Service One Credit Union
Verified rate book
Current Service One Credit Union rates
31 published offers verified as of August 3, 2026.
Auto & vehicle rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New, Used, Refinanced Automobile**** (Model 2023+)auto_any_66mo | 4.500% APR | 4.500% | 66 mo · any | Standard |
| Used, Refinanced Automobile**** (Model 2018 to 2022)auto_used_48mo | 4.750% APR | 4.750% | 48 mo · used | Standard |
| Boats, Personal Watercraft (Models 2015+)boat_any_66mo | 6.750% APR | 6.750% | 66 mo | Standard |
| Recreational Vehicle (New or Used Model 2010+)rv_any_66mo | 6.750% APR | 6.750% | 66 mo · any | Standard |
| Motorcycle, Purchase or Refinance (Models 2015+)motorcycle_any_48mo | 7.000% APR | 7.000% | 48 mo | Standard |
| Powersports, ATV, UTV, Camper, Trailer (2015+)powersports_any_48mo | 7.750% APR | 7.750% | 48 mo | Standard |
| Used, Refinanced Automobile**** (Models 2011 to 2017)auto_used_48mo | 7.890% APR | 7.890% | 48 mo · used | Standard |
Personal loan rates
11 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Up to 36-Month Unsecured Personal Loanpersonal_unsecured_36mo | 4.000% APR | 4.000% | 36 mo | Standard |
| Personal Loans (37 to 60 months)personal_unsecured_60mo | 5.000% APR | 5.000% | 60 mo | Standard |
| Personal Loans (60 months ($5,000 and up))personal_unsecured_60mo | 9.900% APR | 9.900% | 60 mo | Standard |
| Personal Loans (60 months ($2,500 - $4,999))personal_unsecured_60mo | 9.900% APR | 9.900% | 60 mo | Standard |
| Personal Loans (60 months ($1,000 - $2,499))personal_unsecured_60mo | 10.400% APR | 10.400% | 60 mo | Standard |
| Personal Loans (6 months ($500))personal_unsecured_6mo | 12.000% APR | 12.000% | 6 mo | Standard |
| 12-Month Unsecured Personal Loanpersonal_unsecured_12mo | 12.000% APR | 12.000% | 12 mo | Standard |
| Personal Loans (60 months ($500 - $999))personal_unsecured_60mo | 12.400% APR | 12.400% | 60 mo | Standard |
| Personal Loans (12 months ($1,000))personal_unsecured_12mo | 14.000% APR | 14.000% | 12 mo | Standard |
| Personal Loans (18 months ($1,500))personal_unsecured_18mo | 16.000% APR | 16.000% | 18 mo | Standard |
| Personal Loans (24 months ($2,000))personal_unsecured_24mo | 18.000% APR | 18.000% | 24 mo | Standard |
Savings & CD rates
13 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| $0.01 To $99,999.99savings | 0.25% APY | 0.25% | — | Standard |
| $100,0000.00 To $249,999.99savings | 1.50% APY | 1.50% | — | Standard |
| 3 Months, $500 Minimumcd_3mo | 2.05% APY | 2.05% | 3 mo | Standard |
| 6 Months, $500 Minimumcd_6mo | 2.55% APY | 2.55% | 6 mo | Standard |
| $250,000.00 To $399,999.99savings | 3.00% APY | 3.00% | — | Standard |
| 12 Months, $500 minimumcd_12mo | 3.15% APY | 3.15% | 12 mo | Standard |
| 60 Months, $500 minimumcd_60mo | 3.15% APY | 3.15% | 60 mo | Standard |
| 48 Months, $500 minimumcd_48mo | 3.15% APY | 3.15% | 48 mo | Standard |
| 30 Months, $500 minimumcd_30mo | 3.30% APY | 3.30% | 30 mo | Standard |
| 18 Months, $500 minimumcd_18mo | 3.30% APY | 3.30% | 18 mo | Standard |
| 24 Months, $500 minimumcd_24mo | 3.30% APY | 3.30% | 24 mo | Standard |
| 36 Months, $500 minimumcd_36mo | 3.30% APY | 3.30% | 36 mo | Standard |
| $400,000.00 And Upsavings | 4.00% APY | 4.00% | — | Standard |
Vehicle loans available from 4.5% APR for 66 months. Personal loan rates from 4% APR. Savings and certificate yields up to 4.00% APY.
Source: RateAPI.dev, verified from Service One Credit Union's official website
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About Service One Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 17.7K
- Assets
- $270.8M
- Founded
- 1963
- Locations reported
- 6
- NCUA charter
- 62484
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Financial counseling
- Financial education
- First-time homebuyer program
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Service One Credit Union
Membership eligibility from Service One Credit Union's own published criteria. How we verify this.
Community charter: live/work in Allen, Barren, Butler +16 more, KY
- LocationAllen, Barren, Butler, Caldwell, Christian, Crittenden, Edmonson, Hart, Hopkins, Logan, Livingston, Lyon, Metcalfe, Monroe, Muhlenberg, Simpson, Todd, Trigg, Warren — KY
Cost to join: About $5.
Verified from Service One Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Service One Credit Union?
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Frequently Asked Questions
What rates does Service One Credit Union offer?
Service One Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Service One Credit Union rates updated?
RateAPI verifies Service One Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Service One Credit Union's rate data?
Rate data is collected directly from Service One Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Service One Credit Union's auto, rv, boat, motorcycle & powersports loan rates?
As of August 3, 2026, Service One Credit Union offers vehicle loans from 4.5% APR.
What is Service One Credit Union's personal loan rate?
As of August 3, 2026, Service One Credit Union offers personal loans from 4% APR.
What is Service One Credit Union's best CD rate?
As of August 3, 2026, Service One Credit Union offers savings and certificate (CD) yields up to 4.00% APY.
Related Rate Data
Compare Service One Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Service One Credit Union
curl "https://api.rateapi.dev/credit-unions/kentucky/service-one" \
-H "Authorization: Bearer YOUR_API_KEY"