Peoples Choice Credit Union
Verified rate book
Current Peoples Choice Credit Union rates
18 published offers verified as of August 4, 2026.
Auto & vehicle rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto & Truck Collateralized Loans (up to 72 mos)auto_any_72mo | 6.500% APR | 6.500% | 72 mo | Standard |
| Auto & Truck Collateralized Loans (up to 48 mos)auto_any_48mo | 7.000% APR | 7.000% | 48 mo | Standard |
| Auto & Truck Collateralized Loans (up to 60 mos)auto_any_60mo | 7.000% APR | 7.000% | 60 mo | Standard |
Personal loan rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Christmas Loans (12 mos)personal_unsecured_12mo | 12.000% APR | 12.000% | 12 mo | Standard |
| Christmas Loans (20 mos)personal_unsecured_20mo | 12.000% APR | 12.000% | 20 mo | Standard |
| Elite Signature Loans (60 mos)personal_unsecured_60mo | 14.000% APR | 14.000% | 60 mo | Standard |
| 24-Month Signature Loanpersonal_unsecured_24mo | 14.000% APR | 14.000% | 24 mo | Standard |
| 12-Month Signature Loanpersonal_unsecured_12mo | 15.000% APR | 15.000% | 12 mo | Standard |
| 12-Month Signature Loanpersonal_unsecured_12mo | 18.000% APR | 18.000% | 12 mo | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Card Debt Consolidation Loans (up to 84 mos)credit_card | 12.000% APR | 12.000% | — | Standard |
Savings & CD rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 630-659savings | 0.50% APY | 0.50% | — | Standard |
| 660-689savings | 1.00% APY | 1.00% | — | Standard |
| 690-749savings | 1.50% APY | 1.50% | — | Standard |
| 600-629savings | 2.00% APY | 2.00% | — | Standard |
| Shares/$1,001.00 & upother | 6.25% APY | 6.25% | — | Standard |
| Shares/$500.00-$1,000.00other | 6.50% APY | 6.50% | — | Standard |
Other rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 750 & Upother | 2.000% % | 2.000% | — | Standard |
| 549 & Belowother | 18.000% % | 18.000% | — | Standard |
Auto loans available from 6.5% APR for 72 months. Personal loan rates from 12% APR. Credit card rates from 12% APR. Savings and certificate yields up to 6.50% APY.
Source: RateAPI.dev, verified from Peoples Choice Credit Union's official website
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About Peoples Choice Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 592
- Assets
- $6.6M
- Founded
- 1935
- Locations reported
- 1
- NCUA charter
- 60039
- Charter type
- Federally insured state-chartered credit union
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Peoples Choice Credit Union
Membership eligibility from Peoples Choice Credit Union's own published criteria. How we verify this.
Membership via employers (Union Pacific Railroad)
- LocationMontgomery, Chautauqua, Elk, Wilson, Neosho, Labette
- EmployerUnion Pacific Railroad
Verified from Peoples Choice Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Peoples Choice Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Peoples Choice Credit Union ranks against Kansas peers.
Frequently Asked Questions
What rates does Peoples Choice Credit Union offer?
Peoples Choice Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Peoples Choice Credit Union rates updated?
RateAPI verifies Peoples Choice Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Peoples Choice Credit Union's rate data?
Rate data is collected directly from Peoples Choice Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Peoples Choice Credit Union's auto loan rates?
As of August 4, 2026, Peoples Choice Credit Union offers auto loans from 6.5% APR.
What is Peoples Choice Credit Union's personal loan rate?
As of August 4, 2026, Peoples Choice Credit Union offers personal loans from 12% APR.
What is Peoples Choice Credit Union's best CD rate?
As of August 4, 2026, Peoples Choice Credit Union offers savings and certificate (CD) yields up to 6.50% APY.
Related Rate Data
Compare Peoples Choice Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
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# Get rates for Peoples Choice Credit Union
curl "https://api.rateapi.dev/credit-unions/kansas/peoples-choice" \
-H "Authorization: Bearer YOUR_API_KEY"