9K
- Assets
- $187.8M
- Founded
- 1936
- Locations reported
- 6
- NCUA charter
- 1000
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Bilingual services
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Sierra Pacific Credit Union
Membership eligibility from Sierra Pacific Credit Union's own published criteria. How we verify this.
Membership via employers (NV Energy +17 more) or the Nevada Alumni Association +1 more
- EmployerNV Energy, Southwest Gas, St. Mary's, Mars, A-1 Steel, Inc., Costco, Q&D Construction, Tanamera, Associated General Contractors, Nevada Chapter, Elemental LED, Dr. Paas’ Office, EM Research, Inc., Ensemble Real Estate Services LLC, Liberty Utilities, Microsoft Licensing, OB-GYN Associates, Woodburn and Wedge, Western Surgical Group
- AssociationNevada Alumni Association, Teamsters Union Local 533
Cost to join: About $5.
Verified from Sierra Pacific Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Sierra Pacific Credit Union?
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Frequently Asked Questions
What rates does Sierra Pacific Credit Union offer?
Sierra Pacific Credit Union currently offers mortgage, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Sierra Pacific Credit Union rates updated?
RateAPI verifies Sierra Pacific Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Sierra Pacific Credit Union's rate data?
Rate data is collected directly from Sierra Pacific Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Sierra Pacific Credit Union's mortgage rate?
As of August 4, 2026, Sierra Pacific Credit Union offers mortgage rates from 6.118% APR.
What is Sierra Pacific Credit Union's personal loan rate?
As of August 4, 2026, Sierra Pacific Credit Union offers personal loans from 3.1% APR.
Related Rate Data
Compare Sierra Pacific Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Sierra Pacific Credit Union rates
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# Get rates for Sierra Pacific Credit Union
curl "https://api.rateapi.dev/credit-unions/nevada/sierra-pacific" \
-H "Authorization: Bearer YOUR_API_KEY"