Rural Cooperatives Credit Union
Verified rate book
Current Rural Cooperatives Credit Union rates
7 published offers verified as of August 4, 2026.
Mortgage rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| VA 30 Year Fixed - Conforming30 year fixed | 6.409% APR | 6.250% | — | Standard |
| FHA 30-Year Fixed - Conforming30 year fixed | 6.689% APR | 6.000% | — | Standard |
| 30-Year Fixed30 year fixed | 6.788% APR | 6.625% | — | Standard |
| Jumbo 30-Year Fixed30 year fixed | 7.099% APR | 7.000% | — | Standard |
| 15-Year Fixed15 year fixed | 6.513% APR | 6.250% | — | Standard |
| Jumbo 15-Year Fixed15 year fixed | 7.411% APR | 7.250% | — | Standard |
| 20-Year Fixed20 year fixed | 6.712% APR | 6.500% | — | Standard |
As of August 4, 2026, Rural Cooperatives Credit Union offers a 30-year fixed mortgage at 6.409% APR.
Source: RateAPI.dev, verified from Rural Cooperatives Credit Union's official website
Who Can Join Rural Cooperatives Credit Union
Membership eligibility from Rural Cooperatives Credit Union's own published criteria. How we verify this.
Membership criteria are published on Rural Cooperatives Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Rural Cooperatives Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Rural Cooperatives Credit Union offer?
Rural Cooperatives Credit Union currently offers mortgage rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Rural Cooperatives Credit Union rates updated?
RateAPI verifies Rural Cooperatives Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Rural Cooperatives Credit Union's rate data?
Rate data is collected directly from Rural Cooperatives Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Rural Cooperatives Credit Union's mortgage rate?
As of August 4, 2026, Rural Cooperatives Credit Union offers a 30-year fixed mortgage at 6.409% APR.
Related Rate Data
Compare Rural Cooperatives Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Rural Cooperatives Credit Union
curl "https://api.rateapi.dev/credit-unions/kentucky/rural-cooperatives" \
-H "Authorization: Bearer YOUR_API_KEY"