Navy Federal Credit Union
Verified rate book
Current Navy Federal Credit Union rates
21 published offers verified as of August 3, 2026.
Mortgage rates
19 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| VA 30-Year Fixed30 year fixed | 6.314% APR | 5.875% | — | Standard |
| 30-Year Fixed30 year fixed | 6.406% APR | 6.250% | — | Standard |
| Conventional Fixed - 30 Year Jumbo30 year fixed | 6.658% APR | 6.500% | — | Standard |
| Military Choice Loan - 30 Year30 year fixed | 7.331% APR | 7.000% | — | Standard |
| Homebuyers Choice Loan - 30 Year30 year fixed | 7.458% APR | 7.125% | — | Standard |
| Military Choice Loan - 30 Year Jumbo30 year fixed | 7.713% APR | 7.375% | — | Standard |
| Homebuyers Choice Loan - 30 Year Jumbo30 year fixed | 7.841% APR | 7.500% | — | Standard |
| 15-Year Fixed15 year fixed | 5.840% APR | 5.625% | — | Standard |
| 15-Year Fixed15 year fixed | 5.840% APR | 5.625% | — | Standard |
| VA 15-Year Fixed15 year fixed | 6.196% APR | 5.500% | — | Standard |
| VA 15-Year Fixed15 year fixed | 6.196% APR | 5.500% | — | Standard |
| Conventional Fixed - 15 Year Jumbo15 year fixed | 6.343% APR | 6.125% | — | Standard |
| 5/5 ARM5 5 arm | 6.132% APR | 5.625% | — | Standard |
| Jumbo 5/5 ARM5 5 arm | 6.132% APR | 5.625% | — | Standard |
| 3/5 Jumbo ARMarm | 6.156% APR | 5.375% | — | Standard |
| 3/5 Conforming ARMarm | 6.156% APR | 5.375% | — | Standard |
| VA Loanother | 5.500% APR | 5.500% | — | Standard |
| Rates Table (30 Year)other | 7.000% APR | 7.000% | — | Standard |
| Rates Table (30 Year Jumbo)other | 7.375% APR | 7.375% | — | Standard |
Other rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Rates Table (15 Year)other | 0.375% % | 0.375% | — | Standard |
| Rates Table (30 Year)other | 0.625% % | 0.625% | — | Standard |
As of August 3, 2026, Navy Federal Credit Union offers a 30-year fixed mortgage at 6.314% APR (0.625 points).
Source: RateAPI.dev, verified from Navy Federal Credit Union's official website
Who Can Join Navy Federal Credit Union
Membership eligibility from Navy Federal Credit Union's own published criteria. How we verify this.
To join: Apply online, visit a branch, or call 1-888-842-6328
Cost to join: About $5.
Verified from Navy Federal Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Navy Federal Credit Union offer?
Navy Federal Credit Union currently offers mortgage rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Navy Federal Credit Union rates updated?
RateAPI verifies Navy Federal Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Navy Federal Credit Union's rate data?
Rate data is collected directly from Navy Federal Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Navy Federal Credit Union's mortgage rate?
As of August 3, 2026, Navy Federal Credit Union offers a 30-year fixed mortgage at 6.314% APR.
Related Rate Data
Compare Navy Federal Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Navy Federal Credit Union
curl "https://api.rateapi.dev/credit-unions/nationwide/navy-federal-credit-union" \
-H "Authorization: Bearer YOUR_API_KEY"