Postal & Community Credit Union
Verified rate book
Current Postal & Community Credit Union rates
26 published offers verified as of August 4, 2026.
Mortgage rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| First Mortgageother | 6.250% APR | 6.250% | — | Standard |
Auto & vehicle rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New RV/Camper, Boat/Trailer and Motorcycle (2026 - 2022)rv_new | 5.500% APR | 5.500% | new | Standard |
| New Auto Loan (2022–2026)auto_new | 5.500% APR | 5.500% | new | Standard |
| Used Auto Loan (2021 and Older)auto_used | 6.500% APR | 6.500% | used | Standard |
| Used RV/Camper, Boat/Trailer and Motorcycle (2021 - older)rv_used | 6.500% APR | 6.500% | used | Standard |
| New Utility Vehicles & New Lawn Equipmentauto_new | 7.250% APR | 7.250% | new | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Signature Loanpersonal_unsecured | 9.750% APR | 9.750% | — | Standard |
| Personal Line of Creditploc_variable | 10.250% APR | 10.250% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 11.750% APR | 11.750% | — | Standard |
Savings & CD rates
15 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Money Market Accounts ($ 1,000 - $24,999.99)money_market | 1.98% APY | 1.98% | — | Standard |
| Money Market Accounts ($25,000 - $49,999.99)money_market | 2.47% APY | 2.47% | — | Standard |
| Money Market Accounts ($50,000 - $99,999.99)money_market | 2.72% APY | 2.72% | — | Standard |
| Money Market ($100,000+)money_market | 2.96% APY | 2.96% | — | Standard |
| 48-Month Certificateshare_certificate_48mo | 3.75% APY | 3.69% | 48 mo | Standard |
| 18-Month Certificateshare_certificate_18mo | 3.75% APY | 3.69% | 18 mo | Standard |
| 12-Month Certificateshare_certificate_12mo | 3.75% APY | 3.69% | 12 mo | Standard |
| 6-Month Certificateshare_certificate_6mo | 3.75% APY | 3.69% | 6 mo | Standard |
| 60-Month Certificateshare_certificate_60mo | 3.75% APY | 3.69% | 60 mo | Standard |
| 3-Month Certificateshare_certificate_3mo | 3.75% APY | 3.69% | 3 mo | Standard |
| 36-Month Certificateshare_certificate_36mo | 3.75% APY | 3.69% | 36 mo | Standard |
| 24-Month Certificateshare_certificate_24mo | 3.75% APY | 3.69% | 24 mo | Standard |
| 7-Month Certificateshare_certificate_7mo | 4.25% APY | 4.17% | 7 mo | Standard |
| 11-Month Certificateshare_certificate_11mo | 4.50% APY | 4.41% | 11 mo | Standard |
| 9-Month Certificateshare_certificate_9mo | 4.75% APY | 4.65% | 9 mo | Standard |
Equipment loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Agriculture Equipment & Machinery (2025 - 2021)equipment_new | 7.250% APR | 7.250% | — | Standard |
| Used Agriculture Equipment & Machinery (2019 and older)equipment_used | 9.250% APR | 9.250% | — | Standard |
As of August 4, 2026, Postal & Community Credit Union offers mortgage rates from 6.25% APR. Vehicle loans available from 5.5% APR. Personal loan rates from 9.75% APR. Credit card rates from 11.75% APR. Savings and certificate yields up to 4.75% APY. Equipment loans from 7.25% APR.
Source: RateAPI.dev, verified from Postal & Community Credit Union's official website
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About Postal & Community Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 11.1K
- Assets
- $93.1M
- Founded
- 1922
- Locations reported
- 2
- NCUA charter
- 64145
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Electronic statements
- Mobile check deposit
- Financial counseling
- Financial education
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
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Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Postal & Community Credit Union
Membership eligibility from Postal & Community Credit Union's own published criteria. How we verify this.
Membership criteria are published on Postal & Community Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Postal & Community Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Postal & Community Credit Union offer?
Postal & Community Credit Union currently offers mortgage, vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Postal & Community Credit Union rates updated?
RateAPI verifies Postal & Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Postal & Community Credit Union's rate data?
Rate data is collected directly from Postal & Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Postal & Community Credit Union's mortgage rate?
As of August 4, 2026, Postal & Community Credit Union offers mortgage rates from 6.25% APR.
What are Postal & Community Credit Union's auto & rv loan rates?
As of August 4, 2026, Postal & Community Credit Union offers vehicle loans from 5.5% APR.
What is Postal & Community Credit Union's personal loan rate?
As of August 4, 2026, Postal & Community Credit Union offers personal loans from 9.75% APR.
What is Postal & Community Credit Union's best CD rate?
As of August 4, 2026, Postal & Community Credit Union offers savings and certificate (CD) yields up to 4.75% APY.
Related Rate Data
Compare Postal & Community Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Postal & Community Credit Union rates
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# Get rates for Postal & Community Credit Union
curl "https://api.rateapi.dev/credit-unions/missouri/postal-community" \
-H "Authorization: Bearer YOUR_API_KEY"