Novation Credit Union
Verified rate book
Current Novation Credit Union rates
20 published offers verified as of August 4, 2026.
Auto & vehicle rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 60-Month Auto Loanauto_any_60mo | 4.690% APR | 4.690% | 60 mo | Standard |
| Auto Loanauto | 5.850% APR | 5.850% | — | Standard |
| New and Used Recreational Vehicles (Up to 84 Months)rv_any_84mo | 6.750% APR | 6.750% | 84 mo · any | Standard |
| New and Used Recreational Vehicles (85 - 180 Months)rv_any_180mo | 7.500% APR | 7.500% | 180 mo · any | Standard |
HELOC rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loan (Fixed)heloc_fixed | 5.490% APR | 5.490% | — | Standard |
| Up to 5-Year Home Equity Loan (Fixed)heloc_fixed | 5.490% APR | 5.490% | — | Standard |
| Home Equity Loans (61 - 120 months)heloc_fixed | 5.990% APR | 5.990% | — | Standard |
| Home Equity Loans (121 - 180 months)heloc_fixed | 6.490% APR | 6.490% | — | Standard |
| HELOC (Variable)heloc_variable | 6.750% APR | 6.750% | — | Standard |
| 7 Year Draw, 15 Year Repaymentheloc | 6.750% APR | 6.750% | — | Standard |
Savings & CD rates
10 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Youth Checkingsavings | 1.50% APY | 1.50% | — | Standard |
| Incentive Checkingsavings | 1.74% APY | 1.74% | — | Standard |
| 6-Month Certificatecd_6mo | 1.74% APY | 1.74% | 6 mo | Standard |
| 36-Month Certificatecd_36mo | 1.99% APY | 1.99% | 36 mo | Standard |
| 24-Month Certificatecd_24mo | 1.99% APY | 1.99% | 24 mo | Standard |
| 60-Month Certificatecd_60mo | 2.23% APY | 2.23% | 60 mo | Standard |
| 12-Month Certificatecd_12mo | 2.23% APY | 2.23% | 12 mo | Standard |
| 18-Month Certificatecd_18mo | 2.23% APY | 2.23% | 18 mo | Standard |
| 48-Month Certificatecd_48mo | 2.23% APY | 2.23% | 48 mo | Standard |
| 13-Month Certificatecd_13mo | 3.21% APY | 3.21% | 13 mo | Standard |
Vehicle loans available from 4.69% APR for 60 months. HELOC rates from 5.49% APR. Savings and certificate yields up to 3.21% APY.
Source: RateAPI.dev, verified from Novation Credit Union's official website
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About Novation Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 14.4K
- Assets
- $252.3M
- Founded
- 1954
- Locations reported
- 2
- NCUA charter
- 65063
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Novation Credit Union
Membership eligibility from Novation Credit Union's own published criteria. How we verify this.
Open to anyone. Anyone can become a member — no employer, location, or affiliation requirement.
- LocationAnoka, Carver, Chisago, Dakota, Hennepin, Le Sueur, McLeod, Ramsey, Rice, Scott, Washington
- Employer3M, Solventum, CHS, Land O'Lakes
- AssociationNovation Foundation
Cost to join: About $15 (a $10 membership fee plus a $5 minimum deposit).
Verified from Novation Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Novation Credit Union?
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Frequently Asked Questions
What rates does Novation Credit Union offer?
Novation Credit Union currently offers vehicle loan, and HELOC rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Novation Credit Union rates updated?
RateAPI verifies Novation Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Novation Credit Union's rate data?
Rate data is collected directly from Novation Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Novation Credit Union's auto & rv loan rates?
As of August 4, 2026, Novation Credit Union offers vehicle loans from 4.69% APR.
What is Novation Credit Union's HELOC rate?
As of August 4, 2026, Novation Credit Union offers home equity lines of credit from 5.49% APR.
What is Novation Credit Union's best CD rate?
As of August 4, 2026, Novation Credit Union offers savings and certificate (CD) yields up to 3.21% APY.
Related Rate Data
Compare Novation Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Novation Credit Union
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-H "Authorization: Bearer YOUR_API_KEY"