Virginia Credit Union

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Last verified: August 4, 2026
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Verified rate book

Current Virginia Credit Union rates

34 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

2 offers
Virginia Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Conventional Fixed Rate Mortgageother6.212% APR6.000%—Standard
No Closing Cost Refinanceother6.913% APR6.625%—Standard

Savings & CD rates

31 offers
Virginia Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Premium Plus Money Marketmoney_market0.05% APY0.05%—Standard
Premium Money Marketmoney_market0.05% APY0.05%—Standard
6-Month Certificatecd_6mo2.13% APY2.13%6 moStandard
6-Month Certificatecd_6mo2.13% APY2.13%6 moStandard
6-Month Certificatecd_6mo2.23% APY2.23%6 moStandard
6-Month Certificatecd_6mo2.33% APY2.33%6 moStandard
24-Month Certificatecd_24mo3.21% APY3.21%24 moStandard
48-Month Certificatecd_48mo3.26% APY3.26%48 moStandard
24-Month Certificatecd_24mo3.26% APY3.21%24 moStandard
36-Month Certificatecd_36mo3.26% APY3.26%36 moStandard
24-Month Certificatecd_24mo3.30% APY3.30%24 moStandard
48-Month Certificatecd_48mo3.31% APY3.26%48 moStandard
36-Month Certificatecd_36mo3.31% APY3.26%36 moStandard
48-Month Certificatecd_48mo3.35% APY3.35%48 moStandard
36-Month Certificatecd_36mo3.35% APY3.35%36 moStandard
24-Month Certificatecd_24mo3.40% APY3.40%24 moStandard
36-Month Certificatecd_36mo3.44% APY3.44%36 moStandard
48-Month Certificatecd_48mo3.44% APY3.44%48 moStandard
84-Month Certificatecd_84mo3.50% APY3.50%84 moStandard
60-Month Certificatecd_60mo3.55% APY3.55%60 moStandard
84-Month Certificatecd_84mo3.56% APY3.50%84 moStandard
84-Month Certificatecd_84mo3.59% APY3.59%84 moStandard
60-Month Certificatecd_60mo3.61% APY3.55%60 moStandard
60-Month Certificatecd_60mo3.64% APY3.64%60 moStandard
84-Month Certificatecd_84mo3.69% APY3.69%84 moStandard
12-Month Certificatecd_12mo3.70% APY3.70%12 moStandard
12-Month Certificatecd_12mo3.70% APY3.70%12 moStandard
60-Month Certificatecd_60mo3.73% APY3.73%60 moStandard
Individual Retirement Accounts (IRAs)ira3.75% APY3.75%—Standard
12-Month Certificatecd_12mo3.78% APY3.78%12 moStandard
12-Month Certificatecd_12mo3.88% APY3.88%12 moStandard

Other rates

1 offer
Virginia Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Footerother6.750% %6.750%—Standard

As of August 4, 2026, Virginia Credit Union offers mortgage rates from 6.212% APR. Savings and certificate yields up to 3.88% APY.

Source: RateAPI.dev, verified from Virginia Credit Union's official website

Who Can Join Virginia Credit Union

Membership eligibility from Virginia Credit Union's own published criteria. How we verify this.

Membership via employers (Commonwealth of Virginia state agency or department +1 more)

  • LocationFranklin County, Montgomery County, Buckingham County, Cumberland County, Botetourt County, Campbell County, Nottoway County, Prince Edward County, Pittsylvania County
  • EmployerCommonwealth of Virginia state agency or department, County, city, town, or other political subdivision in Virginia

Cost to join: About $5.

Verified from Virginia Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Virginia Credit Union?

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Frequently Asked Questions

What rates does Virginia Credit Union offer?

Virginia Credit Union currently offers mortgage rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Virginia Credit Union rates updated?

RateAPI verifies Virginia Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Virginia Credit Union's rate data?

Rate data is collected directly from Virginia Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Virginia Credit Union's mortgage rate?

As of August 4, 2026, Virginia Credit Union offers mortgage rates from 6.212% APR.

What is Virginia Credit Union's best CD rate?

As of August 4, 2026, Virginia Credit Union offers savings and certificate (CD) yields up to 3.88% APY.

Related Rate Data

Compare Virginia Credit Union's rates against national credit-union benchmarks.

More XX credit unionsMortgage rate benchmarkHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Virginia Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Virginia Credit Union
curl "https://api.rateapi.dev/credit-unions/nationwide/virginia-credit-union" \
  -H "Authorization: Bearer YOUR_API_KEY"
Explore API DocumentationUse with Claude