Springfield Street Railway Emp. Credit Union
Verified rate book
Current Springfield Street Railway Emp. Credit Union rates
71 published offers verified as of August 4, 2026.
Mortgage rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 10/1 ARM10 1 arm | 6.459% APR | 6.459% | — | Standard |
| 7/1 ARM7 1 arm | 6.481% APR | 5.450% | — | Standard |
| 5/1 ARM5 1 arm | 6.547% APR | 6.547% | — | Standard |
| 10 Year Line/10 Year Repaymentother | 4.990% APR | 4.990% | — | Standard |
Auto & vehicle rates
25 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 36-Month Auto Loanauto_any_36mo | 3.990% APR | 3.990% | 36 mo | Standard |
| 48-Month Auto Loanauto_any_48mo | 4.990% APR | 4.990% | 48 mo | Standard |
| 60-Month Auto Loanauto_any_60mo | 4.990% APR | 4.990% | 60 mo | Standard |
| 66-Month Auto Loanauto_any_66mo | 5.490% APR | 5.490% | 66 mo | Standard |
| 72-Month Auto Loanauto_any_72mo | 5.990% APR | 5.990% | 72 mo | Standard |
| 78-Month Auto Loanauto_any_78mo | 6.490% APR | 6.490% | 78 mo | Standard |
| 36-Month Motorcycle Loanmotorcycle_any_36mo | 6.990% APR | 6.990% | 36 mo | Standard |
| 36-Month RV Loanrv_any_36mo | 6.990% APR | 6.990% | 36 mo | Standard |
| 84-Month Auto Loanauto_any_84mo | 6.990% APR | 6.990% | 84 mo | Standard |
| 36-Month Boat Loanboat_any_36mo | 6.990% APR | 6.990% | 36 mo | Standard |
| 48-Month Boat Loanboat_any_48mo | 7.500% APR | 7.500% | 48 mo | Standard |
| 48-Month Motorcycle Loanmotorcycle_any_48mo | 7.500% APR | 7.500% | 48 mo | Standard |
| 48-Month RV Loanrv_any_48mo | 7.500% APR | 7.500% | 48 mo | Standard |
| 60-Month Motorcycle Loanmotorcycle_any_60mo | 8.000% APR | 8.000% | 60 mo | Standard |
| 60-Month Boat Loanboat_any_60mo | 8.000% APR | 8.000% | 60 mo | Standard |
| 60-Month RV Loanrv_any_60mo | 8.000% APR | 8.000% | 60 mo | Standard |
| 72-Month Boat Loanboat_any_72mo | 8.500% APR | 8.500% | 72 mo | Standard |
| 72-Month RV Loanrv_any_72mo | 8.500% APR | 8.500% | 72 mo | Standard |
| 72-Month Motorcycle Loanmotorcycle_any_72mo | 8.500% APR | 8.500% | 72 mo | Standard |
| 84-Month RV Loanrv_any_84mo | 9.000% APR | 9.000% | 84 mo | Standard |
| 84-Month Boat Loanboat_any_84mo | 9.000% APR | 9.000% | 84 mo | Standard |
| 84-Month Motorcycle Loanmotorcycle_any_84mo | 9.000% APR | 9.000% | 84 mo | Standard |
| Recreational Vehicle (96-120 Months)rv_any_120mo | 9.500% APR | 9.500% | 120 mo | Standard |
| Boat Loan (96-120 Months)boat_any_120mo | 9.500% APR | 9.500% | 120 mo | Standard |
| Motorcycle Loan (96-120 Months)motorcycle_any_120mo | 9.500% APR | 9.500% | 120 mo | Standard |
HELOC rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loan (Fixed)heloc_fixed | 6.490% APR | 6.490% | — | Standard |
| 5-Year Home Equity Loan (Fixed)heloc_fixed | 6.490% APR | 6.490% | — | Standard |
| 10-Year Home Equity Loan (Fixed)heloc_fixed | 6.625% APR | 6.625% | — | Standard |
| 15-Year Home Equity Loan (Fixed)heloc_fixed | 6.750% APR | 6.750% | — | Standard |
| 20-Year Home Equity Loan (Fixed)heloc_fixed | 6.990% APR | 6.990% | — | Standard |
Personal loan rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 24-Month Credit Builder Loanpersonal_unsecured_24mo | 6.950% APR | 6.950% | 24 mo | Standard |
| Credit Builder Loanpersonal | 6.950% APR | 6.950% | — | Standard |
| Home Improvement Loan (Up to 84 Months)personal_unsecured_84mo | 9.500% APR | 9.500% | 84 mo | Standard |
| Personal Line of Credit (Eagle Line) (Revolving)ploc_variable | 12.950% APR | 12.950% | — | Standard |
Savings & CD rates
32 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share Accounts (Primary Share Account *)share_savings | 0.03% APY | 0.03% | — | Standard |
| Secondary Share *savings | 0.03% APY | 0.03% | — | Standard |
| Money Market ($2,500)money_market | 0.75% APY | 0.75% | — | Standard |
| Green High-Yield Savings 3 ($1,000)savings | 1.00% APY | 1.00% | — | Standard |
| Money Market ($25,000)money_market | 1.00% APY | 1.00% | — | Standard |
| Green High-Yield Savings 3 ($25,000)savings | 1.50% APY | 1.50% | — | Standard |
| Money Market ($50,000)money_market | 1.75% APY | 1.75% | — | Standard |
| Certificate, Traditional IRA, Roth IRA and Coverdell Education Savings Certificates (12 Month)ira_cd_12mo | 2.00% APY | 2.00% | 12 mo | Standard |
| Certificateshare_certificate | 2.00% APY | 2.00% | — | Standard |
| Certificate, Traditional IRA, Roth IRA and Coverdell Education Savings Certificates (6 Month)ira_cd_6mo | 2.00% APY | 2.00% | 6 mo | Standard |
| 12-Month Certificatecd_12mo | 2.00% APY | 2.00% | 12 mo | Standard |
| 6-Month Certificatecd_6mo | 2.00% APY | 2.00% | 6 mo | Standard |
| Green High-Yield Savings 3 ($50,000)savings | 2.25% APY | 2.25% | — | Standard |
| Money Market ($100,000)money_market | 2.25% APY | 2.25% | — | Standard |
| Certificate, Traditional IRA, Roth IRA and Coverdell Education Savings Certificates (18 Month)ira_cd_18mo | 2.50% APY | 2.50% | 18 mo | Standard |
| 18-Month Certificatecd_18mo | 2.50% APY | 2.50% | 18 mo | Standard |
| 36-Month Certificatecd_36mo | 3.00% APY | 3.00% | 36 mo | Standard |
| Certificate, Traditional IRA, Roth IRA and Coverdell Education Savings Certificates (24 Month)ira_cd_24mo | 3.00% APY | 3.00% | 24 mo | Standard |
| Certificate, Traditional IRA, Roth IRA and Coverdell Education Savings Certificates (60 Month)ira_cd_60mo | 3.00% APY | 3.00% | 60 mo | Standard |
| Traditional IRA Prime Share 2ira | 3.00% APY | 3.00% | — | Standard |
| Certificate, Traditional IRA, Roth IRA and Coverdell Education Savings Certificates (48 Month)ira_cd_48mo | 3.00% APY | 3.00% | 48 mo | Standard |
| Certificate, Traditional IRA, Roth IRA and Coverdell Education Savings Certificates (36 Month)ira_cd_36mo | 3.00% APY | 3.00% | 36 mo | Standard |
| Education Prime Share 2savings | 3.00% APY | 3.00% | — | Standard |
| 24-Month Certificatecd_24mo | 3.00% APY | 3.00% | 24 mo | Standard |
| 48-Month Certificatecd_48mo | 3.00% APY | 3.00% | 48 mo | Standard |
| 60-Month Certificatecd_60mo | 3.00% APY | 3.00% | 60 mo | Standard |
| Green High-Yield Savings 3 ($100,000)savings | 3.15% APY | 3.15% | — | Standard |
| Green High-Yield Savings 3 ($150,000)savings | 3.20% APY | 3.20% | — | Standard |
| Green High-Yield Savings 3 ($200,000)savings | 3.25% APY | 3.25% | — | Standard |
| Certificate, Traditional IRA, Roth IRA and Coverdell Education Savings Certificates (30 Month)ira_cd_30mo | 4.05% APY | 4.05% | 30 mo | Standard |
| Certificate, Traditional IRA, Roth IRA and Coverdell Education Savings Certificates (20 Month)ira_cd_20mo | 4.25% APY | 4.25% | 20 mo | Standard |
| Prime High-Yield Checking 4 ($500)savings | 6.00% APY | 6.00% | — | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Revolvingother | 12.950% % | 12.950% | — | Standard |
As of August 4, 2026, Springfield Street Railway Emp. Credit Union offers a 10 1 arm mortgage at 6.459% APR. Vehicle loans available from 3.99% APR for 36 months. HELOC rates from 6.49% APR. Personal loan rates from 6.95% APR. Savings and certificate yields up to 6.00% APY.
Source: RateAPI.dev, verified from Springfield Street Railway Emp. Credit Union's official website
Who Can Join Springfield Street Railway Emp. Credit Union
Membership eligibility from Springfield Street Railway Emp. Credit Union's own published criteria. How we verify this.
Membership criteria are published on Springfield Street Railway Emp. Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Springfield Street Railway Emp. Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Springfield Street Railway Emp. Credit Union offer?
Springfield Street Railway Emp. Credit Union currently offers mortgage, vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Springfield Street Railway Emp. Credit Union rates updated?
RateAPI verifies Springfield Street Railway Emp. Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Springfield Street Railway Emp. Credit Union's rate data?
Rate data is collected directly from Springfield Street Railway Emp. Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Springfield Street Railway Emp. Credit Union's mortgage rate?
As of August 4, 2026, Springfield Street Railway Emp. Credit Union offers a 10 1 arm mortgage at 6.459% APR.
What are Springfield Street Railway Emp. Credit Union's auto, rv, boat & motorcycle loan rates?
As of August 4, 2026, Springfield Street Railway Emp. Credit Union offers vehicle loans from 3.99% APR.
What is Springfield Street Railway Emp. Credit Union's HELOC rate?
As of August 4, 2026, Springfield Street Railway Emp. Credit Union offers home equity lines of credit from 6.49% APR.
What is Springfield Street Railway Emp. Credit Union's personal loan rate?
As of August 4, 2026, Springfield Street Railway Emp. Credit Union offers personal loans from 6.95% APR.
What is Springfield Street Railway Emp. Credit Union's best CD rate?
As of August 4, 2026, Springfield Street Railway Emp. Credit Union offers savings and certificate (CD) yields up to 6.00% APY.
Related Rate Data
Compare Springfield Street Railway Emp. Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
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