Digital Credit Union
Verified rate book
Current Digital Credit Union rates
13 published offers verified as of August 4, 2026.
Mortgage rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| ARMarm | 6.420% APR | 5.875% | — | Standard |
| PURCHASE FIXED-RATE MORTGAGEother | 6.679% APR | 6.500% | — | Standard |
| ARM, Refinancearm | 6.420% APR | 5.875% | — | Standard |
| REFINANCE FIXED-RATE MORTGAGEother | 6.679% APR | 6.500% | — | Standard |
Auto & vehicle rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loan, Refinanceauto | 4.990% APR | 4.990% | — | Standard |
| Auto Loanauto | 4.990% APR | 4.990% | — | Standard |
| Motorcycle Loanmotorcycle | 6.250% APR | 6.250% | — | Standard |
| ANTIQUE CAR LOANauto | 8.240% APR | 8.240% | — | Standard |
| Boat Loanboat | 8.990% APR | 8.990% | — | Standard |
| LARGE RECREATIONAL VEHICLE LOANrv | 8.990% APR | 8.990% | — | Standard |
| SMALL RECREATIONAL VEHICLE LOANrv | 10.850% APR | 10.850% | — | Standard |
HELOC rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 6.750% APR | 6.750% | — | Standard |
| Home Equity Loan (Fixed)heloc_fixed | 7.630% APR | 6.990% | — | Standard |
As of August 4, 2026, Digital Credit Union offers a arm mortgage at 6.42% APR. Vehicle loans available from 4.99% APR. HELOC rates from 6.75% APR.
Source: RateAPI.dev, verified from Digital Credit Union's official website
Who Can Join Digital Credit Union
Membership eligibility from Digital Credit Union's own published criteria. How we verify this.
Open to anyone. Anyone can become a member — no employer, location, or affiliation requirement.
Cost to join: About $10.
Verified from Digital Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Digital Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Digital Credit Union ranks against Massachusetts peers.
Frequently Asked Questions
What rates does Digital Credit Union offer?
Digital Credit Union currently offers mortgage, vehicle loan, and HELOC rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Digital Credit Union rates updated?
RateAPI verifies Digital Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Digital Credit Union's rate data?
Rate data is collected directly from Digital Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Digital Credit Union's mortgage rate?
As of August 4, 2026, Digital Credit Union offers a arm mortgage at 6.42% APR.
What are Digital Credit Union's auto, rv, boat & motorcycle loan rates?
As of August 4, 2026, Digital Credit Union offers vehicle loans from 4.99% APR.
What is Digital Credit Union's HELOC rate?
As of August 4, 2026, Digital Credit Union offers home equity lines of credit from 6.75% APR.
Related Rate Data
Compare Digital Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Digital Credit Union rates
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Use it via API
Access this data programmatically with our REST API
# Get rates for Digital Credit Union
curl "https://api.rateapi.dev/credit-unions/massachusetts/digital" \
-H "Authorization: Bearer YOUR_API_KEY"