Metro Credit Union

Springfield, Missouri
Last verified: July 29, 2026
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Verified rate book

Current Metro Credit Union rates

21 published offers verified as of July 29, 2026.

How we verify rates

Auto & vehicle rates

5 offers
Metro Credit Union auto & vehicle rates as of July 29, 2026
ProductPublishedRateTerm / conditionStatus
New Auto Loanauto_new4.280% APR4.280%newStandard
Used Auto Loanauto_used5.280% APR5.280%usedStandard
Motorcycle Loanmotorcycle6.490% APR6.490%Standard
RV Loanrv7.990% APR7.990%Standard
Boat Loanboat7.990% APR7.990%Standard

Savings & CD rates

16 offers
Metro Credit Union savings & cd rates as of July 29, 2026
ProductPublishedRateTerm / conditionStatus
Health Savingssavings0.75% APY0.75%Standard
Money Marketmoney_market0.75% APY0.75%Standard
Christmas Clubsavings1.00% APY1.00%Standard
3-Month Certificateshare_certificate_3mo1.21% APY1.20%3 moStandard
6-Month Certificateshare_certificate_6mo1.61% APY1.60%6 moStandard
12-Month IRA Certificateira_cd_12mo3.09% APY3.05%12 moStandard
12-Month Certificateshare_certificate_12mo3.09% APY3.05%12 moStandard
24-Month Certificateshare_certificate_24mo3.30% APY3.25%24 moStandard
24-Month IRA Certificateira_cd_24mo3.30% APY3.25%24 moStandard
36-Month Certificateshare_certificate_36mo3.40% APY3.35%36 moStandard
36-Month IRA Certificateira_cd_36mo3.40% APY3.35%36 moStandard
60-Month IRA Certificateira_cd_60mo3.45% APY3.40%60 moStandard
60-Month Certificateshare_certificate_60mo3.45% APY3.40%60 moStandard
IRAira4.06% APY4.00%Standard
Accidental Savings Tier 1savings4.06% APY4.00%Standard
Accidental Savings Tier 2savings5.09% APY5.00%Standard

Vehicle loans available from 4.28% APR. Savings and certificate yields up to 5.09% APY.

Source: RateAPI.dev, verified from Metro Credit Union's official website

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About Metro Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
9.2K
Assets
$122.5M
Founded
1935
Locations reported
2
NCUA charter
61840
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Metro Credit Union

Membership eligibility from Metro Credit Union's own published criteria. How we verify this.

Membership criteria are published on Metro Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Metro Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Metro Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Metro Credit Union ranks against Missouri peers.

Frequently Asked Questions

What rates does Metro Credit Union offer?

Metro Credit Union currently offers vehicle loan rates. The rates shown on this page were last verified July 29, 2026 directly from the credit union's official website.

How often are Metro Credit Union rates updated?

RateAPI verifies Metro Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 29, 2026.

Where does RateAPI get Metro Credit Union's rate data?

Rate data is collected directly from Metro Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Metro Credit Union's auto, rv, boat & motorcycle loan rates?

As of July 29, 2026, Metro Credit Union offers vehicle loans from 4.28% APR.

What is Metro Credit Union's best CD rate?

As of July 29, 2026, Metro Credit Union offers savings and certificate (CD) yields up to 5.09% APY.

Related Rate Data

Compare Metro Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Metro Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Metro Credit Union
curl "https://api.rateapi.dev/credit-unions/missouri/metro" \
  -H "Authorization: Bearer YOUR_API_KEY"