F.c.i. Ashland Credit Union

Ashland, Kentucky
Last verified: August 4, 2026
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Verified rate book

Current F.c.i. Ashland Credit Union rates

24 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

6 offers
F.c.i. Ashland Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loan Rates (61-72 Months)auto_any_72mo4.830% APR4.830%72 moStandard
New & Used Auto Loanauto_any_72mo4.830% APR4.830%72 mo · anyStandard
Auto Loan Rates (49-60 Months)auto_any_60mo4.840% APR4.840%60 moStandard
Auto Loan Rates (37-48 Months)auto_any_48mo4.870% APR4.870%48 moStandard
Auto Loan Rates (0-36 Months)auto_any_36mo4.910% APR4.910%36 moStandard
Auto Loan Rates (73-84 Months)auto_any_84mo5.820% APR5.820%84 moStandard

HELOC rates

1 offer
F.c.i. Ashland Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Mortgage Program Rates (Choice Home Equity 1,2)heloc5.750% APR5.750%Standard

Personal loan rates

5 offers
F.c.i. Ashland Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
12-Month Unsecured Personal Loanpersonal_unsecured_12mo9.990% APR9.990%12 moStandard
24-Month Unsecured Personal Loanpersonal_unsecured_24mo10.490% APR10.490%24 moStandard
36-Month Unsecured Personal Loanpersonal_unsecured_36mo10.990% APR10.990%36 moStandard
48-Month Unsecured Personal Loanpersonal_unsecured_48mo11.490% APR11.490%48 moStandard
60-Month Unsecured Personal Loanpersonal_unsecured_60mo11.990% APR11.990%60 moStandard

Credit card rates

1 offer
F.c.i. Ashland Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Platinum Credit Cardcredit_card_platinum11.490% APR11.490%Standard

Savings & CD rates

11 offers
F.c.i. Ashland Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Dailysavings0.10% APY0.10%Standard
Regular Sharessavings0.50% APY0.50%Standard
Business Share Savings Account (Quarterly)share_savings0.50% APY0.50%Standard
Certificate Clubcd1.49% APY1.49%Standard
Tier 2 ($500 to $9,999)savings1.49% APY1.49%Standard
Tier 3 ($10,000 to $49,999)savings1.74% APY1.74%Standard
Health Savings Accountsavings1.98% APY1.98%Standard
Tier 4 ($50,000 to $99,999)savings1.98% APY1.98%Standard
Traditional / Roth IRAira1.98% APY1.98%Standard
Tier 5 ($100,000+)savings2.23% APY2.23%Standard
2026 Christmas Club * (first $5,000 deposited)savings4.00% APY4.00%Specialty offer

Auto loans available from 4.83% APR for 72 months. HELOC rates from 5.75% APR. Personal loan rates from 9.99% APR. Credit card rates from 11.49% APR. Savings and certificate yields up to 2.23% APY.

Source: RateAPI.dev, verified from F.c.i. Ashland Credit Union's official website

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About F.c.i. Ashland Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
742
Assets
$8.5M
Founded
1941
Locations reported
1
NCUA charter
4366
Charter type
Federal credit union

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join F.c.i. Ashland Credit Union

Membership eligibility from F.c.i. Ashland Credit Union's own published criteria. How we verify this.

Membership via occupations (employed by one of our sponsor companies)

  • Occupationemployed by one of our sponsor companies

Verified from F.c.i. Ashland Credit Union's membership page. Final membership determination is always made by the credit union.

Work at F.c.i. Ashland Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where F.c.i. Ashland Credit Union ranks against Kentucky peers.

Frequently Asked Questions

What rates does F.c.i. Ashland Credit Union offer?

F.c.i. Ashland Credit Union currently offers Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are F.c.i. Ashland Credit Union rates updated?

RateAPI verifies F.c.i. Ashland Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get F.c.i. Ashland Credit Union's rate data?

Rate data is collected directly from F.c.i. Ashland Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are F.c.i. Ashland Credit Union's auto loan rates?

As of August 4, 2026, F.c.i. Ashland Credit Union offers auto loans from 4.83% APR.

What is F.c.i. Ashland Credit Union's HELOC rate?

As of August 4, 2026, F.c.i. Ashland Credit Union offers home equity lines of credit from 5.75% APR.

What is F.c.i. Ashland Credit Union's personal loan rate?

As of August 4, 2026, F.c.i. Ashland Credit Union offers personal loans from 9.99% APR.

What is F.c.i. Ashland Credit Union's best CD rate?

As of August 4, 2026, F.c.i. Ashland Credit Union offers savings and certificate (CD) yields up to 2.23% APY.

Related Rate Data

Compare F.c.i. Ashland Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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terminal
# Get rates for F.c.i. Ashland Credit Union
curl "https://api.rateapi.dev/credit-unions/kentucky/fci-ashland" \
  -H "Authorization: Bearer YOUR_API_KEY"