Usc Credit Union
Verified rate book
Current Usc Credit Union rates
80 published offers verified as of August 4, 2026.
Auto & vehicle rates
16 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Term and rates for auto loan refi, and loans for touring motorcycles over 1200cc¹ (36 Months)motorcycle_any_36mo | 4.190% APR | 4.190% | 36 mo | Standard |
| Featured Rates (Auto Refinance Loans)auto | 4.190% APR | 4.190% | — | Standard |
| Term and rates for auto loan purchase, and loans for touring motorcycles over 1200cc¹ (36 Months)motorcycle_any_36mo | 4.440% APR | 4.440% | 36 mo | Standard |
| Featured Rates (Auto Purchase Loans)auto | 4.440% APR | 4.440% | — | Standard |
| Term and rates for auto loan refi, and loans for touring motorcycles over 1200cc¹ (48 Months)motorcycle_any_48mo | 4.440% APR | 4.440% | 48 mo | Standard |
| Term and rates for auto loan purchase, and loans for touring motorcycles over 1200cc¹ (48 Months)motorcycle_any_48mo | 4.690% APR | 4.690% | 48 mo | Standard |
| Term and rates for auto loan refi, and loans for touring motorcycles over 1200cc¹ (60 Months)motorcycle_any_60mo | 4.690% APR | 4.690% | 60 mo | Standard |
| Term and rates for auto loan purchase, and loans for touring motorcycles over 1200cc¹ (60 Months)motorcycle_any_60mo | 4.940% APR | 4.940% | 60 mo | Standard |
| Term and rates for auto loan refi, and loans for touring motorcycles over 1200cc¹ (72 Months)motorcycle_any_72mo | 4.940% APR | 4.940% | 72 mo | Standard |
| Term and rates for auto loan purchase, and loans for touring motorcycles over 1200cc¹ (72 Months)motorcycle_any_72mo | 5.190% APR | 5.190% | 72 mo | Standard |
| Term and rates for auto loan refi, and loans for touring motorcycles over 1200cc¹ (84 Months)motorcycle_any_84mo | 5.440% APR | 5.440% | 84 mo | Standard |
| Term and rates for auto loan purchase, and loans for touring motorcycles over 1200cc¹ (84 Months)motorcycle_any_84mo | 5.690% APR | 5.690% | 84 mo | Standard |
| Terms and rates for motorcycles 1200cc or less, E-Bikes, and other consumer goods (36 Months)motorcycle_any_36mo | 8.440% APR | 8.440% | 36 mo | Standard |
| Terms and rates for motorcycles 1200cc or less, E-Bikes, and other consumer goods (48 Months)motorcycle_any_48mo | 8.690% APR | 8.690% | 48 mo | Standard |
| Terms and rates for motorcycles 1200cc or less, E-Bikes, and other consumer goods (60 Months)motorcycle_any_60mo | 8.940% APR | 8.940% | 60 mo | Standard |
| Terms and rates for motorcycles 1200cc or less, E-Bikes, and other consumer goods (72 Months)motorcycle_any_72mo | 9.190% APR | 9.190% | 72 mo | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Featured Rates (HELOC)heloc_variable | 6.650% APR | 6.650% | — | Standard |
Personal loan rates
27 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Term and APR for shared-secured loans (36 Months)personal_secured_36mo | 3.050% APR | 3.050% | 36 mo | Standard |
| Term and APR for shared-secured loans (72 Months)personal_secured_72mo | 3.050% APR | 3.050% | 72 mo | Standard |
| Term and APR for shared-secured loans (60 Months)personal_secured_60mo | 3.050% APR | 3.050% | 60 mo | Standard |
| Featured Rates (Share Secured Loans)personal_secured | 3.050% APR | 3.050% | — | Standard |
| Term and APR for shared-secured loans (12 Months)personal_secured_12mo | 3.050% APR | 3.050% | 12 mo | Standard |
| Term and APR for shared-secured loans (48 Months)personal_secured_48mo | 3.050% APR | 3.050% | 48 mo | Standard |
| Term and APR for shared-secured loans (24 Months)personal_secured_24mo | 3.050% APR | 3.050% | 24 mo | Standard |
| GoGreen Loan Rates (6 - 10 years)personal_unsecured_120mo | 4.490% APR | 4.490% | 120 mo | Standard |
| GoGreen Loan Rates (11 - 15 years)personal_unsecured_180mo | 5.490% APR | 5.490% | 180 mo | Standard |
| Term and APR for certificate-secured loans (24 Months)personal_secured_24mo | 6.250% APR | 6.250% | 24 mo | Standard |
| Term and APR for certificate-secured loans (36 Months)personal_secured_36mo | 6.250% APR | 6.250% | 36 mo | Standard |
| Term and APR for certificate-secured loans (3 Months)personal_secured_3mo | 6.250% APR | 6.250% | 3 mo | Standard |
| Term and APR for certificate-secured loans (48 Months)personal_secured_48mo | 6.250% APR | 6.250% | 48 mo | Standard |
| Term and APR for certificate-secured loans (60 Months)personal_secured_60mo | 6.250% APR | 6.250% | 60 mo | Standard |
| Compare personal loan optionspersonal_unsecured_84mo | 6.250% APR | 6.250% | 84 mo | Standard |
| Term and APR for certificate-secured loans (6 Months)personal_secured_6mo | 6.500% APR | 6.500% | 6 mo | Standard |
| Term and APR for certificate-secured loans (12 Months)personal_secured_12mo | 6.790% APR | 6.790% | 12 mo | Standard |
| GoGreen Loan Rates (16 - 20 years)personal_unsecured_240mo | 6.990% APR | 6.990% | 240 mo | Standard |
| Compare personal loan optionspersonal_unsecured_48mo | 11.350% APR | 11.350% | 48 mo | Standard |
| Annual Percentage Rates (APR)*personal | 11.350% APR | 11.350% | — | Standard |
| Personal line of credit types and corresponding APR (Variable Rate)ploc_variable | 11.350% APR | 11.350% | — | Standard |
| Compare personal loan optionspersonal_unsecured_60mo | 11.490% APR | 11.490% | 60 mo | Standard |
| Term and APR for personal loans (36 Months)personal_unsecured_36mo | 11.490% APR | 11.490% | 36 mo | Standard |
| Featured Rates (Personal Loans)personal_unsecured | 11.490% APR | 11.490% | — | Standard |
| Term and APR for personal loans (48 Months)personal_unsecured_48mo | 11.990% APR | 11.990% | 48 mo | Standard |
| Term and APR for personal loans (60 Months)personal_unsecured_60mo | 12.240% APR | 12.240% | 60 mo | Standard |
| Term and APR for personal loans (72 Months)personal_unsecured_72mo | 13.240% APR | 13.240% | 72 mo | Standard |
Student loan rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Featured Rates (Student Loan Refinance)student | 3.990% APR | 3.990% | — | Standard |
| Student Loan Refinance¹ (84 Months)student | 4.390% APR | 4.390% | — | Standard |
| Student Loan Refinance¹ (120 Months)student | 4.990% APR | 4.990% | — | Standard |
| Student Loan Refinance¹ (180 Months)student | 5.590% APR | 5.590% | — | Standard |
Savings & CD rates
25 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| $25-$99.99savings | 0.05% APY | 0.05% | — | Standard |
| Dividend and APY rates for PremiumSpend checking accountsavings | 0.05% APY | 0.05% | — | Standard |
| Balance, Dividend Rate, and APY for Smart Yield Savings (Non-qualifying balances)savings | 0.15% APY | 0.15% | — | Standard |
| IRA Savings ($100 minimum)ira | 0.20% APY | 0.20% | — | Standard |
| Loan Discountssavings | 0.25% APY | 0.25% | — | Standard |
| Compare Personal Checking Accountcd_48mo | 0.25% APY | 0.25% | 48 mo | Standard |
| Balance, Dividend Rate, and APY for Smart Yield Savings ($1 - $9,999)savings | 1.75% APY | 1.75% | — | Standard |
| Balance, Dividend Rate, and APY for Smart Yield Savings ($10,000 - $49,999)savings | 2.75% APY | 2.75% | — | Standard |
| Term, Dividend Rate, and APY for Share Certificates (CDs) (24 Months)share_certificate_24mo | 3.20% APY | 3.20% | 24 mo | Standard |
| Term, Dividend Rate, and APY for Share Certificates (CDs) (60 Months)share_certificate_60mo | 3.20% APY | 3.20% | 60 mo | Standard |
| Term, Dividend Rate, and APY for Share Certificates (CDs) (3 Months)share_certificate_3mo | 3.20% APY | 3.20% | 3 mo | Standard |
| Term, Dividend Rate, and APY for Share Certificates (CDs) (48 Months)share_certificate_48mo | 3.20% APY | 3.20% | 48 mo | Standard |
| Balance, Dividend Rate, and APY for Business Money Market Accountmoney_market | 3.20% APY | 3.20% | — | Standard |
| Term, Dividend Rate, and APY for Share Certificates (CDs) (36 Months)share_certificate_36mo | 3.20% APY | 3.20% | 36 mo | Standard |
| Certificatecd | 3.20% APY | 3.20% | — | Standard |
| Balance, Dividend Rate, and APY for Smart Yield Savings ($50,000 - $99,999)savings | 3.25% APY | 3.25% | — | Standard |
| IRA 24 Month Certificate ($1,000 minimum)ira_cd_24mo | 3.25% APY | 3.25% | 24 mo | Standard |
| IRA 36 Month Certificate ($1,000 minimum)ira_cd_36mo | 3.25% APY | 3.25% | 36 mo | Standard |
| IRA 48 Month Certificate ($1,000 minimum)ira_cd_48mo | 3.25% APY | 3.25% | 48 mo | Standard |
| IRA 60 Month Certificate ($1,000 minimum)ira_cd_60mo | 3.25% APY | 3.25% | 60 mo | Standard |
| Term, Dividend Rate, and APY for Share Certificates (CDs) (6 Months)share_certificate_6mo | 3.44% APY | 3.44% | 6 mo | Standard |
| Balance, Dividend Rate, and APY for Smart Yield Savings ($100,000+)savings | 3.55% APY | 3.55% | — | Standard |
| Term, Dividend Rate, and APY for Share Certificates (CDs) (12 Months)share_certificate_12mo | 3.73% APY | 3.73% | 12 mo | Standard |
| IRA 12 Month Certificate ($1,000 minimum)ira_cd_12mo | 3.77% APY | 3.77% | 12 mo | Standard |
| Featured Rates (Certificates)cd | 3.79% APY | 3.79% | — | Standard |
Other rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| More than $99other | 0.050% % | 0.050% | — | Standard |
| Featured Ratesother | 3.050% % | 3.050% | — | Standard |
| Featured Rates (as low as)other | 3.050% % | 3.050% | — | Standard |
| Featured Rates (as high as)other | 3.790% % | 3.790% | — | Standard |
| Calculate Your Loan Paymentother | 4.440% % | 4.440% | — | Standard |
| As low as 4.44% for 36 Monthsother | 4.690% % | 4.690% | — | Standard |
| As low as 7.44% for 48 Monthsother | 7.690% % | 7.690% | — | Standard |
Vehicle loans available from 4.19% APR for 36 months. HELOC rates from 6.65% APR. Personal loan rates from 3.05% APR. Savings and certificate yields up to 3.79% APY.
Source: RateAPI.dev, verified from Usc Credit Union's official website
Who Can Join Usc Credit Union
Membership eligibility from Usc Credit Union's own published criteria. How we verify this.
Membership via employers (USC +2 more) or the USC alumni or occupations (USC faculty +2 more)
- LocationLos Angeles County, Orange County
- EmployerUSC, Woodbury University, AltaMed
- AssociationUSC alumni
- OccupationUSC faculty, USC staff, USC student
Verified from Usc Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Usc Credit Union offer?
Usc Credit Union currently offers vehicle loan, HELOC, personal loan, and student loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Usc Credit Union rates updated?
RateAPI verifies Usc Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Usc Credit Union's rate data?
Rate data is collected directly from Usc Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Usc Credit Union's auto & motorcycle loan rates?
As of August 4, 2026, Usc Credit Union offers vehicle loans from 4.19% APR.
What is Usc Credit Union's HELOC rate?
As of August 4, 2026, Usc Credit Union offers home equity lines of credit from 6.65% APR.
What is Usc Credit Union's personal loan rate?
As of August 4, 2026, Usc Credit Union offers personal loans from 3.05% APR.
What is Usc Credit Union's best CD rate?
As of August 4, 2026, Usc Credit Union offers savings and certificate (CD) yields up to 3.79% APY.
Related Rate Data
Compare Usc Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Usc Credit Union
curl "https://api.rateapi.dev/credit-unions/nationwide/usc-credit-union" \
-H "Authorization: Bearer YOUR_API_KEY"