Michigan Coastal Credit Union
Verified rate book
Current Michigan Coastal Credit Union rates
18 published offers verified as of August 4, 2026.
Auto & vehicle rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Vehicle/Motorcyclemotorcycle_new | 7.000% APR | 7.000% | new | Standard |
| New Boat/RVboat_new | 8.000% APR | 8.000% | new | Standard |
| Used Boat/RVboat_used | 9.000% APR | 9.000% | used | Standard |
| Used Vehicle/Motorcyclemotorcycle_used | 9.000% APR | 9.000% | used | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Consumer Secured Loanpersonal_secured | 7.000% APR | 7.000% | — | Standard |
| Signature Loanpersonal_unsecured | 9.000% APR | 9.000% | — | Standard |
| Revolving Loanpersonal | 10.490% APR | 10.490% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 11.490% APR | 11.490% | — | Standard |
Savings & CD rates
10 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| YOUTH SAVINGS ACCTsavings | 0.05% APY | 0.05% | — | Eligibility restricted |
| CHRISTMAS CLUBsavings | 0.15% APY | 0.15% | — | Specialty offer |
| Money Marketmoney_market | 0.75% APY | 0.75% | — | Standard |
| 6 MONTH GOLDEN CDcd_6mo | 3.40% APY | 3.40% | 6 mo | Standard |
| 12 MONTH GOLDEN CDcd_12mo | 3.40% APY | 3.40% | 12 mo | Standard |
| 24 MONTH GOLDEN CDcd_24mo | 3.50% APY | 3.50% | 24 mo | Standard |
| 36 MO GOLDEN CDcd_36mo | 3.50% APY | 3.50% | 36 mo | Standard |
| 48 MO GOLDEN CDcd_48mo | 3.55% APY | 3.55% | 48 mo | Standard |
| 60 MO GOLDEN CDcd_60mo | 3.55% APY | 3.55% | 60 mo | Standard |
| HIGH INTEREST CHECKING*savings | 7.00% APY | 7.00% | — | Standard |
Vehicle loans available from 7% APR. Personal loan rates from 7% APR. Credit card rates from 11.49% APR. Savings and certificate yields up to 7.00% APY.
Source: RateAPI.dev, verified from Michigan Coastal Credit Union's official website
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About Michigan Coastal Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 2.4K
- Assets
- $26.1M
- Founded
- 1958
- Locations reported
- 2
- NCUA charter
- 61631
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Michigan Coastal Credit Union
Membership eligibility from Michigan Coastal Credit Union's own published criteria. How we verify this.
Community charter: live/work in Muskegon, Oceana, Newaygo +6 more, MI
- LocationMuskegon, Oceana, Newaygo, Ottawa, Kent, Allegan, Van Buren, Barry, Kalamazoo — MI
- EmployerMichigan Coastal Credit Union
Verified from Michigan Coastal Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Michigan Coastal Credit Union?
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Frequently Asked Questions
What rates does Michigan Coastal Credit Union offer?
Michigan Coastal Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Michigan Coastal Credit Union rates updated?
RateAPI verifies Michigan Coastal Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Michigan Coastal Credit Union's rate data?
Rate data is collected directly from Michigan Coastal Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Michigan Coastal Credit Union's boat & motorcycle loan rates?
As of August 4, 2026, Michigan Coastal Credit Union offers vehicle loans from 7% APR.
What is Michigan Coastal Credit Union's personal loan rate?
As of August 4, 2026, Michigan Coastal Credit Union offers personal loans from 7% APR.
What is Michigan Coastal Credit Union's best CD rate?
As of August 4, 2026, Michigan Coastal Credit Union offers savings and certificate (CD) yields up to 7.00% APY.
Related Rate Data
Compare Michigan Coastal Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Michigan Coastal Credit Union rates
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Use it via API
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# Get rates for Michigan Coastal Credit Union
curl "https://api.rateapi.dev/credit-unions/michigan/michigan-coastal" \
-H "Authorization: Bearer YOUR_API_KEY"