Maine State Credit Union
Verified rate book
Current Maine State Credit Union rates
2 published offers verified as of August 4, 2026.
HELOC rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 6.250% APR | 6.250% | — | Standard |
| Home Equity Loan (Fixed)heloc_fixed | 6.507% APR | 6.500% | — | Standard |
HELOC rates from 6.25% APR.
Source: RateAPI.dev, verified from Maine State Credit Union's official website
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About Maine State Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 37.5K
- Assets
- $787.8M
- Founded
- 1935
- Locations reported
- 5
- NCUA charter
- 63377
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Maine State Credit Union
Membership eligibility from Maine State Credit Union's own published criteria. How we verify this.
Membership criteria are published on Maine State Credit Union's website. Check the membership page below to confirm whether you qualify.
- LocationAndroscoggin, Cumberland, Kennebec, Knox, Lincoln, Sagadahoc, Somerset, Waldo
Cost to join: About $5.
Verified from Maine State Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Maine State Credit Union?
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Frequently Asked Questions
What rates does Maine State Credit Union offer?
Maine State Credit Union currently offers HELOC rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Maine State Credit Union rates updated?
RateAPI verifies Maine State Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Maine State Credit Union's rate data?
Rate data is collected directly from Maine State Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Maine State Credit Union's HELOC rate?
As of August 4, 2026, Maine State Credit Union offers home equity lines of credit from 6.25% APR.
Related Rate Data
Compare Maine State Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Maine State Credit Union rates
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# Get rates for Maine State Credit Union
curl "https://api.rateapi.dev/credit-unions/maine/maine-state" \
-H "Authorization: Bearer YOUR_API_KEY"