Omni Community Credit Union
Verified rate book
Current Omni Community Credit Union rates
10 published offers verified as of August 4, 2026.
Auto & vehicle rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 2020 and Newer (Various terms)auto | 4.990% APR | 4.990% | — | Standard |
| 2017 to 2019 (Auto only)auto | 6.740% APR | 6.740% | — | Standard |
| Other Secured - 2019 and Olderauto_used | 6.740% APR | 6.740% | used | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Fixed Rate: Second Lien 90% LTVheloc_fixed | 6.500% APR | 6.500% | — | Standard |
Personal loan rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Personal Line of Creditploc_variable | 4.990% APR | 4.990% | — | Standard |
| Share Secured (Various terms)personal_secured | 5.250% APR | 5.250% | — | Standard |
| Home Improvement Loanpersonal | 8.490% APR | 8.490% | — | Standard |
| Closed End Unsecured (Various terms)personal_unsecured | 11.490% APR | 11.490% | — | Standard |
| Cash Reserve Line of Creditploc_variable | 14.950% APR | 14.950% | — | Standard |
| OMNI Fast Cashpersonal | 22.990% APR | 22.990% | — | Standard |
Auto loans available from 4.99% APR. HELOC rates from 6.5% APR. Personal loan rates from 4.99% APR.
Source: RateAPI.dev, verified from Omni Community Credit Union's official website
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About Omni Community Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 47K
- Assets
- $652.6M
- Founded
- 1952
- Locations reported
- 12
- NCUA charter
- 60105
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Omni Community Credit Union
Membership eligibility from Omni Community Credit Union's own published criteria. How we verify this.
Community charter: live/work in Elkhart, LaGrange, St. Joseph, MI
- LocationElkhart, LaGrange, St. Joseph — MI
Cost to join: About $5.
Verified from Omni Community Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Omni Community Credit Union?
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Frequently Asked Questions
What rates does Omni Community Credit Union offer?
Omni Community Credit Union currently offers Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Omni Community Credit Union rates updated?
RateAPI verifies Omni Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Omni Community Credit Union's rate data?
Rate data is collected directly from Omni Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Omni Community Credit Union's auto loan rates?
As of August 4, 2026, Omni Community Credit Union offers auto loans from 4.99% APR.
What is Omni Community Credit Union's HELOC rate?
As of August 4, 2026, Omni Community Credit Union offers home equity lines of credit from 6.5% APR.
What is Omni Community Credit Union's personal loan rate?
As of August 4, 2026, Omni Community Credit Union offers personal loans from 4.99% APR.
Related Rate Data
Compare Omni Community Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Omni Community Credit Union rates
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# Get rates for Omni Community Credit Union
curl "https://api.rateapi.dev/credit-unions/michigan/omni-community" \
-H "Authorization: Bearer YOUR_API_KEY"