North Iowa Community Credit Union

Mason City, Iowa
Last verified: August 4, 2026
Work at North Iowa Community Credit Union? Claim this profile →

Verified rate book

Current North Iowa Community Credit Union rates

10 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

1 offer
North Iowa Community Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Consumer Securedauto_any_48mo8.390% APR8.390%48 moStandard

Personal loan rates

2 offers
North Iowa Community Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Signature Loanpersonal_unsecured8.990% APR8.990%Standard
Overdraft Line of Creditpersonal16.000% APR16.000%Standard

Credit card rates

1 offer
North Iowa Community Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Credit Cardcredit_card10.990% APR10.990%Standard

Savings & CD rates

6 offers
North Iowa Community Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
36-Month Certificatecd_36mo2.80% APY2.76%36 moStandard
48-Month Certificatecd_48mo3.00% APY2.96%48 moStandard
60-Month Certificatecd_60mo3.00% APY2.96%60 moStandard
6-Month Certificatecd_6mo3.25% APY3.21%6 moStandard
12-Month Certificatecd_12mo3.25% APY3.20%12 moStandard
24-Month Certificatecd_24mo3.25% APY3.20%24 moStandard

Auto loans available from 8.39% APR for 48 months. Personal loan rates from 8.99% APR. Credit card rates from 10.99% APR. Savings and certificate yields up to 3.25% APY.

Source: RateAPI.dev, verified from North Iowa Community Credit Union's official website

Loading branch locator…

About North Iowa Community Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
11.3K
Assets
$128.5M
Founded
1956
Locations reported
4
NCUA charter
64191
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join North Iowa Community Credit Union

Membership eligibility from North Iowa Community Credit Union's own published criteria. How we verify this.

Community charter: live/work in Butler, Cerro Gordo, Franklin +6 more

  • LocationButler, Cerro Gordo, Franklin, Floyd, Hancock, Mitchell, Winnebago, Worth, Wright

Cost to join: About $25.

Verified from North Iowa Community Credit Union's membership page. Final membership determination is always made by the credit union.

Work at North Iowa Community Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where North Iowa Community Credit Union ranks against Iowa peers.

Frequently Asked Questions

What rates does North Iowa Community Credit Union offer?

North Iowa Community Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are North Iowa Community Credit Union rates updated?

RateAPI verifies North Iowa Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get North Iowa Community Credit Union's rate data?

Rate data is collected directly from North Iowa Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are North Iowa Community Credit Union's auto loan rates?

As of August 4, 2026, North Iowa Community Credit Union offers auto loans from 8.39% APR.

What is North Iowa Community Credit Union's personal loan rate?

As of August 4, 2026, North Iowa Community Credit Union offers personal loans from 8.99% APR.

What is North Iowa Community Credit Union's best CD rate?

As of August 4, 2026, North Iowa Community Credit Union offers savings and certificate (CD) yields up to 3.25% APY.

Related Rate Data

Compare North Iowa Community Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track North Iowa Community Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Iowa credit union rates move.

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for North Iowa Community Credit Union
curl "https://api.rateapi.dev/credit-unions/iowa/north-iowa-community" \
  -H "Authorization: Bearer YOUR_API_KEY"