Nebraska State Employees Credit Union
Verified rate book
Current Nebraska State Employees Credit Union rates
18 published offers verified as of July 30, 2026.
Auto & vehicle rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Auto Loanauto_new | 4.350% APR | 4.350% | new | Standard |
| Used Auto Loanauto_used | 5.250% APR | 5.250% | used | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 6.750% APR | 6.750% | — | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share-Secured Loanpersonal_secured | 6.750% APR | 6.750% | — | Standard |
| Unsecured Personal Loanpersonal_unsecured | 7.000% APR | 7.000% | — | Standard |
| Overdraft Line of Creditpersonal | 12.010% APR | 12.010% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 13.900% APR | 13.900% | — | Standard |
Savings & CD rates
11 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| High Investment Access Accountsavings | 1.26% APY | 1.25% | — | Standard |
| 3-Month Certificatecd_3mo | 1.36% APY | 1.35% | 3 mo | Standard |
| 6-Month Certificatecd_6mo | 2.02% APY | 2.00% | 6 mo | Standard |
| 60-Month Certificatecd_60mo | 3.55% APY | 3.49% | 60 mo | Standard |
| 48-Month Certificatecd_48mo | 3.65% APY | 3.59% | 48 mo | Standard |
| 9-Month Certificatecd_9mo | 3.76% APY | 3.70% | 9 mo | Standard |
| 36-Month Certificatecd_36mo | 3.76% APY | 3.70% | 36 mo | Standard |
| 18-Month Certificatecd_18mo | 3.85% APY | 3.78% | 18 mo | Standard |
| 12-Month Certificatecd_12mo | 3.85% APY | 3.78% | 12 mo | Standard |
| 24-Month Certificatecd_24mo | 3.95% APY | 3.88% | 24 mo | Standard |
| 15-Month Certificatecd_15mo | 4.01% APY | 3.94% | 15 mo | Standard |
Auto loans available from 4.35% APR. HELOC rates from 6.75% APR. Personal loan rates from 6.75% APR. Credit card rates from 13.9% APR. Savings and certificate yields up to 4.01% APY.
Source: RateAPI.dev, verified from Nebraska State Employees Credit Union's official website
Latest available market position · Snapshot August 1, 2026
Nebraska State Employees Credit Union statewide rate position
This dated snapshot compares the credit union's best published rate in each tracked product with other NE credit unions in the same product market. Products may age out of the current rate book until they are verified again.
| Product | Published rate | State rank | State best | State median | Position vs. median |
|---|---|---|---|---|---|
| New Auto Loan (best offer, cars) | 4.35% APR | #3 of 9 · top 34% | 3.99% | 4.75% | 40 bp better than state median |
| Used Auto Loan (best offer, cars) | 5.25% APR | #5 of 9 · top 56% | 4.29% | 5.25% | Matches state median |
| HELOC (best offer) | 6.75% APR | #7 of 11 · top 64% | 3.99% | 6.00% | 75 bp behind state median |
| Personal Loan (unsecured, best offer) | 7.00% APR | #3 of 22 · top 14% | 6.00% | 10.00% | 300 bp better than state median |
| 12-Month CD (best APY) | 3.85% APY | #1 of 11 · top 10% | 3.85% | 3.75% | 10 bp better than state median |
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About Nebraska State Employees Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 3.1K
- Assets
- $36.3M
- Founded
- 1941
- Locations reported
- 1
- NCUA charter
- 65816
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Nebraska State Employees Credit Union
Membership eligibility from Nebraska State Employees Credit Union's own published criteria. How we verify this.
Membership via employers (State of Nebraska +2 more) or occupations (public employees +1 more)
- LocationDodge
- EmployerState of Nebraska, Community Colleges, Nebraska State Employees Credit Union
- Occupationpublic employees, military personnel
- Militarymilitary
Verified from Nebraska State Employees Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Nebraska State Employees Credit Union?
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Frequently Asked Questions
What rates does Nebraska State Employees Credit Union offer?
Nebraska State Employees Credit Union currently offers Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified July 30, 2026 directly from the credit union's official website.
How often are Nebraska State Employees Credit Union rates updated?
RateAPI verifies Nebraska State Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 30, 2026.
Where does RateAPI get Nebraska State Employees Credit Union's rate data?
Rate data is collected directly from Nebraska State Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Nebraska State Employees Credit Union's auto loan rates?
As of July 30, 2026, Nebraska State Employees Credit Union offers auto loans from 4.35% APR.
What is Nebraska State Employees Credit Union's HELOC rate?
As of July 30, 2026, Nebraska State Employees Credit Union offers home equity lines of credit from 6.75% APR.
What is Nebraska State Employees Credit Union's personal loan rate?
As of July 30, 2026, Nebraska State Employees Credit Union offers personal loans from 6.75% APR.
What is Nebraska State Employees Credit Union's best CD rate?
As of July 30, 2026, Nebraska State Employees Credit Union offers savings and certificate (CD) yields up to 4.01% APY.
Related Rate Data
Compare Nebraska State Employees Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Nebraska State Employees Credit Union rates
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# Get rates for Nebraska State Employees Credit Union
curl "https://api.rateapi.dev/credit-unions/nebraska/nebraska-state-employees" \
-H "Authorization: Bearer YOUR_API_KEY"