Winthrop Area Credit Union
Verified rate book
Current Winthrop Area Credit Union rates
16 published offers verified as of August 4, 2026.
Mortgage rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Refinance with WAFCUother | 4.500% APR | 4.500% | — | Standard |
Savings & CD rates
15 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Regular Shares and Clubssavings | 0.10% APY | 0.10% | — | Standard |
| IRA Clubsira | 0.75% APY | 0.75% | — | Standard |
| ($2,000.01 – $40,000.00)savings | 1.71% APY | 1.70% | — | Standard |
| ($40,000.01 – $100,000.00)savings | 1.81% APY | 1.80% | — | Standard |
| ($100,000.01 – $250,000.00)savings | 1.92% APY | 1.90% | — | Standard |
| ($250,000.01 And Over)savings | 2.02% APY | 2.00% | — | Standard |
| 6 Months 9 Months (Special)cd_6mo | 3.45% APY | 3.40% | 6 mo | Standard |
| 18-Month Certificatecd_18mo | 3.45% APY | 3.40% | 18 mo | Standard |
| 24-Month Certificatecd_24mo | 3.45% APY | 3.40% | 24 mo | Standard |
| 48-Month Certificatecd_48mo | 3.71% APY | 3.65% | 48 mo | Standard |
| 60-Month Certificatecd_60mo | 3.71% APY | 3.65% | 60 mo | Standard |
| 36-Month Certificatecd_36mo | 3.71% APY | 3.65% | 36 mo | Standard |
| 12 Months (Special) 15 Monthscd_12mo | 3.82% APY | 3.75% | 12 mo | Standard |
| Certificatecd | 3.92% APY | 3.92% | — | Standard |
| Refinance with WAFCUsavings | 3.92% APY | 3.92% | — | Standard |
As of August 4, 2026, Winthrop Area Credit Union offers refinance mortgage rates from 4.5% APR. Savings and certificate yields up to 3.92% APY.
Source: RateAPI.dev, verified from Winthrop Area Credit Union's official website
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About Winthrop Area Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 8K
- Assets
- $105.1M
- Founded
- 1937
- Locations reported
- 1
- NCUA charter
- 2301
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Electronic statements
- Mobile check deposit
- Financial counseling
- Financial education
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Winthrop Area Credit Union
Membership eligibility from Winthrop Area Credit Union's own published criteria. How we verify this.
Community charter: live/work in Androscoggin, Franklin, Kennebec +4 more
- LocationAndroscoggin, Franklin, Kennebec, Lincoln, Sagadahoc, Somerset, Waldo
Cost to join: About $10.
Verified from Winthrop Area Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Winthrop Area Credit Union?
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Frequently Asked Questions
What rates does Winthrop Area Credit Union offer?
Winthrop Area Credit Union currently offers mortgage rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Winthrop Area Credit Union rates updated?
RateAPI verifies Winthrop Area Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Winthrop Area Credit Union's rate data?
Rate data is collected directly from Winthrop Area Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Winthrop Area Credit Union's mortgage rate?
As of August 4, 2026, Winthrop Area Credit Union offers refinance mortgage rates from 4.5% APR.
What is Winthrop Area Credit Union's best CD rate?
As of August 4, 2026, Winthrop Area Credit Union offers savings and certificate (CD) yields up to 3.92% APY.
Related Rate Data
Compare Winthrop Area Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Winthrop Area Credit Union
curl "https://api.rateapi.dev/credit-unions/maine/winthrop-area" \
-H "Authorization: Bearer YOUR_API_KEY"