Heart of Louisiana Credit Union

Pineville, Louisiana
Last verified: August 4, 2026
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Verified rate book

Current Heart of Louisiana Credit Union rates

58 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

28 offers
Heart of Louisiana Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loanauto4.500% APR4.500%—Standard
36-Month New Auto Loanauto_new_36mo4.500% APR4.500%36 mo · newStandard
48-Month New Auto Loanauto_new_48mo4.750% APR4.750%48 mo · newStandard
60-Month New Auto Loanauto_new_60mo5.000% APR5.000%60 mo · newStandard
Used/Program Vehicle Loans (36 Months)auto_used_36mo5.250% APR5.250%36 mo · usedStandard
Used/Program Vehicle Loans (48 Months)auto_used_48mo5.500% APR5.500%48 mo · usedStandard
72-Month New Auto Loanauto_new_72mo5.500% APR5.500%72 mo · newStandard
Used/Program Vehicle Loans (60 Months)auto_used_60mo5.750% APR5.750%60 mo · usedStandard
New Boat/RV Loans (36 Months)boat_new_36mo6.000% APR6.000%36 mo · newStandard
New Boat/RV Loans (48 Months)boat_new_48mo6.500% APR6.500%48 mo · newStandard
Used/Program Vehicle Loans (72 Months)auto_used_72mo6.500% APR6.500%72 mo · usedStandard
New Boat/RV Loans (60 Months)boat_new_60mo6.750% APR6.750%60 mo · newStandard
84-Month New Auto Loanauto_new_84mo6.750% APR6.750%84 mo · newStandard
Used Boat/RV Loans (36 Months)boat_used_36mo7.000% APR7.000%36 mo · usedStandard
Used/Program Vehicle Loans (84 Months)auto_used_84mo7.250% APR7.250%84 mo · usedStandard
Used Boat/RV Loans (48 Months)boat_used_48mo7.500% APR7.500%48 mo · usedStandard
New Boat/RV Loans (72 Months)boat_new_72mo7.750% APR7.750%72 mo · newStandard
Used Boat/RV Loans (60 Months)boat_used_60mo7.750% APR7.750%60 mo · usedStandard
New Boat/RV Loans (96 Months)boat_new_96mo8.250% APR8.250%96 mo · newStandard
New Boat/RV Loans (120 Months)boat_new_120mo8.750% APR8.750%120 mo · newStandard
Used Boat/RV Loans (72 Months)boat_used_72mo9.000% APR9.000%72 mo · usedStandard
New Boat/RV Loans (144 Months)boat_new_144mo9.000% APR9.000%144 mo · newStandard
New Boat/RV Loans (180 Months)boat_new_180mo9.500% APR9.500%180 mo · newStandard
Used Boat/RV Loans (96 Months)boat_used_96mo10.000% APR10.000%96 mo · usedStandard
Used Boat/RV Loans (120 Months)boat_used_120mo10.500% APR10.500%120 mo · usedStandard
Used Boat/RV Loans (144 Months)boat_used_144mo10.750% APR10.750%144 mo · usedStandard
Used Boat/RV Loans (180 Months)boat_used_180mo11.250% APR11.250%180 mo · usedStandard
36-Month Auto Loanauto_any_36mo16.490% APR16.490%36 moStandard

Personal loan rates

1 offer
Heart of Louisiana Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Unsecured Personal Loanpersonal_unsecured9.250% APR9.250%—Standard

Credit card rates

1 offer
Heart of Louisiana Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Credit Cardcredit_card9.900% APR9.900%—Standard

Savings & CD rates

16 offers
Heart of Louisiana Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Regular Sharessavings0.10% APY0.10%—Standard
Money Market Share Certificates (3 Months)share_certificate_3mo0.20% APY0.20%3 moStandard
Money Market Share Certificates (6 Months)share_certificate_6mo0.25% APY0.25%6 moStandard
Money Market (Safe) Sharesmoney_market0.25% APY0.25%—Standard
Money Market Share Certificates (1 Year)share_certificate_12mo0.30% APY0.30%12 moStandard
Savingssavings0.40% APY0.40%—Standard
Money Market Share Certificates (2 Years)share_certificate_24mo0.40% APY0.40%24 moStandard
12-Month IRA Certificateira_cd_12mo0.45% APY0.45%12 moStandard
24-Month IRA Certificateira_cd_24mo0.54% APY0.54%24 moStandard
Money Market Share Certificates (3 Years)share_certificate_36mo0.55% APY0.55%36 moStandard
IRAira0.55% APY0.55%—Standard
36-Month IRA Certificateira_cd_36mo0.70% APY0.70%36 moStandard
Money Market Share Certificates (4 Years)share_certificate_48mo0.70% APY0.70%48 moStandard
Money Market Share Certificates (5 Years)share_certificate_60mo1.00% APY1.00%60 moStandard
60-Month IRA Certificateira_cd_60mo1.14% APY1.14%60 moStandard
Christmas Club Sharessavings3.00% APY2.96%—Specialty offer

Equipment loan rates

12 offers
Heart of Louisiana Credit Union equipment loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New Lawn & Garden Equipment Loans (36 Months)equipment_new_36mo7.000% APR7.000%—Standard
New Lawn & Garden Equipment Loans (48 Months)equipment_new_48mo8.000% APR8.000%—Standard
Used Lawn & Garden Equipment Loans (36 Months)equipment_used_36mo8.000% APR8.000%—Standard
New Lawn & Garden Equipment Loans (60 Months)equipment_new_60mo8.250% APR8.250%—Standard
Used Lawn & Garden Equipment Loans (48 Months)equipment_used_48mo9.000% APR9.000%—Standard
Used Lawn & Garden Equipment Loans (60 Months)equipment_used_60mo9.250% APR9.250%—Standard
New Lawn & Garden Equipment Loans (72 Months)equipment_new_72mo9.250% APR9.250%—Standard
New Lawn & Garden Equipment Loans (96 Months)equipment_new_96mo10.250% APR10.250%—Standard
Used Lawn & Garden Equipment Loans (72 Months)equipment_used_72mo10.250% APR10.250%—Standard
Used Lawn & Garden Equipment Loans (96 Months)equipment_used_96mo11.000% APR11.000%—Standard
New Lawn & Garden Equipment Loans (120 Months)equipment_new_120mo11.250% APR11.250%—Standard
Used Lawn & Garden Equipment Loans (120 Months)equipment_used_120mo12.000% APR12.000%—Standard

Vehicle loans available from 4.5% APR. Personal loan rates from 9.25% APR. Credit card rates from 9.9% APR. Savings and certificate yields up to 1.14% APY. Equipment loans from 7% APR.

Source: RateAPI.dev, verified from Heart of Louisiana Credit Union's official website

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About Heart of Louisiana Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
16.4K
Assets
$146.4M
Founded
1955
Locations reported
4
NCUA charter
10164
Charter type
Federal credit union

Services and member support

  • Online loan application
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial education
  • Student scholarships
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

CenlaPineville · Pineville · LA · 71360Branch in the same ZIPDepartment of CorrectionsDept. of Corr. Credit Union · Pineville · LA · 71360-3790Branch in the same ZIPEngageEngage FCU · Pineville · LA · 71360Branch in the same ZIPLa CapitolPineville · Pineville · LA · 71360Branch in the same ZIPPelicanPineville · Pineville · LA · 71360Branch in the same ZIPValexStorage Building · Pineville · LA · 71360Branch in the same ZIP

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Heart of Louisiana Credit Union

Membership eligibility from Heart of Louisiana Credit Union's own published criteria. How we verify this.

Community charter: live/work in Rapides, Winn, Allen +7 more

  • LocationRapides, Winn, Allen, Natchitoches, Evangeline, Concordia, Catahoula, LaSalle, Avoyelles, Grant

Verified from Heart of Louisiana Credit Union's membership page. Final membership determination is always made by the credit union.

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Frequently Asked Questions

What rates does Heart of Louisiana Credit Union offer?

Heart of Louisiana Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Heart of Louisiana Credit Union rates updated?

RateAPI verifies Heart of Louisiana Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Heart of Louisiana Credit Union's rate data?

Rate data is collected directly from Heart of Louisiana Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Heart of Louisiana Credit Union's auto & boat loan rates?

As of August 4, 2026, Heart of Louisiana Credit Union offers vehicle loans from 4.5% APR.

What is Heart of Louisiana Credit Union's personal loan rate?

As of August 4, 2026, Heart of Louisiana Credit Union offers personal loans from 9.25% APR.

What is Heart of Louisiana Credit Union's best CD rate?

As of August 4, 2026, Heart of Louisiana Credit Union offers savings and certificate (CD) yields up to 1.14% APY.

Related Rate Data

Compare Heart of Louisiana Credit Union's rates against national credit-union benchmarks.

More Louisiana credit unionsAuto loan rate benchmarkPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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# Get rates for Heart of Louisiana Credit Union
curl "https://api.rateapi.dev/credit-unions/louisiana/heart-of-louisiana" \
  -H "Authorization: Bearer YOUR_API_KEY"
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