Urban Beginnings Choice Credit Union
Verified rate book
Current Urban Beginnings Choice Credit Union rates
6 published offers verified as of August 4, 2026.
Auto & vehicle rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Base Rateauto | 6.000% APR | 6.000% | — | Standard |
| Used Auto Loan (2019 and Newer)auto_used | 6.500% APR | 6.500% | used | Standard |
| Used Auto Loan (2016–2018)auto_used | 7.000% APR | 7.000% | used | Standard |
| Used Auto Loan (2012–2015)auto_used | 7.500% APR | 7.500% | used | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 1 year/$500+ Savpersonal_unsecured_12mo | 9.800% APR | 9.800% | 12 mo | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| N/Aother | 10.000% % | 10.000% | — | Standard |
Auto loans available from 6% APR. Personal loan rates from 9.8% APR.
Source: RateAPI.dev, verified from Urban Beginnings Choice Credit Union's official website
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About Urban Beginnings Choice Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 291
- Assets
- $1.8M
- Founded
- 2006
- Locations reported
- 2
- NCUA charter
- 24781
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Electronic statements
- Financial counseling
- Financial education
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Urban Beginnings Choice Credit Union
Membership eligibility from Urban Beginnings Choice Credit Union's own published criteria. How we verify this.
Membership criteria are published on Urban Beginnings Choice Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Urban Beginnings Choice Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Urban Beginnings Choice Credit Union?
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Frequently Asked Questions
What rates does Urban Beginnings Choice Credit Union offer?
Urban Beginnings Choice Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Urban Beginnings Choice Credit Union rates updated?
RateAPI verifies Urban Beginnings Choice Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Urban Beginnings Choice Credit Union's rate data?
Rate data is collected directly from Urban Beginnings Choice Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Urban Beginnings Choice Credit Union's auto loan rates?
As of August 4, 2026, Urban Beginnings Choice Credit Union offers auto loans from 6% APR.
What is Urban Beginnings Choice Credit Union's personal loan rate?
As of August 4, 2026, Urban Beginnings Choice Credit Union offers personal loans from 9.8% APR.
Related Rate Data
Compare Urban Beginnings Choice Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Urban Beginnings Choice Credit Union
curl "https://api.rateapi.dev/credit-unions/indiana/urban-beginnings-choice" \
-H "Authorization: Bearer YOUR_API_KEY"