Central Maine Credit Union

Lewiston, Maine
Last verified: August 3, 2026
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Verified rate book

Current Central Maine Credit Union rates

58 published offers verified as of August 3, 2026.

How we verify rates

Auto & vehicle rates

24 offers
Central Maine Credit Union auto & vehicle rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loanauto4.250% APR4.250%—Standard
New and Used Auto Loanauto_any_24mo4.250% APR4.250%24 mo · anyStandard
New and Used Auto Loanauto_any_48mo4.450% APR4.450%48 mo · anyStandard
New and Used Auto Loanauto_any_60mo4.750% APR4.750%60 mo · anyStandard
New and Used Auto Loanauto_any_72mo5.000% APR5.000%72 mo · anyStandard
New and Used Auto Loanauto_any_84mo5.500% APR5.500%84 mo · anyStandard
Pop Up’s, Travel Trailers, & Tractors Loanrv_any_48mo5.500% APR5.500%48 moStandard
Snowmobile, ATV’s, On-Road Motorcycles, Powered Watercrafts (non- Boat) Loanpowersports_any_48mo5.500% APR5.500%48 moStandard
RV Loanrv5.500% APR5.500%—Standard
Pop Up’s, Travel Trailers, & Tractors Loanrv_any_60mo6.000% APR6.000%60 moStandard
Snowmobile, ATV’s, On-Road Motorcycles, Powered Watercrafts (non- Boat) Loanpowersports_any_60mo6.000% APR6.000%60 moStandard
Pop Up’s, Travel Trailers, & Tractors Loanrv_any_72mo6.250% APR6.250%72 moStandard
Snowmobile, ATV’s, On-Road Motorcycles, Powered Watercrafts (non- Boat) Loanpowersports_any_72mo6.250% APR6.250%72 moStandard
Snowmobile, ATV’s, On-Road Motorcycles, Powered Watercrafts (non- Boat) Loanpowersports_any_84mo6.750% APR6.750%84 moStandard
Pop Up’s, Travel Trailers, & Tractors Loanrv_any_84mo6.750% APR6.750%84 moStandard
Pop Up’s, Travel Trailers, & Tractors Loanrv_any_96mo7.000% APR7.000%96 moStandard
Boats & Motor Homes (Drivable Campers) Loanboat_any_96mo7.000% APR7.000%96 moStandard
Boats & Motor Homes (Drivable Campers) Loanboat_any_108mo7.250% APR7.250%108 moStandard
Pop Up’s, Travel Trailers, & Tractors Loanrv_any_108mo7.250% APR7.250%108 moStandard
Boats & Motor Homes (Drivable Campers) Loanboat_any_120mo7.500% APR7.500%120 moStandard
Pop Up’s, Travel Trailers, & Tractors Loanrv_any_120mo7.500% APR7.500%120 moStandard
Boats & Motor Homes (Drivable Campers) Loanboat_any_144mo7.750% APR7.750%144 moStandard
Boats & Motor Homes (Drivable Campers) Loanboat_any_168mo8.000% APR8.000%168 moStandard
Boats & Motor Homes (Drivable Campers) Loanboat_any_180mo8.250% APR8.250%180 moStandard

HELOC rates

1 offer
Central Maine Credit Union heloc rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
HELOC (Variable)heloc_variable4.990% APR4.990%—Standard

Savings & CD rates

32 offers
Central Maine Credit Union savings & cd rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Cash Management (1)savings0.02% APY0.02%—Standard
Cash Management (2)savings0.03% APY0.03%—Standard
Cash Management (3)savings0.05% APY0.05%—Standard
Health Savings Checking (1)savings0.05% APY0.05%—Standard
Money Market (2)money_market0.05% APY0.05%—Standard
Christmas & All Purpose Clubssavings0.05% APY0.05%—Standard
Health Savings Checking (2)savings0.10% APY0.10%—Standard
Health Savings Checking (3)savings0.15% APY0.15%—Standard
IRAira0.25% APY0.25%—Standard
Super Saversavings0.30% APY0.30%—Standard
Money Market (3)money_market2.27% APY2.25%—Standard
Money Market (4)money_market2.53% APY2.50%—Standard
Money Market (5)money_market2.78% APY2.75%—Standard
Fixed-Rate Certificateshare_certificate_24mo3.51% APY3.45%24 moStandard
Fixed-Rate IRA Certificateira_cd_24mo3.51% APY3.45%24 moStandard
Fixed-Rate Certificateshare_certificate_6mo3.56% APY3.50%6 moStandard
Fixed-Rate IRA Certificateira_cd_36mo3.56% APY3.50%36 moStandard
Fixed-Rate Certificateshare_certificate_48mo3.61% APY3.55%48 moStandard
Wealth Builder IRA Certificateira_cd_24mo3.61% APY3.55%24 moStandard
Variable-Rate IRA Certificateira_cd_24mo3.61% APY3.55%24 moStandard
Fixed-Rate IRA Certificateira_cd_48mo3.61% APY3.55%48 moStandard
Variable-Rate IRA Certificateira_cd_18mo3.67% APY3.60%18 moStandard
Wealth Builder IRA Certificateira_cd_36mo3.67% APY3.60%36 moStandard
Fixed-Rate IRA Certificateira_cd_12mo3.72% APY3.65%12 moStandard
12 Month Fixed Rate IRA Share Certificateira_cd_12mo3.72% APY3.72%12 moStandard
Wealth Builder IRA Certificateira_cd_48mo3.72% APY3.65%48 moStandard
Fixed-Rate Certificateshare_certificate_12mo3.75% APY3.65%12 moStandard
12 Month Fixed Rate Share Certificateshare_certificate_12mo3.75% APY3.75%12 moStandard
Variable-Rate IRA Certificateira_cd_12mo3.82% APY3.75%12 moStandard
Wealth Builder IRA Certificateira_cd_12mo3.82% APY3.75%12 moStandard
12 Month Wealth Builder IRA Share Certificateira_cd_12mo3.82% APY3.82%12 moStandard
Minimum Balance Shareother0.05% APY0.05%—Standard

Other rates

1 offer
Central Maine Credit Union other rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Value Plus Checkingother0.020% %0.020%—Standard

Vehicle loans available from 4.25% APR. HELOC rates from 4.99% APR. Savings and certificate yields up to 3.82% APY.

Source: RateAPI.dev, verified from Central Maine Credit Union's official website

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About Central Maine Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
6.5K
Assets
$143.1M
Founded
1950
Locations reported
1
NCUA charter
6936
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

AncorumAncorum Credit Union · Lewiston · ME · 04240Branch in the same ZIPCommunityCommunity Credit Union · Lewiston · ME · 04240Branch in the same ZIPCportLewiston Office · Lewiston · ME · 04240Branch in the same ZIPDirigoForrestal · Lewiston · ME · 04240-3506Branch in the same ZIPLisbon CommunityLewiston Branch Office · Lewiston · ME · 04240Branch in the same ZIPMaine FamilyMain · Lewiston · ME · 04240Branch in the same ZIP

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Central Maine Credit Union

Membership eligibility from Central Maine Credit Union's own published criteria. How we verify this.

Membership criteria are published on Central Maine Credit Union's website. Check the membership page below to confirm whether you qualify.

Cost to join: About $10.

Verified from Central Maine Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Central Maine Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Central Maine Credit Union ranks against Maine peers.

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Frequently Asked Questions

What rates does Central Maine Credit Union offer?

Central Maine Credit Union currently offers vehicle loan, and HELOC rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are Central Maine Credit Union rates updated?

RateAPI verifies Central Maine Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get Central Maine Credit Union's rate data?

Rate data is collected directly from Central Maine Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Central Maine Credit Union's auto, rv, boat & powersports loan rates?

As of August 3, 2026, Central Maine Credit Union offers vehicle loans from 4.25% APR.

What is Central Maine Credit Union's HELOC rate?

As of August 3, 2026, Central Maine Credit Union offers home equity lines of credit from 4.99% APR.

What is Central Maine Credit Union's best CD rate?

As of August 3, 2026, Central Maine Credit Union offers savings and certificate (CD) yields up to 3.82% APY.

Related Rate Data

Compare Central Maine Credit Union's rates against national credit-union benchmarks.

More Maine credit unionsAuto loan rate benchmarkHELOC ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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# Get rates for Central Maine Credit Union
curl "https://api.rateapi.dev/credit-unions/maine/central-maine" \
  -H "Authorization: Bearer YOUR_API_KEY"
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