Howard County Education Credit Union
Verified rate book
Current Howard County Education Credit Union rates
7 published offers verified as of August 3, 2026.
Mortgage rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| VA 30 Year Fixed - Conforming30 year fixed | 6.410% APR | 6.250% | — | Standard |
| FHA 30-Year Fixed - Conforming30 year fixed | 6.694% APR | 6.000% | — | Standard |
| 30-Year Fixed30 year fixed | 6.789% APR | 6.625% | — | Standard |
| Jumbo 30-Year Fixed30 year fixed | 7.100% APR | 7.000% | — | Standard |
| 15-Year Fixed15 year fixed | 6.515% APR | 6.250% | — | Standard |
| Jumbo 15-Year Fixed15 year fixed | 7.413% APR | 7.250% | — | Standard |
| 20-Year Fixed20 year fixed | 6.714% APR | 6.500% | — | Standard |
As of August 3, 2026, Howard County Education Credit Union offers a 30-year fixed mortgage at 6.41% APR.
Source: RateAPI.dev, verified from Howard County Education Credit Union's official website
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About Howard County Education Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 3.9K
- Assets
- $25.2M
- Founded
- 1953
- Locations reported
- 1
- NCUA charter
- 8642
- Charter type
- Federal credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile check deposit
- Financial education
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
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Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Howard County Education Credit Union
Membership eligibility from Howard County Education Credit Union's own published criteria. How we verify this.
Membership via employers (Howard County Public School System +1 more) or the Howard County Conservancy +2 more or occupations (HCPSS high school students)
- EmployerHoward County Public School System, Glenelg Country School
- AssociationHoward County Conservancy, MSEA, Head Start
- OccupationHCPSS high school students
Verified from Howard County Education Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Howard County Education Credit Union offer?
Howard County Education Credit Union currently offers mortgage rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Howard County Education Credit Union rates updated?
RateAPI verifies Howard County Education Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Howard County Education Credit Union's rate data?
Rate data is collected directly from Howard County Education Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Howard County Education Credit Union's mortgage rate?
As of August 3, 2026, Howard County Education Credit Union offers a 30-year fixed mortgage at 6.41% APR.
Related Rate Data
Compare Howard County Education Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Howard County Education Credit Union
curl "https://api.rateapi.dev/credit-unions/maryland/howard-county-education" \
-H "Authorization: Bearer YOUR_API_KEY"