Johns Hopkins Credit Union

Baltimore, Maryland
Last verified: August 4, 2026
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Verified rate book

Current Johns Hopkins Credit Union rates

32 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

6 offers
Johns Hopkins Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
7/1 ARM7 1 arm6.289% APR5.750%Standard
5/1 ARM5 1 arm6.294% APR5.500%Standard
10/1 ARM10 1 arm6.327% APR6.000%Standard
Homefree Home Loanother6.262% APR6.125%Standard
Fixed First Mortgageother6.747% APR6.625%Standard
First Mortgage 100% Financingother7.125% APR7.000%Standard

Auto & vehicle rates

6 offers
Johns Hopkins Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
84-Month Used Auto Loanauto_used_84mo4.490% APR4.490%84 mo · usedStandard
84-Month New Auto Loanauto_new_84mo4.490% APR4.490%84 mo · newStandard
New Recreationalpowersports_new5.490% APR5.490%newStandard
Used Recreationalpowersports_used_72mo5.490% APR5.490%72 mo · usedStandard
Used Auto (8-10 Yr Old Vehicle)auto_used_120mo6.490% APR6.490%120 mo · usedStandard
Used Auto Loanauto_used6.990% APR6.990%usedStandard

HELOC rates

4 offers
Johns Hopkins Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Jumbo HELOC (Over $200K) Max 80% LTV**heloc_variable5.990% APR5.990%Standard
HELOC 90% LTV**heloc_variable5.990% APR5.990%Standard
Home Equity Loan (Fixed)heloc_fixed7.028% APR6.875%Standard
Jumbo Home Equity Fixedheloc_fixed7.460% APR7.375%Standard

Personal loan rates

2 offers
Johns Hopkins Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Share-Secured Loanpersonal_secured3.100% APR3.100%Standard
Loanmaker Line of Creditploc_variable11.250% APR11.250%Standard

Credit card rates

4 offers
Johns Hopkins Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Rewards Credit Cardcredit_card_rewards1.990% APR1.990%Advertised floor
Platinum Credit Cardcredit_card_platinum7.900% APR7.900%Standard
Secured Credit Cardcredit_card_secured11.900% APR11.900%Standard
Starter Visa Credit Cardcredit_card18.000% APR18.000%Standard

Savings & CD rates

10 offers
Johns Hopkins Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Custodial Savingssavings0.05% APY0.05%Eligibility restricted
Holiday Clubsavings0.10% APY0.10%Specialty offer
Custom Share Savingsshare_savings0.10% APY0.10%Standard
IRAira0.10% APY0.10%Standard
Money Marketmoney_market0.70% APY0.70%Standard
Jumbo Certificatecd3.44% APY3.40%Standard
Certificateshare_certificate3.44% APY3.40%Standard
IRA Certificateira_cd3.44% APY3.40%Standard
Rollover Certificateshare_certificate_18mo3.47% APY3.41%18 moStandard
Anything Loansavings3.71% APY3.71%Standard

As of August 4, 2026, Johns Hopkins Credit Union offers a 7 1 arm mortgage at 6.289% APR. Vehicle loans available from 4.49% APR for 84 months. HELOC rates from 5.99% APR. Personal loan rates from 3.1% APR. Credit card rates from 7.9% APR. Savings and certificate yields up to 3.71% APY.

Source: RateAPI.dev, verified from Johns Hopkins Credit Union's official website

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About Johns Hopkins Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
46.1K
Assets
$648.6M
Founded
1971
Locations reported
4
NCUA charter
20623
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Johns Hopkins Credit Union

Membership eligibility from Johns Hopkins Credit Union's own published criteria. How we verify this.

Membership via employers (Johns Hopkins Hospitals +42 more) or the Johns Hopkins University Alumni Association

  • LocationMD
  • EmployerJohns Hopkins Hospitals, Johns Hopkins University, Aramark, NIA (National Institute on Aging), NIH (National Institute of Health), NIDA (National Institute on Drug Abuse), NHGRI (National Human Genome Research Institute), Believe in Tomorrow Children’s House at Johns Hopkins, Carnegie Institution of Washington, Community of Science, COPT Defense Properties, Dome Corporation, Henderson-Hopkins School, Howard Hughes Medical Institute of JHMI, Independent College Fund of Maryland, Johns Hopkins Bayview Medical Center, Johns Hopkins Care at Home, Johns Hopkins Club, Johns Hopkins Community Physicians, Johns Hopkins Health Plans, Johns Hopkins Health System, Johns Hopkins Hospital, Johns Hopkins Howard County Medical Center, Johns Hopkins Medical Management Corp./Intrastaff, Kennedy Krieger Institute, Keswick Multi-Care Center, Lieber Institute for Brain Development, Lifestar Response of Maryland, Maryland Independent College and University Association, Inc., Maryland Institute, College of Art, Paragon Biomedical Services, Inc., Patient First (Greenspring Station), PinnacleCare, Potomac Home Health Care, Potomac Home Support, Professional Placement Resources, Resolution Health, Inc., Sibley Memorial Hospital, Space Telescope Science Institute, Suburban Hospital, Transwestern, Allied Universal Security Services, Washington College
  • AssociationJohns Hopkins University Alumni Association

Verified from Johns Hopkins Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Johns Hopkins Credit Union?

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Frequently Asked Questions

What rates does Johns Hopkins Credit Union offer?

Johns Hopkins Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Johns Hopkins Credit Union rates updated?

RateAPI verifies Johns Hopkins Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Johns Hopkins Credit Union's rate data?

Rate data is collected directly from Johns Hopkins Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Johns Hopkins Credit Union's mortgage rate?

As of August 4, 2026, Johns Hopkins Credit Union offers a 7 1 arm mortgage at 6.289% APR.

What are Johns Hopkins Credit Union's auto & powersports loan rates?

As of August 4, 2026, Johns Hopkins Credit Union offers vehicle loans from 4.49% APR.

What is Johns Hopkins Credit Union's HELOC rate?

As of August 4, 2026, Johns Hopkins Credit Union offers home equity lines of credit from 5.99% APR.

What is Johns Hopkins Credit Union's personal loan rate?

As of August 4, 2026, Johns Hopkins Credit Union offers personal loans from 3.1% APR.

What is Johns Hopkins Credit Union's best CD rate?

As of August 4, 2026, Johns Hopkins Credit Union offers savings and certificate (CD) yields up to 3.71% APY.

Related Rate Data

Compare Johns Hopkins Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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terminal
# Get rates for Johns Hopkins Credit Union
curl "https://api.rateapi.dev/credit-unions/maryland/johns-hopkins" \
  -H "Authorization: Bearer YOUR_API_KEY"