Cedar Falls Community Credit Union

Cedar Falls, Iowa
Last verified: August 3, 2026
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Verified rate book

Current Cedar Falls Community Credit Union rates

54 published offers verified as of August 3, 2026.

How we verify rates

Mortgage rates

7 offers
Cedar Falls Community Credit Union mortgage rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
5-Year Balloon Mortgage5 1 arm5.750% APR5.750%—Standard
7-Year Balloon Mortgage7 1 arm5.875% APR5.875%—Standard
10-Year Balloon Mortgage10 1 arm6.000% APR6.000%—Standard
5-Year Balloonother5.750% APR5.750%—Standard
1 Year Construction Loanother5.875% APR5.875%—Standard
7-Year Balloonother5.875% APR5.875%—Standard
10-Year Balloonother6.000% APR6.000%—Standard

Auto & vehicle rates

8 offers
Cedar Falls Community Credit Union auto & vehicle rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loanauto4.840% APR4.840%—Standard
48-Month Used Auto Loan (2023 and Newer)auto_used_48mo4.940% APR4.940%48 mo · usedStandard
60-Month New Auto Loan (2024 and Newer)auto_new_60mo4.940% APR4.940%60 mo · newStandard
66-Month New Auto Loan (2024 and Newer)auto_new_66mo5.040% APR5.040%66 mo · newStandard
60-Month Used Auto Loan (2023 and Newer)auto_used_60mo5.040% APR5.040%60 mo · usedStandard
84-Month New Auto Loan (2024 and Newer)auto_new_84mo5.140% APR5.140%84 mo · newStandard
66-Month Used Auto Loan (2023 and Newer)auto_used_66mo5.140% APR5.140%66 mo · usedStandard
72-Month Used Auto Loan (2023 and Newer)auto_used_72mo5.240% APR5.240%72 mo · usedStandard

HELOC rates

8 offers
Cedar Falls Community Credit Union heloc rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Home Equity Loans Closed End - 10 Yearheloc_fixed5.150% APR5.150%—Standard
Home Equity Loans Closed End - 5 Yearheloc_fixed5.640% APR5.640%—Standard
Home Equity Loans Closed End - 7 Yearheloc_fixed6.050% APR6.050%—Standard
Home Equity Loans Closed Endheloc_fixed6.050% APR6.050%—Standard
Open End HELOCheloc_variable6.250% APR6.250%—Standard
Home Equity Loans Closed End - 10 Yearheloc_fixed6.390% APR6.390%—Standard
Home Equity Loans Closed End - 15 Yearheloc_fixed6.890% APR6.890%—Standard
Home Equity Loans Closed End - 20 Yearheloc_fixed7.490% APR7.490%—Standard

Personal loan rates

7 offers
Cedar Falls Community Credit Union personal loan rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Home Improvement Loan Securedpersonal_secured_60mo7.490% APR7.490%60 moStandard
Home Improvement Loan Securedpersonal_secured_120mo8.250% APR8.250%120 moStandard
Home Improvement Loan Securedpersonal_secured_180mo8.740% APR8.740%180 moStandard
12-Month Unsecured Personal Loanpersonal_unsecured_12mo8.750% APR8.750%12 moStandard
36-Month Unsecured Personal Loanpersonal_unsecured_36mo9.000% APR9.000%36 moStandard
48-Month Unsecured Personal Loanpersonal_unsecured_48mo9.750% APR9.750%48 moStandard
60-Month Unsecured Personal Loanpersonal_unsecured_60mo10.750% APR10.750%60 moStandard

Credit card rates

1 offer
Cedar Falls Community Credit Union credit card rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Credit Cardcredit_card8.750% APR8.750%—Standard

Savings & CD rates

23 offers
Cedar Falls Community Credit Union savings & cd rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Savingsshare_savings0.10% APY0.10%—Standard
Christmas Clubsavings0.20% APY0.20%—Standard
Secondary Savingssavings0.20% APY0.20%—Standard
DID Accountsavings0.25% APY0.25%—Standard
Education Ira Sharesira0.25% APY0.25%—Standard
Health savings accountsavings0.40% APY0.40%—Standard
Super Money Marketmoney_market1.50% APY1.49%—Standard
30-Month Certificateshare_certificate_30mo2.75% APY2.72%30 moStandard
JUMBO Certificatecd_30mo2.85% APY2.82%30 moStandard
Super Money Marketmoney_market3.00% APY2.96%—Standard
Super Money Marketmoney_market3.10% APY3.06%—Standard
Super Money Marketmoney_market3.20% APY3.16%—Standard
Super Money Marketmoney_market3.30% APY3.26%—Standard
Super Money Marketmoney_market3.40% APY3.35%—Standard
Super Money Marketmoney_market3.50% APY3.45%—Standard
36-Month Certificateshare_certificate_36mo3.65% APY3.60%36 moStandard
6-Month Certificateshare_certificate_6mo3.75% APY3.70%6 moStandard
JUMBO Certificatecd_36mo3.75% APY3.70%36 moStandard
12-Month Certificateshare_certificate_12mo3.90% APY3.84%12 moStandard
Youth Certificatecd_3mo3.90% APY3.84%3 moStandard
24-Month Certificateshare_certificate_24mo3.95% APY3.89%24 moStandard
18-Month Certificateshare_certificate_18mo4.00% APY3.95%18 moStandard
18-Month Certificatecd_18mo4.00% APY4.00%18 moStandard

As of August 3, 2026, Cedar Falls Community Credit Union offers a 5 1 arm mortgage at 5.75% APR. Auto loans available from 4.84% APR. HELOC rates from 5.15% APR. Personal loan rates from 7.49% APR. Credit card rates from 8.75% APR. Savings and certificate yields up to 4.00% APY.

Source: RateAPI.dev, verified from Cedar Falls Community Credit Union's official website

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About Cedar Falls Community Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
8.9K
Assets
$242.7M
Founded
1958
Locations reported
3
NCUA charter
65565
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial education
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Collins CommunityWinterberry Dr Branch · Cedar Falls · IA · 50613Branch in the same ZIPDupaco CommunityCedar Falls Learning Lab · Cedar Falls · IA · 50613Branch in the same ZIPGreenstateCedar Falls · Cedar Falls · IA · 50613Branch in the same ZIPUniteUnite Credit Union · Cedar Falls · IA · 50613Branch in the same ZIPVeridianCedar Heights · Cedar Falls · IA · 50613Branch in the same ZIPAllen Hospital PersonnelAllen Hospital Personnel Credit Union · Waterloo · IA · 50703-1916About 10.2 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Cedar Falls Community Credit Union

Membership eligibility from Cedar Falls Community Credit Union's own published criteria. How we verify this.

Community charter: live/work in Cedar Falls

Verified from Cedar Falls Community Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Cedar Falls Community Credit Union?

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Frequently Asked Questions

What rates does Cedar Falls Community Credit Union offer?

Cedar Falls Community Credit Union currently offers mortgage, Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are Cedar Falls Community Credit Union rates updated?

RateAPI verifies Cedar Falls Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get Cedar Falls Community Credit Union's rate data?

Rate data is collected directly from Cedar Falls Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Cedar Falls Community Credit Union's mortgage rate?

As of August 3, 2026, Cedar Falls Community Credit Union offers a 5 1 arm mortgage at 5.75% APR.

What are Cedar Falls Community Credit Union's auto loan rates?

As of August 3, 2026, Cedar Falls Community Credit Union offers auto loans from 4.84% APR.

What is Cedar Falls Community Credit Union's HELOC rate?

As of August 3, 2026, Cedar Falls Community Credit Union offers home equity lines of credit from 5.15% APR.

What is Cedar Falls Community Credit Union's personal loan rate?

As of August 3, 2026, Cedar Falls Community Credit Union offers personal loans from 7.49% APR.

What is Cedar Falls Community Credit Union's best CD rate?

As of August 3, 2026, Cedar Falls Community Credit Union offers savings and certificate (CD) yields up to 4.00% APY.

Related Rate Data

Compare Cedar Falls Community Credit Union's rates against national credit-union benchmarks.

More Iowa credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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# Get rates for Cedar Falls Community Credit Union
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  -H "Authorization: Bearer YOUR_API_KEY"
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