K I T Credit Union
Verified rate book
Current K I T Credit Union rates
2 published offers verified as of August 3, 2026.
Auto & vehicle rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Refinance Offerauto | 3.490% APR | 3.490% | — | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 4.500% APR | 4.500% | — | Standard |
Auto loans available from 3.49% APR. HELOC rates from 4.5% APR.
Source: RateAPI.dev, verified from K I T Credit Union's official website
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About K I T Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 1.8K
- Assets
- $22.4M
- Founded
- 1965
- Locations reported
- 2
- NCUA charter
- 16947
- Charter type
- Federal credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
- Bilingual services
- Credit-builder products
- Payday Alternative Loans I
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join K I T Credit Union
Membership eligibility from K I T Credit Union's own published criteria. How we verify this.
Community charter: live/work in Jefferson County
- LocationJefferson County
Cost to join: About $5.
Verified from K I T Credit Union's membership page. Final membership determination is always made by the credit union.
Work at K I T Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where K I T Credit Union ranks against Kentucky peers.
Frequently Asked Questions
What rates does K I T Credit Union offer?
K I T Credit Union currently offers Auto loan, and HELOC rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are K I T Credit Union rates updated?
RateAPI verifies K I T Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get K I T Credit Union's rate data?
Rate data is collected directly from K I T Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are K I T Credit Union's auto loan rates?
As of August 3, 2026, K I T Credit Union offers auto loans from 3.49% APR.
What is K I T Credit Union's HELOC rate?
As of August 3, 2026, K I T Credit Union offers home equity lines of credit from 4.5% APR.
Related Rate Data
Compare K I T Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack K I T Credit Union rates
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Use it via API
Access this data programmatically with our REST API
# Get rates for K I T Credit Union
curl "https://api.rateapi.dev/credit-unions/kentucky/k-i-t" \
-H "Authorization: Bearer YOUR_API_KEY"