River City Credit Union

Verified rate book

Current River City Credit Union rates

4 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

4 offers
River City Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
30-Year Fixed30 year fixed6.409% APR6.250%Standard
30 Year Fixed - Home Ready30 year fixed6.788% APR6.625%Standard
15-Year Fixed15 year fixed5.883% APR5.625%Standard
20-Year Fixed20 year fixed6.208% APR6.000%Standard

As of August 4, 2026, River City Credit Union offers a 30-year fixed mortgage at 6.409% APR.

Source: RateAPI.dev, verified from River City Credit Union's official website

Who Can Join River City Credit Union

Membership eligibility from River City Credit Union's own published criteria. How we verify this.

Membership criteria are published on River City Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from River City Credit Union's membership page. Final membership determination is always made by the credit union.

Work at River City Credit Union?

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Frequently Asked Questions

What rates does River City Credit Union offer?

River City Credit Union currently offers mortgage rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are River City Credit Union rates updated?

RateAPI verifies River City Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get River City Credit Union's rate data?

Rate data is collected directly from River City Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is River City Credit Union's mortgage rate?

As of August 4, 2026, River City Credit Union offers a 30-year fixed mortgage at 6.409% APR.

Related Rate Data

Compare River City Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track River City Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for River City Credit Union
curl "https://api.rateapi.dev/credit-unions/nationwide/river-city-federal-credit-union" \
  -H "Authorization: Bearer YOUR_API_KEY"