Ep Credit Union

XX
Last verified: August 4, 2026
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Verified rate book

Current Ep Credit Union rates

8 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

8 offers
Ep Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
VA 30 Year Fixed - Conforming30 year fixed6.409% APR6.250%Standard
FHA 30-Year Fixed - Conforming30 year fixed6.689% APR6.000%Standard
30-Year Fixed30 year fixed6.788% APR6.625%Standard
Jumbo 30-Year Fixed30 year fixed7.099% APR7.000%Standard
15-Year Fixed15 year fixed6.513% APR6.250%Standard
Jumbo 15-Year Fixed15 year fixed7.411% APR7.250%Standard
20-Year Fixed20 year fixed6.712% APR6.500%Standard
7/1 ARM7 1 arm6.840% APR6.500%Standard

As of August 4, 2026, Ep Credit Union offers a 30-year fixed mortgage at 6.409% APR.

Source: RateAPI.dev, verified from Ep Credit Union's official website

Who Can Join Ep Credit Union

Membership eligibility from Ep Credit Union's own published criteria. How we verify this.

Membership criteria are published on Ep Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Ep Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Ep Credit Union?

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Frequently Asked Questions

What rates does Ep Credit Union offer?

Ep Credit Union currently offers mortgage rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Ep Credit Union rates updated?

RateAPI verifies Ep Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Ep Credit Union's rate data?

Rate data is collected directly from Ep Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Ep Credit Union's mortgage rate?

As of August 4, 2026, Ep Credit Union offers a 30-year fixed mortgage at 6.409% APR.

Related Rate Data

Compare Ep Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Ep Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Ep Credit Union
curl "https://api.rateapi.dev/credit-unions/nationwide/ep-federal-credit-union" \
  -H "Authorization: Bearer YOUR_API_KEY"