LAFCU Credit Union

Lansing, Michigan
Last verified: August 4, 2026
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Verified rate book

Current LAFCU Credit Union rates

17 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

2 offers
LAFCU Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New or Used Auto Loan APR* as low asauto_any4.990% APR4.990%anyStandard
Recreational Vehicles APR* as low asrv6.990% APR6.990%Standard

Savings & CD rates

15 offers
LAFCU Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Term Share, Youth, IRA, & HSA Certificates (60 Month)ira_cd_60mo2.95% APY2.91%60 moEligibility restricted
Term Share, Youth, IRA, & HSA Certificates (36 Month)ira_cd_36mo2.95% APY2.91%36 moEligibility restricted
Term Share, Youth, IRA, & HSA Certificates (48 Month)ira_cd_48mo2.95% APY2.91%48 moEligibility restricted
Term Share, Youth, IRA, & HSA Certificates (24 Month)ira_cd_24mo3.00% APY2.96%24 moEligibility restricted
Jumbo, IRA, & HSA Certificates (36 Month)ira_cd_36mo3.01% APY3.05%36 moStandard
Jumbo, IRA, & HSA Certificates (48 Month)ira_cd_48mo3.01% APY3.05%48 moStandard
Jumbo, IRA, & HSA Certificates (60 Month)ira_cd_60mo3.01% APY3.05%60 moStandard
Jumbo, IRA, & HSA Certificates (24 Month)ira_cd_24mo3.06% APY3.10%24 moStandard
3-Month Certificatecd_3mo3.06% APY3.06%3 moStandard
Term Share, Youth, IRA, & HSA Certificates (3 Month)ira_cd_3mo3.10% APY3.06%3 moEligibility restricted
6-Month Certificatecd_6mo3.15% APY3.15%6 moStandard
Term Share, Youth, IRA, & HSA Certificates (6 Month)ira_cd_6mo3.20% APY3.15%6 moEligibility restricted
Term Share, Youth, IRA, & HSA Certificates (12 Month)ira_cd_12mo3.25% APY3.20%12 moEligibility restricted
Jumbo, IRA, & HSA Certificates (12 Month)ira_cd_12mo3.30% APY3.35%12 moStandard
IRA Rates APY* as high asira3.35% APY3.35%Standard

Vehicle loans available from 4.99% APR. Savings and certificate yields up to 3.35% APY.

Source: RateAPI.dev, verified from LAFCU Credit Union's official website

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About LAFCU Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
73.2K
Assets
$1.1B
Founded
1936
Locations reported
10
NCUA charter
68632
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Student scholarships
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join LAFCU Credit Union

Membership eligibility from LAFCU Credit Union's own published criteria. How we verify this.

Community charter: live/work in MI

  • LocationMI

Verified from LAFCU Credit Union's membership page. Final membership determination is always made by the credit union.

Work at LAFCU Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where LAFCU Credit Union ranks against Michigan peers.

Frequently Asked Questions

What rates does LAFCU Credit Union offer?

LAFCU Credit Union currently offers vehicle loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are LAFCU Credit Union rates updated?

RateAPI verifies LAFCU Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get LAFCU Credit Union's rate data?

Rate data is collected directly from LAFCU Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are LAFCU Credit Union's auto & rv loan rates?

As of August 4, 2026, LAFCU Credit Union offers vehicle loans from 4.99% APR.

What is LAFCU Credit Union's best CD rate?

As of August 4, 2026, LAFCU Credit Union offers savings and certificate (CD) yields up to 3.35% APY.

Related Rate Data

Compare LAFCU Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for LAFCU Credit Union
curl "https://api.rateapi.dev/credit-unions/michigan/lafcu" \
  -H "Authorization: Bearer YOUR_API_KEY"