T E A Credit Union

Houma, Louisiana
Last verified: August 4, 2026
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Verified rate book

Current T E A Credit Union rates

6 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

3 offers
T E A Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New Vehicle Auto/SUV/Truck/Motorcyclemotorcycle_new7.250% APR7.250%newStandard
New Recreational Vehicle Boat/Motor/Trailerrv_new7.250% APR7.250%newStandard
Used Vehicle Auto/SUV/Truck/Motorcyclemotorcycle_used_84mo7.500% APR7.500%84 mo · usedStandard

Personal loan rates

3 offers
T E A Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Share Secured – Maintain a balance in your share savings account that is equal to the balance of your loanpersonal_secured3.300% APR3.300%Standard
Unsecured Personal Loanpersonal_unsecured8.500% APR8.500%Standard
Payday Alternative Loanpersonal26.000% APR26.000%Standard

Vehicle loans available from 7.25% APR. Personal loan rates from 3.3% APR.

Source: RateAPI.dev, verified from T E A Credit Union's official website

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About T E A Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
939
Assets
$2.5M
Founded
1967
Locations reported
1
NCUA charter
18462
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Financial counseling
  • Payday Alternative Loans I

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join T E A Credit Union

Membership eligibility from T E A Credit Union's own published criteria. How we verify this.

To join: Simply stop by our office on Main Street and fill out an application, or call us at (985) 876-6269 for more information.

Cost to join: About $35 (a $10 membership fee plus a $25 minimum deposit).

Verified from T E A Credit Union's membership page. Final membership determination is always made by the credit union.

Work at T E A Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where T E A Credit Union ranks against Louisiana peers.

Frequently Asked Questions

What rates does T E A Credit Union offer?

T E A Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are T E A Credit Union rates updated?

RateAPI verifies T E A Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get T E A Credit Union's rate data?

Rate data is collected directly from T E A Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are T E A Credit Union's rv & motorcycle loan rates?

As of August 4, 2026, T E A Credit Union offers vehicle loans from 7.25% APR.

What is T E A Credit Union's personal loan rate?

As of August 4, 2026, T E A Credit Union offers personal loans from 3.3% APR.

Related Rate Data

Compare T E A Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track T E A Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for T E A Credit Union
curl "https://api.rateapi.dev/credit-unions/louisiana/t-e-a" \
  -H "Authorization: Bearer YOUR_API_KEY"