North Star Community Credit Union

Cherokee, Iowa
Last verified: August 3, 2026
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Verified rate book

Current North Star Community Credit Union rates

62 published offers verified as of August 3, 2026.

How we verify rates

Auto & vehicle rates

6 offers
North Star Community Credit Union auto & vehicle rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loanauto4.990% APR4.990%—Standard
ATV / Snowmobile / Jet Skipowersports_any_60mo8.240% APR8.240%60 moStandard
Boat & RV (Motor home & Travel Trailer)boat_any_60mo8.740% APR8.740%60 moStandard
Boat & RV (Motor home & Travel Trailer)boat_any_72mo9.740% APR9.740%72 moStandard
Boat & RV (Motor home & Travel Trailer)boat_any_120mo11.740% APR11.740%120 moStandard
Boat & RV (Motor home & Travel Trailer)boat_any_180mo12.740% APR12.740%180 moStandard

Personal loan rates

3 offers
North Star Community Credit Union personal loan rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Consumer Loanpersonal11.240% APR11.240%—Standard
Signature (Closed End)personal_unsecured_60mo11.240% APR11.240%60 moStandard
Line of Credit (Revolving)ploc_variable12.240% APR12.240%60 moStandard

Savings & CD rates

53 offers
North Star Community Credit Union savings & cd rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Money Marketmoney_market0.99% APY1.00%—Standard
$0 - $1,500cd_60mo1.00% APY1.00%60 moStandard
Money Marketmoney_market1.00% APY0.99%—Standard
$0 - $1,500savings1.00% APY0.99%—Standard
60-Month Certificate ($1,501–$5,000)cd_60mo1.02% APY1.02%60 moStandard
$1,501 - $5,000savings1.02% APY1.01%—Standard
Money Marketmoney_market1.02% APY1.01%—Standard
60-Month Certificate ($5,001–$10,000)cd_60mo1.04% APY1.04%60 moStandard
Money Marketmoney_market1.04% APY1.03%—Standard
$5,001 - $10,000savings1.04% APY1.03%—Standard
Money Marketmoney_market1.06% APY1.05%—Standard
60-Month Certificate ($10,001–$25,000)cd_60mo1.06% APY1.06%60 moStandard
$10,001 - $25,000savings1.06% APY1.05%—Standard
60-Month Certificate ($25,001–$50,000)cd_60mo2.09% APY2.09%60 moStandard
$25,001 - $50,000savings2.09% APY2.07%—Standard
Money Marketmoney_market2.09% APY2.07%—Standard
$50,001-$75,000savings2.11% APY2.09%—Standard
60-Month Certificate ($50,001–$75,000)cd_60mo2.11% APY2.11%60 moStandard
Money Marketmoney_market2.11% APY2.09%—Standard
Money Marketmoney_market2.13% APY2.11%—Standard
60-Month Certificate ($75,001–$100,000)cd_60mo2.13% APY2.13%60 moStandard
$75,001 - $100,000savings2.13% APY2.11%—Standard
60-Month Certificate ($100,001+)cd_60mo2.15% APY2.15%60 moStandard
$100,001 +savings2.15% APY2.13%—Standard
Money Marketmoney_market2.15% APY2.13%—Standard
Certificatecd3.06% APY3.10%—Standard
3 Monthscd_60mo3.10% APY3.10%60 moStandard
3-Month Certificateshare_certificate_3mo3.10% APY3.06%3 moStandard
3-Month Certificatecd_3mo3.10% APY3.06%3 moStandard
6-Month Certificatecd_6mo3.20% APY3.16%6 moStandard
6 Monthscd_60mo3.20% APY3.20%60 moStandard
6-Month Certificateshare_certificate_6mo3.20% APY3.16%6 moStandard
9-Month Certificateshare_certificate_9mo3.30% APY3.26%9 moStandard
9 Monthscd_60mo3.30% APY3.30%60 moStandard
9-Month Certificatecd_9mo3.30% APY3.26%9 moStandard
1 Year Star Saver Certificateshare_certificate_12mo3.40% APY3.36%12 moStandard
1 Year Star Saver ($100.00 Minimum)cd_60mo3.40% APY3.40%60 moStandard
1 Year Star Saver ($100.00 Minimum)cd_12mo3.40% APY3.36%12 moStandard
12-Month Certificateshare_certificate_12mo3.40% APY3.36%12 moStandard
18 Monthscd_60mo3.50% APY3.50%60 moStandard
18-Month Certificateshare_certificate_18mo3.50% APY3.45%18 moStandard
18-Month Certificatecd_18mo3.50% APY3.45%18 moStandard
2 Yearscd_60mo3.60% APY3.60%60 moStandard
24-Month Certificateshare_certificate_24mo3.60% APY3.55%24 moStandard
24-Month Certificatecd_24mo3.60% APY3.55%24 moStandard
36-Month Certificatecd_36mo3.65% APY3.60%36 moStandard
3 Yearscd_60mo3.65% APY3.65%60 moStandard
36-Month Certificateshare_certificate_36mo3.65% APY3.60%36 moStandard
48-Month Certificatecd_48mo3.70% APY3.65%48 moStandard
48-Month Certificateshare_certificate_48mo3.70% APY3.65%48 moStandard
4 Yearscd_60mo3.70% APY3.70%60 moStandard
60-Month Certificatecd_60mo3.75% APY3.70%60 moStandard
60-Month Certificateshare_certificate_60mo3.75% APY3.70%60 moStandard

Vehicle loans available from 4.99% APR. Personal loan rates from 11.24% APR. Savings and certificate yields up to 3.75% APY.

Source: RateAPI.dev, verified from North Star Community Credit Union's official website

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About North Star Community Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
12.3K
Assets
$156.5M
Founded
1972
Locations reported
3
NCUA charter
62638
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online loan application
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Bilingual services
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Citizens CommunityCitizens Community Credit Union · Storm Lake · IA · 50588About 21.2 miles awayCentCENT CREDIT UNION · LE MARS · IA · 51031-3004About 32.0 miles awayFirstSpencer · Spencer · IA · 51301-5536About 35.0 miles awayTelco Triad CommunitySpencer Branch · Spencer · IA · 51301About 35.0 miles awaySiouxlandSiouxland Federal Credit Union · Sioux City · IA · 51108About 42.1 miles awayLevoSinging Hills · Sioux City · IA · 51106About 43.0 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join North Star Community Credit Union

Membership eligibility from North Star Community Credit Union's own published criteria. How we verify this.

Membership criteria are published on North Star Community Credit Union's website. Check the membership page below to confirm whether you qualify.

Cost to join: About $5.

Verified from North Star Community Credit Union's membership page. Final membership determination is always made by the credit union.

Work at North Star Community Credit Union?

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Frequently Asked Questions

What rates does North Star Community Credit Union offer?

North Star Community Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are North Star Community Credit Union rates updated?

RateAPI verifies North Star Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get North Star Community Credit Union's rate data?

Rate data is collected directly from North Star Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are North Star Community Credit Union's auto, boat & powersports loan rates?

As of August 3, 2026, North Star Community Credit Union offers vehicle loans from 4.99% APR.

What is North Star Community Credit Union's personal loan rate?

As of August 3, 2026, North Star Community Credit Union offers personal loans from 11.24% APR.

What is North Star Community Credit Union's best CD rate?

As of August 3, 2026, North Star Community Credit Union offers savings and certificate (CD) yields up to 3.75% APY.

Related Rate Data

Compare North Star Community Credit Union's rates against national credit-union benchmarks.

More Iowa credit unionsAuto loan rate benchmarkPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

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# Get rates for North Star Community Credit Union
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  -H "Authorization: Bearer YOUR_API_KEY"
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