Market Usa Credit Union

Laurel, Maryland
Last verified: August 4, 2026
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Verified rate book

Current Market Usa Credit Union rates

7 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

7 offers
Market Usa Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
VA 30 Year Fixed - Conforming30 year fixed6.409% APR6.250%Standard
FHA 30-Year Fixed - Conforming30 year fixed6.689% APR6.000%Standard
30-Year Fixed30 year fixed6.788% APR6.625%Standard
Jumbo 30-Year Fixed30 year fixed7.099% APR7.000%Standard
15-Year Fixed15 year fixed5.883% APR5.625%Standard
Jumbo 15-Year Fixed15 year fixed7.411% APR7.250%Standard
20-Year Fixed20 year fixed6.712% APR6.500%Standard

As of August 4, 2026, Market Usa Credit Union offers a 30-year fixed mortgage at 6.409% APR.

Source: RateAPI.dev, verified from Market Usa Credit Union's official website

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About Market Usa Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
17.1K
Assets
$141.4M
Founded
1953
Locations reported
3
NCUA charter
9003
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Student scholarships
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Market Usa Credit Union

Membership eligibility from Market Usa Credit Union's own published criteria. How we verify this.

Open to anyone. Anyone can become a member — no employer, location, or affiliation requirement.

  • EmployerADUSA Distribution, ADUSA Transportation, Ahold-Delhaize USA (ADUSA), Giant Food, The Giant Company, Stop & Shop, Food Lion, Hannaford, Advanced Finishes Inc., C&S, C.F. Sauer Company, Carquest Auto, Family Choice Health, G4S Secure Works, Global Hands, Inc., Hearn Kirkwood, K. Neal International, Keany Produce, NBC of Bethesda, Printing Graphics, Mid-Atlantic Regional Management Corporation, Lifework, Inc., Tops Markets, Inc, US Food, US News & World Report, US Waffle Company, Venom Security
  • AssociationAmerican Psychological Association, Baltimore Washington Conference of the United Methodist Church, YMCA Metro Washington

Cost to join: About $10 (a $5 membership fee plus a $5 minimum deposit).

Verified from Market Usa Credit Union's membership page. Final membership determination is always made by the credit union.

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Frequently Asked Questions

What rates does Market Usa Credit Union offer?

Market Usa Credit Union currently offers mortgage rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Market Usa Credit Union rates updated?

RateAPI verifies Market Usa Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Market Usa Credit Union's rate data?

Rate data is collected directly from Market Usa Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Market Usa Credit Union's mortgage rate?

As of August 4, 2026, Market Usa Credit Union offers a 30-year fixed mortgage at 6.409% APR.

Related Rate Data

Compare Market Usa Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Market Usa Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Market Usa Credit Union
curl "https://api.rateapi.dev/credit-unions/maryland/market-usa" \
  -H "Authorization: Bearer YOUR_API_KEY"